SB Ecobouw: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SB Ecobouw
Largest movements
- Tangible fixed assets -€14,438
down €14,438 (-13.6%), from €105,930 to €91,491
of which Furniture and vehicles: -€14,505
- Receivables within one year +€12,450
up €12,450 (+31.2%), from €39,877 to €52,327
of which Trade receivables: +€13,723
- Cash -€11,181
no longer reported in 2025 (was €11,181)
mainly Trade debts (-€18,640) and Debts after one year (-€18,442)
- Short-term financial debts +€24,329
new in 2025: €24,329
- Trade debts -€18,640
down €18,640 (-50.3%), from €37,058 to €18,418
- Debts after one year -€18,442
down €18,442 (-28.7%), from €64,271 to €45,829
- Gross operating margin -€38,971
down €38,971 (-60.9%), from €64,029 to €25,058
- Staff costs -€23,111
down €23,111 (-93.9%), from €24,605 to €1,494
- Depreciation -€3,984
down €3,984 (-18.1%), from €22,003 to €18,018
- Taxes -€2,648
down €2,648 (-72.2%), from €3,669 to €1,021
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €157,237 | €143,953 | -€13,283 | -8.4% |
| Fixed assets | 21/28 | €105,930 | €91,626 | -€14,303 | -13.5% |
| Tangible fixed assets | 22/27 | €105,930 | €91,491 | -€14,438 | -13.6% |
| Plant, machinery and equipment | 23 | €11,587 | €11,654 | +€67 | +0.6% |
| Furniture and vehicles | 24 | €94,343 | €79,837 | -€14,505 | -15.4% |
| Financial fixed assets | 28 | - | €135 | +€135 | |
| Current assets | 29/58 | €51,307 | €52,327 | +€1,020 | +2.0% |
| Amounts receivable within one year | 40/41 | €39,877 | €52,327 | +€12,450 | +31.2% |
| Trade receivables | 40 | €26,133 | €39,856 | +€13,723 | +52.5% |
| Other amounts receivable | 41 | €13,744 | €12,471 | -€1,273 | -9.3% |
| Cash at bank and in hand | 54/58 | €11,181 | - | -€11,181 | |
| Deferred charges and accrued income | 490/1 | €249 | - | -€249 | |
| Total equity and liabilities | 10/49 | €157,237 | €143,953 | -€13,283 | -8.4% |
| Equity | 10/15 | €33,106 | €32,237 | -€869 | -2.6% |
| Contributions | 10/11 | €4,000 | €4,000 | = | 0.0% |
| Reserves | 13 | €29,106 | €28,237 | -€869 | -3.0% |
| Distributable reserves | 133 | €29,106 | €28,237 | -€869 | -3.0% |
| Amounts payable | 17/49 | €124,131 | €111,716 | -€12,415 | -10.0% |
| Amounts payable after more than one year | 17 | €64,271 | €45,829 | -€18,442 | -28.7% |
| Financial debts | 170/4 | €64,271 | €45,829 | -€18,442 | -28.7% |
| Amounts payable within one year | 42/48 | €59,860 | €65,887 | +€6,028 | +10.1% |
| Current portion of amounts payable after more than one year | 42 | €17,716 | €18,442 | +€726 | +4.1% |
| Financial debts | 43 | - | €24,329 | +€24,329 | |
| Credit institutions | 430/8 | - | €24,329 | +€24,329 | |
| Trade debts | 44 | €37,058 | €18,418 | -€18,640 | -50.3% |
| Suppliers | 440/4 | €37,058 | €18,418 | -€18,640 | -50.3% |
| Taxes, remuneration and social security | 45 | €3,628 | €3,208 | -€420 | -11.6% |
| Taxes | 450/3 | €3,628 | €3,208 | -€420 | -11.6% |
| Other amounts payable | 47/48 | €1,457 | €1,490 | +€33 | +2.2% |
| Remuneration, social security and pensions | 62 | €24,605 | €1,494 | -€23,111 | -93.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €22,003 | €18,018 | -€3,984 | -18.1% |
| Other operating charges | 640/8 | €1,819 | €1,197 | -€622 | -34.2% |
| Gross operating margin | 9900 | €64,029 | €25,058 | -€38,971 | -60.9% |
| Operating profit (loss) | 9901 | €15,603 | €4,348 | -€11,254 | -72.1% |
| Financial income | 75/76B | €478 | €3 | -€476 | -99.5% |
| Recurring financial income | 75 | €478 | €3 | -€476 | -99.5% |
| Financial charges | 65/66B | €3,634 | €4,198 | +€565 | +15.5% |
| Recurring financial charges | 65 | €3,634 | €4,198 | +€565 | +15.5% |
| Profit (loss) for the period before taxes | 9903 | €12,447 | €152 | -€12,294 | -98.8% |
| Income taxes | 67/77 | €3,669 | €1,021 | -€2,648 | -72.2% |
| Profit (loss) for the period | 9904 | €8,778 | -€869 | -€9,647 | |
| Profit (loss) for the period to be appropriated | 9905 | €8,778 | -€869 | -€9,647 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.