SBI Solutions: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SBI Solutions
Largest movements
- Current investments -€50,000
down €50,000 (-100%), from €50,000 to €0
- Receivables within one year +€13,966
up €13,966 (+2,892%), from €483 to €14,449
of which Other amounts receivable: +€14,208
- Cash +€10,436
up €10,436 (+4,579%), from €228 to €10,664
mainly Current investments (+€50,000) and Depreciation (+€977)
- Tangible fixed assets -€977
down €977 (-34.7%), from €2,817 to €1,840
- Other debts -€25,044
down €25,044 (-100%), from €25,044 to €0
- Profit (loss) carried forward -€1,532
down €1,532, from €0 to -€1,532
- Gross operating margin -€29,992
down €29,992, from €29,293 to -€700
- Taxes -€4,920
down €4,920 (-100%), from €4,920 to €0
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €53,528 | €26,952 | -€26,576 | -49.6% |
| Fixed assets | 21/28 | €2,817 | €1,840 | -€977 | -34.7% |
| Tangible fixed assets | 22/27 | €2,817 | €1,840 | -€977 | -34.7% |
| Plant, machinery and equipment | 23 | €2,817 | €1,840 | -€977 | -34.7% |
| Current assets | 29/58 | €50,711 | €25,112 | -€25,599 | -50.5% |
| Amounts receivable within one year | 40/41 | €483 | €14,449 | +€13,966 | +2,892% |
| Trade receivables | 40 | €286 | €44 | -€242 | -84.7% |
| Other amounts receivable | 41 | €197 | €14,405 | +€14,208 | +7,200% |
| Current investments | 50/53 | €50,000 | €0 | -€50,000 | -100% |
| Cash at bank and in hand | 54/58 | €228 | €10,664 | +€10,436 | +4,579% |
| Total equity and liabilities | 10/49 | €53,528 | €26,952 | -€26,576 | -49.6% |
| Equity | 10/15 | €26,299 | €24,767 | -€1,532 | -5.8% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €7,699 | €7,699 | = | 0.0% |
| Distributable reserves | 133 | €7,699 | €7,699 | = | 0.0% |
| Profit (loss) carried forward | 14 | €0 | -€1,532 | -€1,532 | |
| Amounts payable | 17/49 | €27,229 | €2,185 | -€25,044 | -92.0% |
| Amounts payable within one year | 42/48 | €27,229 | €2,185 | -€25,044 | -92.0% |
| Taxes, remuneration and social security | 45 | €2,185 | €2,185 | = | 0.0% |
| Taxes | 450/3 | €2,185 | €2,185 | = | 0.0% |
| Other amounts payable | 47/48 | €25,044 | €0 | -€25,044 | -100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €937 | €977 | +€41 | +4.3% |
| Other operating charges | 640/8 | €653 | €699 | +€46 | +7.1% |
| Non-recurring operating charges | 66A | €279 | €0 | -€279 | -100% |
| Gross operating margin | 9900 | €29,293 | -€700 | -€29,992 | |
| Operating profit (loss) | 9901 | €27,424 | -€2,376 | -€29,800 | |
| Financial income | 75/76B | €784 | €892 | +€109 | +13.9% |
| Recurring financial income | 75 | €784 | €892 | +€109 | +13.9% |
| Financial charges | 65/66B | €46 | €48 | +€1 | +2.9% |
| Recurring financial charges | 65 | €46 | €48 | +€1 | +2.9% |
| Profit (loss) for the period before taxes | 9903 | €28,161 | -€1,532 | -€29,693 | |
| Income taxes | 67/77 | €4,920 | €0 | -€4,920 | -100% |
| Profit (loss) for the period | 9904 | €23,241 | -€1,532 | -€24,773 | |
| Profit (loss) for the period to be appropriated | 9905 | €23,241 | -€1,532 | -€24,773 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 14 October 2026 via checked.be.