Savvytech: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Savvytech
Largest movements
- Receivables within one year -€57,587
down €57,587 (-61.6%), from €93,483 to €35,897
of which Other amounts receivable: -€37,455
- Intangible fixed assets +€42,998
up €42,998 (+56.7%), from €75,802 to €118,800
- Tax, wage and social debts -€12,922
down €12,922 (-94.7%), from €13,638 to €716
- Trade debts -€7,803
down €7,803 (-95.1%), from €8,203 to €400
- Debts after one year +€7,551
up €7,551 (+5.7%), from €131,600 to €139,151
- Short-term financial debts -€4,141
down €4,141 (-98.1%), from €4,221 to €80
- Reserves +€2,728
up €2,728 (+24.7%), from €11,023 to €13,750
- Depreciation -€14,752
no longer reported in 2025 (was €14,752)
- Gross operating margin -€10,635
down €10,635 (-55.9%), from €19,036 to €8,401
- Financial charges -€2,540
down €2,540 (-30.8%), from €8,244 to €5,704
- Other operating charges +€665
up €665 (+104.7%), from €635 to €1,300
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Cash or the result is not a separate line in both sets of accounts; the cash flow cannot be derived from them.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €169,285 | €154,697 | -€14,588 | -8.6% |
| Fixed assets | 21/28 | €75,802 | €118,800 | +€42,998 | +56.7% |
| Intangible fixed assets | 21 | €75,802 | €118,800 | +€42,998 | +56.7% |
| Current assets | 29/58 | €93,483 | €35,897 | -€57,587 | -61.6% |
| Amounts receivable within one year | 40/41 | €93,483 | €35,897 | -€57,587 | -61.6% |
| Trade receivables | 40 | €50,303 | €30,171 | -€20,132 | -40.0% |
| Other amounts receivable | 41 | €43,181 | €5,726 | -€37,455 | -86.7% |
| Total equity and liabilities | 10/49 | €169,285 | €154,697 | -€14,588 | -8.6% |
| Equity | 10/15 | €11,623 | €14,350 | +€2,728 | +23.5% |
| Contributions | 10/11 | €600 | €600 | = | 0.0% |
| Reserves | 13 | €11,023 | €13,750 | +€2,728 | +24.7% |
| Distributable reserves | 133 | €11,023 | €13,750 | +€2,728 | +24.7% |
| Amounts payable | 17/49 | €157,663 | €140,347 | -€17,316 | -11.0% |
| Amounts payable after more than one year | 17 | €131,600 | €139,151 | +€7,551 | +5.7% |
| Financial debts | 170/4 | €131,600 | €139,151 | +€7,551 | +5.7% |
| Amounts payable within one year | 42/48 | €26,063 | €1,196 | -€24,867 | -95.4% |
| Financial debts | 43 | €4,221 | €80 | -€4,141 | -98.1% |
| Credit institutions | 430/8 | €4,221 | €80 | -€4,141 | -98.1% |
| Trade debts | 44 | €8,203 | €400 | -€7,803 | -95.1% |
| Suppliers | 440/4 | €8,203 | €400 | -€7,803 | -95.1% |
| Taxes, remuneration and social security | 45 | €13,638 | €716 | -€12,922 | -94.7% |
| Taxes | 450/3 | €13,638 | €716 | -€12,922 | -94.7% |
| Non-recurring operating income | 76A | - | €15,108 | +€15,108 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €14,752 | - | -€14,752 | |
| Other operating charges | 640/8 | €635 | €1,300 | +€665 | +104.7% |
| Gross operating margin | 9900 | €19,036 | €8,401 | -€10,635 | -55.9% |
| Operating profit (loss) | 9901 | €3,650 | €7,101 | +€3,452 | +94.6% |
| Financial income | 75/76B | €1,309 | €1,330 | +€22 | +1.7% |
| Recurring financial income | 75 | €1,309 | €1,330 | +€22 | +1.7% |
| Financial charges | 65/66B | €8,244 | €5,704 | -€2,540 | -30.8% |
| Recurring financial charges | 65 | €8,244 | €5,704 | -€2,540 | -30.8% |
| Profit (loss) for the period before taxes | 9903 | -€3,286 | €2,728 | +€6,014 | |
| Profit (loss) for the period | 9904 | -€3,286 | €2,728 | +€6,014 | |
| Profit (loss) for the period to be appropriated | 9905 | -€3,286 | €2,728 | +€6,014 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 12 October 2026 via checked.be.