SCH GROUP: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SCH GROUP
Largest movements
- Cash +€9,545
up €9,545 (+313.8%), from €3,041 to €12,586
mainly Depreciation (+€7,826) and Trade debts (+€5,060)
- Tangible fixed assets -€7,826
down €7,826 (-51.2%), from €15,291 to €7,465
of which Plant, machinery and equipment: -€4,663
- Receivables within one year -€1,907
down €1,907 (-84.3%), from €2,261 to €355
- Stocks and contracts -€1,223
down €1,223 (-14.1%), from €8,672 to €7,449
- Debts after one year -€5,723
down €5,723 (-44.6%), from €12,837 to €7,113
- Trade debts +€5,060
up €5,060 (+458.5%), from €1,104 to €6,164
- Other debts -€3,509
down €3,509 (-10.0%), from €35,000 to €31,491
- Tax, wage and social debts +€1,835
up €1,835 (+441.3%), from €416 to €2,251
of which Taxes: +€1,852
- Profit (loss) carried forward +€926
up €926 (+3.5%), from -€26,406 to -€25,479
- Gross operating margin +€31,168
up €31,168 (+174.3%), from €17,884 to €49,053
- Staff costs +€30,291
up €30,291 (+504.2%), from €6,007 to €36,299
- Financial charges -€2,109
down €2,109 (-68.9%), from €3,061 to €952
of which Financial charges: -€1,145
- Other operating charges +€2,005
up €2,005 (+190.9%), from €1,051 to €3,056
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €29,265 | €27,855 | -€1,410 | -4.8% |
| Fixed assets | 21/28 | €15,291 | €7,465 | -€7,826 | -51.2% |
| Tangible fixed assets | 22/27 | €15,291 | €7,465 | -€7,826 | -51.2% |
| Plant, machinery and equipment | 23 | €7,418 | €2,755 | -€4,663 | -62.9% |
| Furniture and vehicles | 24 | €2,639 | €972 | -€1,667 | -63.2% |
| Other tangible fixed assets | 26 | €5,234 | €3,737 | -€1,497 | -28.6% |
| Current assets | 29/58 | €13,974 | €20,390 | +€6,416 | +45.9% |
| Stocks and contracts in progress | 3 | €8,672 | €7,449 | -€1,223 | -14.1% |
| Stocks | 30/36 | €8,672 | €7,449 | -€1,223 | -14.1% |
| Amounts receivable within one year | 40/41 | €2,261 | €355 | -€1,907 | -84.3% |
| Other amounts receivable | 41 | €2,261 | €355 | -€1,907 | -84.3% |
| Cash at bank and in hand | 54/58 | €3,041 | €12,586 | +€9,545 | +313.8% |
| Total equity and liabilities | 10/49 | €29,265 | €27,855 | -€1,410 | -4.8% |
| Equity | 10/15 | -€21,406 | -€20,479 | +€926 | +4.3% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€26,406 | -€25,479 | +€926 | +3.5% |
| Amounts payable | 17/49 | €50,671 | €48,334 | -€2,337 | -4.6% |
| Amounts payable after more than one year | 17 | €12,837 | €7,113 | -€5,723 | -44.6% |
| Financial debts | 170/4 | €12,837 | €7,113 | -€5,723 | -44.6% |
| Amounts payable within one year | 42/48 | €37,834 | €41,221 | +€3,387 | +9.0% |
| Financial debts | 43 | €1,314 | €1,314 | = | 0.0% |
| Credit institutions | 430/8 | €1,314 | €1,314 | = | 0.0% |
| Trade debts | 44 | €1,104 | €6,164 | +€5,060 | +458.5% |
| Suppliers | 440/4 | €1,104 | €6,164 | +€5,060 | +458.5% |
| Taxes, remuneration and social security | 45 | €416 | €2,251 | +€1,835 | +441.3% |
| Taxes | 450/3 | - | €1,852 | +€1,852 | |
| Remuneration and social security | 454/9 | €416 | €399 | -€17 | -4.0% |
| Other amounts payable | 47/48 | €35,000 | €31,491 | -€3,509 | -10.0% |
| Remuneration, social security and pensions | 62 | €6,007 | €36,299 | +€30,291 | +504.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €7,722 | €7,826 | +€104 | +1.3% |
| Other operating charges | 640/8 | €1,051 | €3,056 | +€2,005 | +190.9% |
| Gross operating margin | 9900 | €17,884 | €49,053 | +€31,168 | +174.3% |
| Operating profit (loss) | 9901 | €3,104 | €1,872 | -€1,232 | -39.7% |
| Financial income | 75/76B | €2 | €6 | +€4 | +160.4% |
| Recurring financial income | 75 | €2 | €6 | +€4 | +160.4% |
| Non-recurring financial income | 76B | €2 | - | -€2 | |
| Financial charges | 65/66B | €3,061 | €952 | -€2,109 | -68.9% |
| Recurring financial charges | 65 | €2,097 | €952 | -€1,145 | -54.6% |
| Non-recurring financial charges | 66B | €964 | - | -€964 | |
| Profit (loss) for the period before taxes | 9903 | €46 | €926 | +€881 | +1923.2% |
| Profit (loss) for the period | 9904 | €46 | €926 | +€881 | +1923.2% |
| Profit (loss) for the period to be appropriated | 9905 | €46 | €926 | +€881 | +1923.2% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 4 October 2026 via checked.be.