Savooie: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Savooie
Largest movements
- Intangible fixed assets -€5,212
down €5,212 (-21.0%), from €24,844 to €19,632
- Stocks and contracts -€1,436
down €1,436 (-13.3%), from €10,758 to €9,322
- Deferred charges and accrued income +€1,243
new in 2025: €1,243
- Cash -€1,110
down €1,110 (-10.7%), from €10,392 to €9,282
mainly Net result for the year (-€11,052) and Tax, wage and social debts (-€3,567)
- Tangible fixed assets -€700
down €700 (-5.2%), from €13,346 to €12,646
of which Plant, machinery and equipment: -€1,800
- Profit (loss) carried forward -€11,052
down €11,052, from €1,119 to -€9,933
- Trade debts +€8,742
up €8,742 (+370%), from €2,365 to €11,107
- Tax, wage and social debts -€3,567
down €3,567 (-72.9%), from €4,891 to €1,325
of which Remuneration and social security: -€3,459
- Accrued charges and deferred income -€1,500
down €1,500 (-100%), from €1,500 to €0
- Staff costs +€35,479
up €35,479 (+291%), from €12,193 to €47,672
- Gross operating margin +€30,956
up €30,956 (+196%), from €15,784 to €46,740
- Depreciation +€6,141
up €6,141 (+328%), from €1,871 to €8,013
- Financial charges +€1,491
up €1,491 (+2,222%), from €67 to €1,558
- Other operating charges +€538
up €538 (+808%), from €67 to €604
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €67,313 | €59,851 | -€7,462 | -11.1% |
| Fixed assets | 21/28 | €41,140 | €35,227 | -€5,913 | -14.4% |
| Intangible fixed assets | 21 | €24,844 | €19,632 | -€5,212 | -21.0% |
| Tangible fixed assets | 22/27 | €13,346 | €12,646 | -€700 | -5.2% |
| Plant, machinery and equipment | 23 | €8,580 | €6,780 | -€1,800 | -21.0% |
| Furniture and vehicles | 24 | €4,766 | €5,866 | +€1,100 | +23.1% |
| Financial fixed assets | 28 | €2,950 | €2,950 | = | 0.0% |
| Current assets | 29/58 | €26,173 | €24,624 | -€1,549 | -5.9% |
| Stocks and contracts in progress | 3 | €10,758 | €9,322 | -€1,436 | -13.3% |
| Stocks | 30/36 | €10,758 | €9,322 | -€1,436 | -13.3% |
| Amounts receivable within one year | 40/41 | €5,023 | €4,777 | -€246 | -4.9% |
| Trade receivables | 40 | €5,002 | €4,774 | -€228 | -4.6% |
| Other amounts receivable | 41 | €21 | €3 | -€18 | -85.1% |
| Cash at bank and in hand | 54/58 | €10,392 | €9,282 | -€1,110 | -10.7% |
| Deferred charges and accrued income | 490/1 | - | €1,243 | +€1,243 | |
| Total equity and liabilities | 10/49 | €67,313 | €59,851 | -€7,462 | -11.1% |
| Equity | 10/15 | €6,119 | -€4,933 | -€11,052 | |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €1,119 | -€9,933 | -€11,052 | |
| Amounts payable | 17/49 | €61,194 | €64,784 | +€3,590 | +5.9% |
| Amounts payable within one year | 42/48 | €59,694 | €64,784 | +€5,090 | +8.5% |
| Trade debts | 44 | €2,365 | €11,107 | +€8,742 | +370% |
| Suppliers | 440/4 | €2,365 | €11,107 | +€8,742 | +370% |
| Taxes, remuneration and social security | 45 | €4,891 | €1,325 | -€3,567 | -72.9% |
| Taxes | 450/3 | €1,433 | €1,325 | -€108 | -7.5% |
| Remuneration and social security | 454/9 | €3,459 | €0 | -€3,459 | -100% |
| Other amounts payable | 47/48 | €52,438 | €52,353 | -€85 | -0.2% |
| Accrued charges and deferred income | 492/3 | €1,500 | €0 | -€1,500 | -100% |
| Remuneration, social security and pensions | 62 | €12,193 | €47,672 | +€35,479 | +291% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,871 | €8,013 | +€6,141 | +328% |
| Other operating charges | 640/8 | €67 | €604 | +€538 | +808% |
| Gross operating margin | 9900 | €15,784 | €46,740 | +€30,956 | +196% |
| Operating profit (loss) | 9901 | €1,653 | -€9,549 | -€11,202 | |
| Financial income | 75/76B | €0 | €55 | +€55 | +549,500% |
| Recurring financial income | 75 | €0 | €55 | +€55 | +549,500% |
| Financial charges | 65/66B | €67 | €1,558 | +€1,491 | +2,222% |
| Recurring financial charges | 65 | €67 | €1,558 | +€1,491 | +2,222% |
| Profit (loss) for the period before taxes | 9903 | €1,586 | -€11,052 | -€12,638 | |
| Income taxes | 67/77 | €467 | €0 | -€467 | -100% |
| Profit (loss) for the period | 9904 | €1,119 | -€11,052 | -€12,171 | |
| Profit (loss) for the period to be appropriated | 9905 | €1,119 | -€11,052 | -€12,171 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 23 October 2026 via checked.be.