SAYINS SOLUTIONS: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SAYINS SOLUTIONS
Largest movements
- Cash +€89,328
up €89,328 (+1,164%), from €7,673 to €97,001
mainly Net result for the year (+€81,283) and Tax, wage and social debts (+€33,225)
- Receivables within one year +€8,053
up €8,053 (+53.3%), from €15,113 to €23,166
of which Trade receivables: +€9,484
- Stocks and contracts -€4,223
no longer reported in 2025 (was €4,223)
- Deferred charges and accrued income -€2,115
no longer reported in 2025 (was €2,115)
- Profit (loss) carried forward +€72,283
up €72,283 (+7,838%), from €922 to €73,205
- Tax, wage and social debts +€33,225
up €33,225 (+1,032%), from €3,219 to €36,444
of which Taxes: +€36,127
- Other debts -€8,082
down €8,082 (-43.5%), from €18,600 to €10,518
- Trade debts -€6,383
no longer reported in 2025 (was €6,383)
- Staff costs -€113,808
down €113,808 (-87.2%), from €130,570 to €16,762
- Taxes +€20,146
up €20,146 (+6,357%), from €317 to €20,463
- Gross operating margin -€9,076
down €9,076 (-6.8%), from €133,056 to €123,980
- Financial charges +€4,495
up €4,495 (+828%), from €543 to €5,038
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €29,124 | €120,167 | +€91,043 | +313% |
| Current assets | 29/58 | €29,124 | €120,167 | +€91,043 | +313% |
| Stocks and contracts in progress | 3 | €4,223 | - | -€4,223 | |
| Contracts in progress | 37 | €4,223 | - | -€4,223 | |
| Amounts receivable within one year | 40/41 | €15,113 | €23,166 | +€8,053 | +53.3% |
| Trade receivables | 40 | €13,683 | €23,166 | +€9,484 | +69.3% |
| Other amounts receivable | 41 | €1,430 | - | -€1,430 | |
| Cash at bank and in hand | 54/58 | €7,673 | €97,001 | +€89,328 | +1,164% |
| Deferred charges and accrued income | 490/1 | €2,115 | - | -€2,115 | |
| Total equity and liabilities | 10/49 | €29,124 | €120,167 | +€91,043 | +313% |
| Equity | 10/15 | €922 | €73,205 | +€72,283 | +7,838% |
| Profit (loss) carried forward | 14 | €922 | €73,205 | +€72,283 | +7,838% |
| Amounts payable | 17/49 | €28,202 | €46,962 | +€18,760 | +66.5% |
| Amounts payable within one year | 42/48 | €28,202 | €46,962 | +€18,760 | +66.5% |
| Trade debts | 44 | €6,383 | - | -€6,383 | |
| Suppliers | 440/4 | €6,383 | - | -€6,383 | |
| Taxes, remuneration and social security | 45 | €3,219 | €36,444 | +€33,225 | +1,032% |
| Taxes | 450/3 | €317 | €36,444 | +€36,127 | +11,401% |
| Remuneration and social security | 454/9 | €2,903 | - | -€2,903 | |
| Other amounts payable | 47/48 | €18,600 | €10,518 | -€8,082 | -43.5% |
| Remuneration, social security and pensions | 62 | €130,570 | €16,762 | -€113,808 | -87.2% |
| Other operating charges | 640/8 | €772 | €506 | -€266 | -34.5% |
| Gross operating margin | 9900 | €133,056 | €123,980 | -€9,076 | -6.8% |
| Operating profit (loss) | 9901 | €1,715 | €106,713 | +€104,998 | +6,123% |
| Financial income | 75/76B | €67 | €71 | +€4 | +6.1% |
| Recurring financial income | 75 | €67 | €71 | +€4 | +6.1% |
| Financial charges | 65/66B | €543 | €5,038 | +€4,495 | +828% |
| Recurring financial charges | 65 | €543 | €5,038 | +€4,495 | +828% |
| Profit (loss) for the period before taxes | 9903 | €1,239 | €101,746 | +€100,507 | +8,112% |
| Income taxes | 67/77 | €317 | €20,463 | +€20,146 | +6,357% |
| Profit (loss) for the period | 9904 | €922 | €81,283 | +€80,361 | +8,714% |
| Profit (loss) for the period to be appropriated | 9905 | €922 | €81,283 | +€80,361 | +8,714% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 17 October 2026 via checked.be.