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SCG IMMO: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

SCG IMMO

BE 0746.649.283
NACE 68.121, Development of residential building projects
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€80,313
2024 · €152,443-€72,131
Equity
€146,239
2024 · €65,926+€80,313
Cash
€72,365
2024 · €187,423-€115,058
Balance sheet total
€700,597
2024 · €641,203+€59,394

Largest movements

2024 to 2025
Assets
  • Stocks and contracts +€379,342

    up €379,342 (+266.5%), from €142,322 to €521,663

  • Receivables within one year -€201,252

    down €201,252 (-65.9%), from €305,366 to €104,114

    of which Trade receivables: -€195,000

  • Cash -€115,058

    down €115,058 (-61.4%), from €187,423 to €72,365

    mainly Stocks and contracts (-€379,342) and Debts after one year (-€88,630)

Equity and liabilities
  • Debts after one year -€88,630

    down €88,630 (-42.3%), from €209,347 to €120,716

  • Profit (loss) carried forward +€80,313

    up €80,313 (+157.7%), from €50,926 to €131,239

  • Tax, wage and social debts +€66,279

    new in 2025: €66,279

Income statement
  • Gross operating margin -€80,264

    down €80,264 (-40.0%), from €200,592 to €120,329

  • Financial charges -€14,620

    down €14,620 (-58.5%), from €24,998 to €10,378

  • Taxes +€12,787

    up €12,787 (+76.2%), from €16,770 to €29,557

  • Financial income +€4,919

    up €4,919 (+209.3%), from €2,350 to €7,269

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €152,443
Gross operating margin -€80,264
Other operating charges +€1,381
Financial income +€4,919
Financial charges +€14,620
Taxes -€12,787
Result 2025 €80,313

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€26,428
Investment €0
Financing -€88,630
Cash 2024 €187,423
Net result for the year +€80,313
Depreciation +€3,638
Stocks and contracts -€379,342
Receivables within one year +€201,252
Trade debts +€2,171
Tax, wage and social debts +€66,279
Other debts -€739
Debts after one year -€88,630
Cash 2025 €72,365
Every line side by side 41 lines
Line Code 2024 2025 Change %
Total assets 20/58 €641,203 €700,597 +€59,394 +9.3%
Fixed assets 21/28 €5,660 €2,021 -€3,638 -64.3%
Tangible fixed assets 22/27 €5,660 €2,021 -€3,638 -64.3%
Furniture and vehicles 24 €5,660 €2,021 -€3,638 -64.3%
Current assets 29/58 €635,544 €698,576 +€63,032 +9.9%
Stocks and contracts in progress 3 €142,322 €521,663 +€379,342 +266.5%
Stocks 30/36 €142,322 €521,663 +€379,342 +266.5%
Amounts receivable within one year 40/41 €305,366 €104,114 -€201,252 -65.9%
Trade receivables 40 €195,000 - -€195,000
Other amounts receivable 41 €110,366 €104,114 -€6,252 -5.7%
Cash at bank and in hand 54/58 €187,423 €72,365 -€115,058 -61.4%
Deferred charges and accrued income 490/1 €433 €433 = 0.0%
Total equity and liabilities 10/49 €641,203 €700,597 +€59,394 +9.3%
Equity 10/15 €65,926 €146,239 +€80,313 +121.8%
Contributions 10/11 €15,000 €15,000 = 0.0%
Capital 10 €15,000 - -€15,000
Issued capital 100 €15,000 - -€15,000
Outside capital 11 - €15,000 +€15,000
Other 1109/19 - €15,000 +€15,000
Profit (loss) carried forward 14 €50,926 €131,239 +€80,313 +157.7%
Amounts payable 17/49 €575,277 €554,358 -€20,919 -3.6%
Amounts payable after more than one year 17 €209,347 €120,716 -€88,630 -42.3%
Financial debts 170/4 €209,347 €120,716 -€88,630 -42.3%
Amounts payable within one year 42/48 €365,930 €433,641 +€67,711 +18.5%
Trade debts 44 €3,214 €5,385 +€2,171 +67.6%
Suppliers 440/4 €3,214 €5,385 +€2,171 +67.6%
Taxes, remuneration and social security 45 - €66,279 +€66,279
Taxes 450/3 - €66,279 +€66,279
Other amounts payable 47/48 €362,716 €361,977 -€739 -0.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €3,638 €3,638 = 0.0%
Other operating charges 640/8 €5,092 €3,712 -€1,381 -27.1%
Gross operating margin 9900 €200,592 €120,329 -€80,264 -40.0%
Operating profit (loss) 9901 €191,862 €112,979 -€78,883 -41.1%
Financial income 75/76B €2,350 €7,269 +€4,919 +209.3%
Recurring financial income 75 €2,350 €7,269 +€4,919 +209.3%
Financial charges 65/66B €24,998 €10,378 -€14,620 -58.5%
Recurring financial charges 65 €24,998 €10,378 -€14,620 -58.5%
Profit (loss) for the period before taxes 9903 €169,214 €109,870 -€59,344 -35.1%
Income taxes 67/77 €16,770 €29,557 +€12,787 +76.2%
Profit (loss) for the period 9904 €152,443 €80,313 -€72,131 -47.3%
Profit (loss) for the period to be appropriated 9905 €152,443 €80,313 -€72,131 -47.3%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.