Savonam: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Savonam
Largest movements
- Stocks and contracts -€2,199
no longer reported in 2025 (was €2,199)
- Receivables within one year -€2,002
down €2,002 (-85.4%), from €2,345 to €343
of which Trade receivables: -€1,626
- Cash -€1,073
down €1,073 (-37.8%), from €2,837 to €1,764
mainly Trade debts (-€7,042) and Net result for the year (-€4,019)
- Deferred charges and accrued income -€344
no longer reported in 2025 (was €344)
- Trade debts -€7,042
down €7,042 (-48.9%), from €14,396 to €7,354
- Other debts +€5,423
new in 2025: €5,423
- Profit (loss) carried forward -€4,019
down €4,019 (-36.9%), from -€10,891 to -€14,910
- Gross operating margin +€7,015
up €7,015 (+73.4%), from -€9,554 to -€2,539
- Financial charges +€457
up €457 (+36.5%), from €1,252 to €1,709
- Financial income +€350
new in 2025: €350
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €8,724 | €3,106 | -€5,618 | -64.4% |
| Fixed assets | 21/28 | €1,000 | €1,000 | = | 0.0% |
| Financial fixed assets | 28 | €1,000 | €1,000 | = | 0.0% |
| Current assets | 29/58 | €7,724 | €2,106 | -€5,618 | -72.7% |
| Stocks and contracts in progress | 3 | €2,199 | - | -€2,199 | |
| Stocks | 30/36 | €2,199 | - | -€2,199 | |
| Amounts receivable within one year | 40/41 | €2,345 | €343 | -€2,002 | -85.4% |
| Trade receivables | 40 | €1,626 | - | -€1,626 | |
| Other amounts receivable | 41 | €719 | €343 | -€376 | -52.3% |
| Cash at bank and in hand | 54/58 | €2,837 | €1,764 | -€1,073 | -37.8% |
| Deferred charges and accrued income | 490/1 | €344 | - | -€344 | |
| Total equity and liabilities | 10/49 | €8,724 | €3,106 | -€5,618 | -64.4% |
| Equity | 10/15 | -€5,891 | -€9,910 | -€4,019 | -68.2% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€10,891 | -€14,910 | -€4,019 | -36.9% |
| Amounts payable | 17/49 | €14,615 | €13,016 | -€1,599 | -10.9% |
| Amounts payable within one year | 42/48 | €14,615 | €13,016 | -€1,599 | -10.9% |
| Trade debts | 44 | €14,396 | €7,354 | -€7,042 | -48.9% |
| Suppliers | 440/4 | €14,396 | €7,354 | -€7,042 | -48.9% |
| Taxes, remuneration and social security | 45 | €219 | €239 | +€20 | +9.2% |
| Taxes | 450/3 | €219 | €239 | +€20 | +9.2% |
| Other amounts payable | 47/48 | - | €5,423 | +€5,423 | |
| Non-recurring operating income | 76A | - | €2,193 | +€2,193 | |
| Other operating charges | 640/8 | €85 | €120 | +€35 | +41.5% |
| Gross operating margin | 9900 | -€9,554 | -€2,539 | +€7,015 | +73.4% |
| Operating profit (loss) | 9901 | -€9,639 | -€2,659 | +€6,980 | +72.4% |
| Financial income | 75/76B | - | €350 | +€350 | |
| Recurring financial income | 75 | - | €350 | +€350 | |
| Financial charges | 65/66B | €1,252 | €1,709 | +€457 | +36.5% |
| Recurring financial charges | 65 | €1,252 | €1,709 | +€457 | +36.5% |
| Profit (loss) for the period before taxes | 9903 | -€10,891 | -€4,019 | +€6,872 | +63.1% |
| Profit (loss) for the period | 9904 | -€10,891 | -€4,019 | +€6,872 | +63.1% |
| Profit (loss) for the period to be appropriated | 9905 | -€10,891 | -€4,019 | +€6,872 | +63.1% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 26 October 2026 via checked.be.