SBinfi: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SBinfi
Largest movements
- Receivables within one year +€13,345
new in 2024: €13,345
of which Other amounts receivable: +€7,075
- Tangible fixed assets -€7,578
down €7,578 (-36.7%), from €20,637 to €13,059
- Cash +€4,943
up €4,943 (+35.9%), from €13,767 to €18,710
mainly Net result for the year (+€10,141) and Depreciation (+€7,578)
- Receivables after one year -€1,722
no longer reported in 2024 (was €1,722)
- Reserves +€22,500
new in 2024: €22,500
- Profit (loss) carried forward -€12,359
down €12,359 (-99.3%), from €12,441 to €82
- Debts after one year -€9,651
down €9,651 (-61.5%), from €15,681 to €6,030
- Tax, wage and social debts +€6,369
up €6,369 (+2226.9%), from €286 to €6,655
- Current portion of long-term debt +€1,963
up €1,963 (+34.2%), from €5,739 to €7,702
- Gross operating margin +€16,777
up €16,777 (+163.3%), from €10,276 to €27,053
- Taxes +€6,770
up €6,770 (+432.6%), from €1,565 to €8,335
From the 2023 result to the 2024 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2023 | 2024 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €37,006 | €45,744 | +€8,738 | +23.6% |
| Fixed assets | 21/28 | €20,637 | €13,059 | -€7,578 | -36.7% |
| Tangible fixed assets | 22/27 | €20,637 | €13,059 | -€7,578 | -36.7% |
| Furniture and vehicles | 24 | €20,637 | €13,059 | -€7,578 | -36.7% |
| Current assets | 29/58 | €16,369 | €32,685 | +€16,316 | +99.7% |
| Amounts receivable after more than one year | 29 | €1,722 | - | -€1,722 | |
| Other amounts receivable | 291 | €1,722 | - | -€1,722 | |
| Amounts receivable within one year | 40/41 | - | €13,345 | +€13,345 | |
| Trade receivables | 40 | - | €6,270 | +€6,270 | |
| Other amounts receivable | 41 | - | €7,075 | +€7,075 | |
| Cash at bank and in hand | 54/58 | €13,767 | €18,710 | +€4,943 | +35.9% |
| Deferred charges and accrued income | 490/1 | €880 | €630 | -€250 | -28.4% |
| Total equity and liabilities | 10/49 | €37,006 | €45,744 | +€8,738 | +23.6% |
| Equity | 10/15 | €14,941 | €25,082 | +€10,141 | +67.9% |
| Contributions | 10/11 | €2,500 | €2,500 | = | 0.0% |
| Outside capital | 11 | - | €2,500 | +€2,500 | |
| Other | 1109/19 | - | €2,500 | +€2,500 | |
| Reserves | 13 | - | €22,500 | +€22,500 | |
| Distributable reserves | 133 | - | €22,500 | +€22,500 | |
| Profit (loss) carried forward | 14 | €12,441 | €82 | -€12,359 | -99.3% |
| Amounts payable | 17/49 | €22,065 | €20,662 | -€1,403 | -6.4% |
| Amounts payable after more than one year | 17 | €15,681 | €6,030 | -€9,651 | -61.5% |
| Financial debts | 170/4 | €15,681 | €6,030 | -€9,651 | -61.5% |
| Amounts payable within one year | 42/48 | €6,384 | €14,632 | +€8,248 | +129.2% |
| Current portion of amounts payable after more than one year | 42 | €5,739 | €7,702 | +€1,963 | +34.2% |
| Trade debts | 44 | €359 | €275 | -€84 | -23.4% |
| Suppliers | 440/4 | €359 | €275 | -€84 | -23.4% |
| Taxes, remuneration and social security | 45 | €286 | €6,655 | +€6,369 | +2226.9% |
| Taxes | 450/3 | €286 | €6,655 | +€6,369 | +2226.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €7,745 | €7,578 | -€167 | -2.2% |
| Other operating charges | 640/8 | €896 | €728 | -€168 | -18.8% |
| Gross operating margin | 9900 | €10,276 | €27,053 | +€16,777 | +163.3% |
| Operating profit (loss) | 9901 | €1,635 | €18,747 | +€17,112 | +1046.6% |
| Financial income | 75/76B | - | €6 | +€6 | |
| Recurring financial income | 75 | - | €6 | +€6 | |
| Financial charges | 65/66B | €530 | €277 | -€253 | -47.7% |
| Recurring financial charges | 65 | €299 | €277 | -€22 | -7.4% |
| Non-recurring financial charges | 66B | €231 | - | -€231 | |
| Profit (loss) for the period before taxes | 9903 | €1,105 | €18,476 | +€17,371 | +1572.0% |
| Income taxes | 67/77 | €1,565 | €8,335 | +€6,770 | +432.6% |
| Profit (loss) for the period | 9904 | -€460 | €10,141 | +€10,601 | |
| Profit (loss) for the period to be appropriated | 9905 | -€460 | €10,141 | +€10,601 |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.