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SBGP: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

SBGP

BE 0740.550.062
NACE 46.180, Agents specialised in the wholesale of other particular products
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€2,837
2024 · €4,454-€1,617
Equity
€28,152
2024 · €25,314+€2,837
Cash
€33,466
2024 · €20,237+€13,228
Balance sheet total
€202,651
2024 · €144,821+€57,829

Largest movements

2024 to 2025
Assets
  • Stocks and contracts +€49,488

    up €49,488 (+54.0%), from €91,695 to €141,183

  • Cash +€13,228

    up €13,228 (+65.4%), from €20,237 to €33,466

    mainly Current portion of long-term debt (+€50,234) and Other debts (+€13,371)

  • Deferred charges and accrued income -€6,500

    down €6,500 (-30.4%), from €21,364 to €14,864

  • Tangible fixed assets +€5,249

    up €5,249 (+130.8%), from €4,013 to €9,262

    of which Furniture and vehicles: +€5,534

  • Receivables within one year -€3,636

    down €3,636 (-49.4%), from €7,362 to €3,726

    of which Trade receivables: -€3,289

Equity and liabilities
  • Current portion of long-term debt +€50,234

    up €50,234 (+63.7%), from €78,904 to €129,138

  • Other debts +€13,371

    up €13,371 (+6323.7%), from €211 to €13,583

  • Trade debts -€5,838

    down €5,838 (-69.1%), from €8,449 to €2,611

  • Debts after one year -€4,138

    down €4,138 (-13.0%), from €31,782 to €27,644

  • Profit (loss) carried forward +€2,837

    up €2,837 (+27.5%), from €10,314 to €13,152

Income statement
  • Depreciation -€1,901

    down €1,901 (-75.2%), from €2,528 to €628

  • Financial charges +€1,663

    up €1,663 (+23.2%), from €7,164 to €8,828

  • Taxes +€756

    new in 2025: €756

  • Other operating charges +€712

    up €712 (+32.3%), from €2,206 to €2,918

  • Gross operating margin -€655

    down €655 (-3.9%), from €16,633 to €15,978

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €4,454
Gross operating margin -€655
Staff costs +€270
Depreciation +€1,901
Other operating charges -€712
Financial income -€1
Financial charges -€1,663
Taxes -€756
Result 2025 €2,837

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€26,992
Investment -€5,876
Financing +€46,096
Cash 2024 €20,237
Net result for the year +€2,837
Depreciation +€628
Stocks and contracts -€49,488
Receivables within one year +€3,636
Deferred charges and accrued income +€6,500
Trade debts -€5,838
Tax, wage and social debts +€1,362
Other debts +€13,371
Investment in fixed assets (net) -€5,876
Debts after one year -€4,138
Current portion of long-term debt +€50,234
Cash 2025 €33,466
Every line side by side 42 lines
Line Code 2024 2025 Change %
Total assets 20/58 €144,821 €202,651 +€57,829 +39.9%
Fixed assets 21/28 €4,163 €9,412 +€5,249 +126.1%
Tangible fixed assets 22/27 €4,013 €9,262 +€5,249 +130.8%
Plant, machinery and equipment 23 €571 €285 -€286 -50.0%
Furniture and vehicles 24 €3,442 €8,976 +€5,534 +160.8%
Financial fixed assets 28 €150 €150 = 0.0%
Current assets 29/58 €140,658 €193,239 +€52,581 +37.4%
Stocks and contracts in progress 3 €91,695 €141,183 +€49,488 +54.0%
Stocks 30/36 €91,695 €141,183 +€49,488 +54.0%
Amounts receivable within one year 40/41 €7,362 €3,726 -€3,636 -49.4%
Trade receivables 40 €4,013 €724 -€3,289 -82.0%
Other amounts receivable 41 €3,349 €3,002 -€346 -10.3%
Cash at bank and in hand 54/58 €20,237 €33,466 +€13,228 +65.4%
Deferred charges and accrued income 490/1 €21,364 €14,864 -€6,500 -30.4%
Total equity and liabilities 10/49 €144,821 €202,651 +€57,829 +39.9%
Equity 10/15 €25,314 €28,152 +€2,837 +11.2%
Contributions 10/11 €15,000 €15,000 = 0.0%
Profit (loss) carried forward 14 €10,314 €13,152 +€2,837 +27.5%
Amounts payable 17/49 €119,507 €174,499 +€54,992 +46.0%
Amounts payable after more than one year 17 €31,782 €27,644 -€4,138 -13.0%
Financial debts 170/4 €31,782 €27,644 -€4,138 -13.0%
Amounts payable within one year 42/48 €87,725 €146,855 +€59,130 +67.4%
Current portion of amounts payable after more than one year 42 €78,904 €129,138 +€50,234 +63.7%
Trade debts 44 €8,449 €2,611 -€5,838 -69.1%
Suppliers 440/4 €8,449 €2,611 -€5,838 -69.1%
Taxes, remuneration and social security 45 €161 €1,523 +€1,362 +845.8%
Taxes 450/3 €161 €1,523 +€1,362 +845.8%
Other amounts payable 47/48 €211 €13,583 +€13,371 +6323.7%
Non-recurring operating income 76A - €1,517 +€1,517
Remuneration, social security and pensions 62 €289 €19 -€270 -93.6%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €2,528 €628 -€1,901 -75.2%
Other operating charges 640/8 €2,206 €2,918 +€712 +32.3%
Gross operating margin 9900 €16,633 €15,978 -€655 -3.9%
Operating profit (loss) 9901 €11,610 €12,414 +€804 +6.9%
Financial income 75/76B €8 €7 -€1 -11.1%
Recurring financial income 75 €8 €7 -€1 -11.1%
Financial charges 65/66B €7,164 €8,828 +€1,663 +23.2%
Recurring financial charges 65 €7,164 €8,828 +€1,663 +23.2%
Profit (loss) for the period before taxes 9903 €4,454 €3,594 -€860 -19.3%
Income taxes 67/77 - €756 +€756
Profit (loss) for the period 9904 €4,454 €2,837 -€1,617 -36.3%
Profit (loss) for the period to be appropriated 9905 €4,454 €2,837 -€1,617 -36.3%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.