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SBPS: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

SBPS

BE 0475.703.242
NACE 47.110, Non-specialised retail sale with food, beverages or tobacco predominating
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€36,329
2024 · €31,537+€4,793
Equity
€147,488
2024 · €111,158+€36,329
Cash
€34,235
2024 · €15,672+€18,563
Balance sheet total
€441,294
2024 · €400,633+€40,661

Largest movements

2024 to 2025
Assets
  • Cash +€18,563

    up €18,563 (+118.4%), from €15,672 to €34,235

    mainly Depreciation (+€41,181) and Net result for the year (+€36,329)

  • Receivables within one year +€8,990

    up €8,990 (+144.9%), from €6,206 to €15,196

    of which Trade receivables: +€8,690

  • Tangible fixed assets +€7,030

    up €7,030 (+2.1%), from €342,261 to €349,291

    of which Land and buildings: +€26,906

  • Stocks and contracts +€4,498

    up €4,498 (+13.9%), from €32,371 to €36,869

Equity and liabilities
  • Profit (loss) carried forward +€36,329

    up €36,329, from -€12,302 to €24,028

  • Other debts -€31,305

    down €31,305 (-21.3%), from €146,703 to €115,397

  • Tax, wage and social debts +€15,863

    up €15,863 (+116.4%), from €13,633 to €29,496

    of which Taxes: +€17,958

  • Debts after one year +€13,403

    up €13,403 (+24.0%), from €55,882 to €69,285

Income statement
  • Staff costs -€33,528

    down €33,528, from €31,857 to -€1,671

  • Gross operating margin -€22,854

    down €22,854 (-17.7%), from €128,968 to €106,114

  • Taxes +€4,635

    up €4,635 (+45.3%), from €10,225 to €14,860

  • Depreciation +€4,548

    up €4,548 (+12.4%), from €36,633 to €41,181

  • Other operating charges -€4,059

    down €4,059 (-44.1%), from €9,194 to €5,135

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €31,537
Gross operating margin -€22,854
Staff costs +€33,528
Depreciation -€4,548
Other operating charges +€4,059
Financial income +€178
Financial charges -€935
Taxes -€4,635
Result 2025 €36,329

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€51,600
Investment -€49,866
Financing +€16,829
Cash 2024 €15,672
Net result for the year +€36,329
Depreciation +€41,181
Stocks and contracts -€4,498
Receivables within one year -€8,990
Smaller working-capital items +€29
Trade debts +€2,991
Tax, wage and social debts +€15,863
Other debts -€31,305
Investment in fixed assets (net) -€49,866
Debts after one year +€13,403
Current portion of long-term debt +€1,918
Short-term financial debts +€1,508
Cash 2025 €34,235
Every line side by side 51 lines
Line Code 2024 2025 Change %
Total assets 20/58 €400,633 €441,294 +€40,661 +10.1%
Fixed assets 21/28 €345,453 €354,138 +€8,685 +2.5%
Tangible fixed assets 22/27 €342,261 €349,291 +€7,030 +2.1%
Land and buildings 22 €237,607 €264,513 +€26,906 +11.3%
Plant, machinery and equipment 23 €26,777 €22,185 -€4,591 -17.1%
Furniture and vehicles 24 €77,877 €62,593 -€15,284 -19.6%
Financial fixed assets 28 €3,192 €4,847 +€1,655 +51.8%
Current assets 29/58 €55,180 €87,155 +€31,976 +57.9%
Stocks and contracts in progress 3 €32,371 €36,869 +€4,498 +13.9%
Stocks 30/36 €32,371 €36,869 +€4,498 +13.9%
Amounts receivable within one year 40/41 €6,206 €15,196 +€8,990 +144.9%
Trade receivables 40 €5,384 €14,074 +€8,690 +161.4%
Other amounts receivable 41 €823 €1,123 +€300 +36.4%
Cash at bank and in hand 54/58 €15,672 €34,235 +€18,563 +118.4%
Deferred charges and accrued income 490/1 €931 €855 -€76 -8.1%
Total equity and liabilities 10/49 €400,633 €441,294 +€40,661 +10.1%
Equity 10/15 €111,158 €147,488 +€36,329 +32.7%
Contributions 10/11 €121,600 €121,600 = 0.0%
Reserves 13 €1,860 €1,860 = 0.0%
Non-distributable reserves 130/1 €1,860 €1,860 = 0.0%
Reserves not available under the articles 1311 €1,860 €1,860 = 0.0%
Profit (loss) carried forward 14 -€12,302 €24,028 +€36,329
Amounts payable 17/49 €289,475 €293,806 +€4,331 +1.5%
Amounts payable after more than one year 17 €55,882 €69,285 +€13,403 +24.0%
Financial debts 170/4 €55,882 €69,285 +€13,403 +24.0%
Amounts payable within one year 42/48 €233,593 €224,456 -€9,137 -3.9%
Current portion of amounts payable after more than one year 42 €29,206 €31,123 +€1,918 +6.6%
Financial debts 43 €10,139 €11,647 +€1,508 +14.9%
Credit institutions 430/8 €10,139 €11,647 +€1,508 +14.9%
Trade debts 44 €33,801 €36,792 +€2,991 +8.9%
Suppliers 440/4 €33,801 €36,792 +€2,991 +8.9%
Advances received on contracts in progress 46 €112 - -€112
Taxes, remuneration and social security 45 €13,633 €29,496 +€15,863 +116.4%
Taxes 450/3 €11,538 €29,496 +€17,958 +155.6%
Remuneration and social security 454/9 €2,095 - -€2,095
Other amounts payable 47/48 €146,703 €115,397 -€31,305 -21.3%
Accrued charges and deferred income 492/3 - €66 +€66
Non-recurring operating income 76A €1,274 - -€1,274
Remuneration, social security and pensions 62 €31,857 -€1,671 -€33,528
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €36,633 €41,181 +€4,548 +12.4%
Other operating charges 640/8 €9,194 €5,135 -€4,059 -44.1%
Gross operating margin 9900 €128,968 €106,114 -€22,854 -17.7%
Operating profit (loss) 9901 €51,284 €61,469 +€10,185 +19.9%
Financial income 75/76B €596 €774 +€178 +29.9%
Recurring financial income 75 €596 €774 +€178 +29.9%
Financial charges 65/66B €10,118 €11,053 +€935 +9.2%
Recurring financial charges 65 €10,118 €11,053 +€935 +9.2%
Profit (loss) for the period before taxes 9903 €41,762 €51,190 +€9,428 +22.6%
Income taxes 67/77 €10,225 €14,860 +€4,635 +45.3%
Profit (loss) for the period 9904 €31,537 €36,329 +€4,793 +15.2%
Profit (loss) for the period to be appropriated 9905 €31,537 €36,329 +€4,793 +15.2%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.