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SB GRAPHICS: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

SB GRAPHICS

BE 0808.882.703
NACE 95.290, Repair and maintenance of other personal and household goods
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€23,545
2024 · €10,321+€13,224
Equity
€142,643
2024 · €171,548-€28,905
Cash
€40,129
2024 · €19,401+€20,727
Balance sheet total
€226,290
2024 · €188,135+€38,155

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets +€35,716

    up €35,716 (+758.2%), from €4,711 to €40,426

    of which Furniture and vehicles: +€34,007

  • Receivables after one year -€31,303

    down €31,303 (-22.6%), from €138,220 to €106,917

  • Cash +€20,727

    up €20,727 (+106.8%), from €19,401 to €40,129

    mainly Receivables after one year (+€31,303) and Trade debts (+€24,599)

  • Receivables within one year +€11,102

    up €11,102 (+44.3%), from €25,047 to €36,149

    of which Trade receivables: +€9,810

Equity and liabilities
  • Reserves -€28,905

    down €28,905 (-31.3%), from €92,211 to €63,306

    of which Distributable reserves: -€28,905

  • Trade debts +€24,599

    up €24,599 (+416.7%), from €5,903 to €30,503

  • Debts after one year +€23,675

    new in 2025: €23,675

  • Tax, wage and social debts +€6,961

    up €6,961 (+318.9%), from €2,183 to €9,144

    of which Taxes: +€4,115

  • Other debts +€6,500

    up €6,500 (+76.5%), from €8,500 to €15,000

Income statement
  • Gross operating margin +€19,047

    up €19,047 (+101.7%), from €18,726 to €37,773

  • Taxes +€4,291

    up €4,291 (+134.5%), from €3,190 to €7,482

  • Depreciation +€1,372

    up €1,372 (+147.5%), from €930 to €2,303

  • Other operating charges -€444

    down €444 (-11.7%), from €3,804 to €3,360

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €10,321
Gross operating margin +€19,047
Staff costs -€272
Depreciation -€1,372
Other operating charges +€444
Financial income -€29
Financial charges -€301
Taxes -€4,291
Result 2025 €23,545

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€82,196
Investment -€38,018
Financing -€23,450
Cash 2024 €19,401
Net result for the year +€23,545
Depreciation +€2,303
Receivables after one year +€31,303
Receivables within one year -€11,102
Deferred charges and accrued income -€1,913
Trade debts +€24,599
Tax, wage and social debts +€6,961
Other debts +€6,500
Investment in fixed assets (net) -€38,018
Debts after one year +€23,675
Current portion of long-term debt +€5,325
Contributions, distributions and other -€52,450
Cash 2025 €40,129
Every line side by side 48 lines
Line Code 2024 2025 Change %
Total assets 20/58 €188,135 €226,290 +€38,155 +20.3%
Fixed assets 21/28 €4,711 €40,426 +€35,716 +758.2%
Tangible fixed assets 22/27 €4,711 €40,426 +€35,716 +758.2%
Plant, machinery and equipment 23 - €1,709 +€1,709
Furniture and vehicles 24 €699 €34,706 +€34,007 +4863.1%
Leasing and similar rights 25 €4,011 €4,011 = 0.0%
Current assets 29/58 €183,424 €185,864 +€2,440 +1.3%
Amounts receivable after more than one year 29 €138,220 €106,917 -€31,303 -22.6%
Other amounts receivable 291 €138,220 €106,917 -€31,303 -22.6%
Stocks and contracts in progress 3 €650 €650 = 0.0%
Stocks 30/36 €650 €650 = 0.0%
Amounts receivable within one year 40/41 €25,047 €36,149 +€11,102 +44.3%
Trade receivables 40 €4,105 €13,915 +€9,810 +239.0%
Other amounts receivable 41 €20,942 €22,234 +€1,292 +6.2%
Cash at bank and in hand 54/58 €19,401 €40,129 +€20,727 +106.8%
Deferred charges and accrued income 490/1 €106 €2,019 +€1,913 +1809.8%
Total equity and liabilities 10/49 €188,135 €226,290 +€38,155 +20.3%
Equity 10/15 €171,548 €142,643 -€28,905 -16.8%
Contributions 10/11 €19,000 €19,000 = 0.0%
Reserves 13 €92,211 €63,306 -€28,905 -31.3%
Non-distributable reserves 130/1 €1,900 €1,900 = 0.0%
Reserves not available under the articles 1311 €1,900 €1,900 = 0.0%
Distributable reserves 133 €90,311 €61,406 -€28,905 -32.0%
Profit (loss) carried forward 14 €60,337 €60,337 = 0.0%
Amounts payable 17/49 €16,586 €83,647 +€67,060 +404.3%
Amounts payable after more than one year 17 - €23,675 +€23,675
Financial debts 170/4 - €23,675 +€23,675
Amounts payable within one year 42/48 €16,586 €59,972 +€43,386 +261.6%
Current portion of amounts payable after more than one year 42 - €5,325 +€5,325
Trade debts 44 €5,903 €30,503 +€24,599 +416.7%
Suppliers 440/4 €5,903 €30,503 +€24,599 +416.7%
Taxes, remuneration and social security 45 €2,183 €9,144 +€6,961 +318.9%
Taxes 450/3 €2,183 €6,298 +€4,115 +188.5%
Remuneration and social security 454/9 - €2,846 +€2,846
Other amounts payable 47/48 €8,500 €15,000 +€6,500 +76.5%
Remuneration, social security and pensions 62 €475 €747 +€272 +57.3%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €930 €2,303 +€1,372 +147.5%
Other operating charges 640/8 €3,804 €3,360 -€444 -11.7%
Gross operating margin 9900 €18,726 €37,773 +€19,047 +101.7%
Operating profit (loss) 9901 €13,518 €31,363 +€17,846 +132.0%
Financial income 75/76B €160 €131 -€29 -18.2%
Recurring financial income 75 €160 €131 -€29 -18.2%
Financial charges 65/66B €166 €468 +€301 +181.0%
Recurring financial charges 65 €166 €468 +€301 +181.0%
Profit (loss) for the period before taxes 9903 €13,511 €31,027 +€17,516 +129.6%
Income taxes 67/77 €3,190 €7,482 +€4,291 +134.5%
Profit (loss) for the period 9904 €10,321 €23,545 +€13,224 +128.1%
Profit (loss) for the period to be appropriated 9905 €10,321 €23,545 +€13,224 +128.1%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.