Savybel: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Savybel
Largest movements
- Financial fixed assets +€452,071
up €452,071 (+37.9%), from €1.2m to €1.6m
- Receivables after one year -€29,994
down €29,994 (-100.0%), from €29,994 to €0
- Contributions +€430,000
up €430,000 (+33.9%), from €1.3m to €1.7m
- Profit (loss) carried forward -€25,685
down €25,685 (-65.8%), from -€39,050 to -€64,735
- Gross operating margin +€12,625
up €12,625 (+33.7%), from -€37,409 to -€24,784
- Financial charges -€536
down €536 (-58.9%), from €909 to €373
From the 2023 result to the 2024 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2023 | 2024 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,243,398 | €1,657,961 | +€414,564 | +33.3% |
| Fixed assets | 21/28 | €1,193,457 | €1,645,528 | +€452,071 | +37.9% |
| Financial fixed assets | 28 | €1,193,457 | €1,645,528 | +€452,071 | +37.9% |
| Current assets | 29/58 | €49,941 | €12,434 | -€37,507 | -75.1% |
| Amounts receivable after more than one year | 29 | €29,994 | €0 | -€29,994 | -100.0% |
| Trade receivables | 290 | €29,994 | €0 | -€29,994 | -100.0% |
| Amounts receivable within one year | 40/41 | €10,000 | €0 | -€10,000 | -100.0% |
| Other amounts receivable | 41 | €10,000 | €0 | -€10,000 | -100.0% |
| Cash at bank and in hand | 54/58 | €9,946 | €12,434 | +€2,487 | +25.0% |
| Total equity and liabilities | 10/49 | €1,243,398 | €1,657,961 | +€414,564 | +33.3% |
| Equity | 10/15 | €1,230,950 | €1,635,265 | +€404,315 | +32.8% |
| Contributions | 10/11 | €1,270,000 | €1,700,000 | +€430,000 | +33.9% |
| Profit (loss) carried forward | 14 | -€39,050 | -€64,735 | -€25,685 | -65.8% |
| Amounts payable | 17/49 | €12,448 | €22,696 | +€10,249 | +82.3% |
| Amounts payable within one year | 42/48 | €4,933 | €18,696 | +€13,764 | +279.0% |
| Trade debts | 44 | €4,933 | €18,696 | +€13,764 | +279.0% |
| Suppliers | 440/4 | €4,933 | €18,696 | +€13,764 | +279.0% |
| Accrued charges and deferred income | 492/3 | €7,515 | €4,000 | -€3,515 | -46.8% |
| Other operating charges | 640/8 | €732 | €528 | -€204 | -27.9% |
| Gross operating margin | 9900 | -€37,409 | -€24,784 | +€12,625 | +33.7% |
| Operating profit (loss) | 9901 | -€38,141 | -€25,312 | +€12,829 | +33.6% |
| Financial income | 75/76B | - | €0 | +€0 | |
| Recurring financial income | 75 | - | €0 | +€0 | |
| Financial charges | 65/66B | €909 | €373 | -€536 | -58.9% |
| Recurring financial charges | 65 | €909 | €373 | -€536 | -58.9% |
| Profit (loss) for the period before taxes | 9903 | -€39,050 | -€25,685 | +€13,365 | +34.2% |
| Profit (loss) for the period | 9904 | -€39,050 | -€25,685 | +€13,365 | +34.2% |
| Profit (loss) for the period to be appropriated | 9905 | -€39,050 | -€25,685 | +€13,365 | +34.2% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 2 October 2026 via checked.be.