SAVYOO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SAVYOO
Largest movements
- Intangible fixed assets +€225,321
up €225,321 (+267%), from €84,375 to €309,696
- Receivables within one year +€149,352
up €149,352 (+274%), from €54,455 to €203,807
- Cash -€5,805
down €5,805 (-94.3%), from €6,158 to €353
mainly Investment in fixed assets (net) (-€244,780) and Receivables within one year (-€149,352)
- Current portion of long-term debt +€265,000
up €265,000 (+303%), from €87,500 to €352,500
- Trade debts +€44,178
up €44,178 (+1,510%), from €2,926 to €47,104
- Profit (loss) carried forward +€33,119
up €33,119 (+1,307%), from €2,533 to €35,652
- Other debts +€24,731
up €24,731 (+70.1%), from €35,269 to €60,000
- Depreciation +€11,334
up €11,334 (+139%), from €8,125 to €19,459
- Gross operating margin +€5,809
up €5,809 (+10.7%), from €54,089 to €59,898
- Financial income +€3,252
up €3,252 (+146%), from €2,235 to €5,487
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €146,847 | €513,856 | +€367,009 | +250% |
| Fixed assets | 21/28 | €84,375 | €309,696 | +€225,321 | +267% |
| Intangible fixed assets | 21 | €84,375 | €309,696 | +€225,321 | +267% |
| Current assets | 29/58 | €62,472 | €204,160 | +€141,688 | +227% |
| Amounts receivable within one year | 40/41 | €54,455 | €203,807 | +€149,352 | +274% |
| Other amounts receivable | 41 | €54,455 | €203,807 | +€149,352 | +274% |
| Cash at bank and in hand | 54/58 | €6,158 | €353 | -€5,805 | -94.3% |
| Deferred charges and accrued income | 490/1 | €1,859 | - | -€1,859 | |
| Total equity and liabilities | 10/49 | €146,847 | €513,856 | +€367,009 | +250% |
| Equity | 10/15 | €21,133 | €54,252 | +€33,119 | +157% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Profit (loss) carried forward | 14 | €2,533 | €35,652 | +€33,119 | +1,307% |
| Amounts payable | 17/49 | €125,714 | €459,604 | +€333,890 | +266% |
| Amounts payable within one year | 42/48 | €125,695 | €459,604 | +€333,909 | +266% |
| Current portion of amounts payable after more than one year | 42 | €87,500 | €352,500 | +€265,000 | +303% |
| Trade debts | 44 | €2,926 | €47,104 | +€44,178 | +1,510% |
| Suppliers | 440/4 | €2,926 | €47,104 | +€44,178 | +1,510% |
| Other amounts payable | 47/48 | €35,269 | €60,000 | +€24,731 | +70.1% |
| Accrued charges and deferred income | 492/3 | €19 | - | -€19 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €8,125 | €19,459 | +€11,334 | +139% |
| Gross operating margin | 9900 | €54,089 | €59,898 | +€5,809 | +10.7% |
| Operating profit (loss) | 9901 | €45,964 | €40,439 | -€5,525 | -12.0% |
| Financial income | 75/76B | €2,235 | €5,487 | +€3,252 | +146% |
| Recurring financial income | 75 | €2,235 | €5,487 | +€3,252 | +146% |
| Financial charges | 65/66B | €413 | €857 | +€444 | +107% |
| Recurring financial charges | 65 | €413 | €857 | +€444 | +107% |
| Profit (loss) for the period before taxes | 9903 | €47,785 | €45,069 | -€2,717 | -5.7% |
| Income taxes | 67/77 | €12,517 | €11,950 | -€567 | -4.5% |
| Profit (loss) for the period | 9904 | €35,269 | €33,119 | -€2,150 | -6.1% |
| Profit (loss) for the period to be appropriated | 9905 | €35,269 | €33,119 | -€2,150 | -6.1% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 13 October 2026 via checked.be.