SAYDNAYA: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SAYDNAYA
Largest movements
- Tangible fixed assets -€560
down €560 (-66.7%), from €839 to €279
of which Furniture and vehicles: -€458
- Tax, wage and social debts -€2,175
down €2,175 (-46.0%), from €4,726 to €2,551
of which Remuneration and social security: -€1,634
- Current portion of long-term debt +€1,790
up €1,790 (+25.7%), from €6,958 to €8,748
- Profit (loss) carried forward -€458
down €458 (-3.8%), from -€12,006 to -€12,464
- Trade debts +€182
up €182 (+229%), from €80 to €262
- Staff costs +€2,966
up €2,966 (+34.0%), from €8,723 to €11,689
- Gross operating margin +€1,603
up €1,603 (+14.1%), from €11,382 to €12,985
- Other operating charges -€751
down €751 (-61.2%), from €1,226 to €475
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €5,988 | €5,341 | -€647 | -10.8% |
| Fixed assets | 21/28 | €1,158 | €598 | -€560 | -48.4% |
| Tangible fixed assets | 22/27 | €839 | €279 | -€560 | -66.7% |
| Plant, machinery and equipment | 23 | €197 | €94 | -€103 | -52.2% |
| Furniture and vehicles | 24 | €643 | €185 | -€458 | -71.2% |
| Financial fixed assets | 28 | €319 | €319 | +€0 | 0.0% |
| Current assets | 29/58 | €4,830 | €4,743 | -€87 | -1.8% |
| Stocks and contracts in progress | 3 | €1,051 | €992 | -€59 | -5.6% |
| Stocks | 30/36 | €1,051 | €992 | -€59 | -5.6% |
| Cash at bank and in hand | 54/58 | €3,778 | €3,751 | -€27 | -0.7% |
| Total equity and liabilities | 10/49 | €5,988 | €5,341 | -€647 | -10.8% |
| Equity | 10/15 | -€5,776 | -€6,234 | -€458 | -7.9% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Capital | 10 | €6,200 | €6,200 | = | 0.0% |
| Issued capital | 100 | €18,600 | €18,600 | = | 0.0% |
| Uncalled capital | 101 | €12,400 | €12,400 | = | 0.0% |
| Reserves | 13 | €30 | €30 | -€0 | -1.0% |
| Non-distributable reserves | 130/1 | €30 | €30 | -€0 | -1.0% |
| Legal reserve | 130 | €30 | €30 | -€0 | -1.0% |
| Profit (loss) carried forward | 14 | -€12,006 | -€12,464 | -€458 | -3.8% |
| Amounts payable | 17/49 | €11,763 | €11,575 | -€188 | -1.6% |
| Amounts payable within one year | 42/48 | €11,763 | €11,575 | -€188 | -1.6% |
| Current portion of amounts payable after more than one year | 42 | €6,958 | €8,748 | +€1,790 | +25.7% |
| Trade debts | 44 | €80 | €262 | +€182 | +229% |
| Suppliers | 440/4 | €80 | €262 | +€182 | +229% |
| Taxes, remuneration and social security | 45 | €4,726 | €2,551 | -€2,175 | -46.0% |
| Taxes | 450/3 | €1,632 | €1,091 | -€541 | -33.1% |
| Remuneration and social security | 454/9 | €3,094 | €1,460 | -€1,634 | -52.8% |
| Other amounts payable | 47/48 | - | €14 | +€14 | |
| Remuneration, social security and pensions | 62 | €8,723 | €11,689 | +€2,966 | +34.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €635 | €560 | -€75 | -11.8% |
| Other operating charges | 640/8 | €1,226 | €475 | -€751 | -61.2% |
| Gross operating margin | 9900 | €11,382 | €12,985 | +€1,603 | +14.1% |
| Operating profit (loss) | 9901 | €799 | €261 | -€538 | -67.3% |
| Financial income | 75/76B | €0 | - | -€0 | |
| Recurring financial income | 75 | €0 | - | -€0 | |
| Financial charges | 65/66B | €597 | €719 | +€122 | +20.5% |
| Recurring financial charges | 65 | €597 | €719 | +€122 | +20.5% |
| Profit (loss) for the period before taxes | 9903 | €202 | -€458 | -€660 | |
| Profit (loss) for the period | 9904 | €202 | -€458 | -€660 | |
| Profit (loss) for the period to be appropriated | 9905 | €202 | -€458 | -€660 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 16 October 2026 via checked.be.