Saviocentrum: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Saviocentrum
Largest movements
- Cash +€123,736
up €123,736 (+66.9%), from €184,838 to €308,574
mainly Current investments (+€80,000) and Depreciation (+€28,124)
- Current investments -€80,000
no longer reported in 2025 (was €80,000)
- Tangible fixed assets -€28,124
down €28,124 (-5.4%), from €525,009 to €496,885
- Profit (loss) carried forward +€148,272
up €148,272 (+790%), from €18,767 to €167,039
- Contributions -€124,861
no longer reported in 2025 (was €124,861)
- Debts after one year -€22,125
down €22,125 (-7.4%), from €298,000 to €275,875
- Provisions +€8,600
up €8,600 (+2.8%), from €309,755 to €318,355
- Purchases and services -€18,362
down €18,362 (-6.1%), from €298,844 to €280,482
- Gross operating margin +€11,069
up €11,069 (+21.2%), from €52,193 to €63,262
- Turnover -€8,095
down €8,095 (-2.8%), from €293,075 to €284,980
- Depreciation +€5,053
up €5,053 (+21.9%), from €23,071 to €28,124
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €799,122 | €813,597 | +€14,475 | +1.8% |
| Fixed assets | 21/28 | €525,009 | €496,885 | -€28,124 | -5.4% |
| Tangible fixed assets | 22/27 | €525,009 | €496,885 | -€28,124 | -5.4% |
| Land and buildings | 22 | €294,414 | €281,474 | -€12,940 | -4.4% |
| Plant, machinery and equipment | 23 | €4,713 | €3,142 | -€1,571 | -33.3% |
| Furniture and vehicles | 24 | €5,543 | €2,807 | -€2,736 | -49.4% |
| Other tangible fixed assets | 26 | €220,338 | €209,462 | -€10,876 | -4.9% |
| Current assets | 29/58 | €274,113 | €316,712 | +€42,599 | +15.5% |
| Stocks and contracts in progress | 3 | €4,184 | €4,445 | +€261 | +6.2% |
| Stocks | 30/36 | €4,184 | €4,445 | +€261 | +6.2% |
| Amounts receivable within one year | 40/41 | €3,373 | €1,214 | -€2,159 | -64.0% |
| Trade receivables | 40 | €3,373 | €1,214 | -€2,159 | -64.0% |
| Current investments | 50/53 | €80,000 | - | -€80,000 | |
| Cash at bank and in hand | 54/58 | €184,838 | €308,574 | +€123,736 | +66.9% |
| Deferred charges and accrued income | 490/1 | €1,718 | €2,479 | +€761 | +44.3% |
| Total equity and liabilities | 10/49 | €799,122 | €813,597 | +€14,475 | +1.8% |
| Equity | 10/15 | €158,628 | €182,039 | +€23,411 | +14.8% |
| Contributions | 10/11 | €124,861 | - | -€124,861 | |
| Capital | 10 | €124,861 | - | -€124,861 | |
| Reserves | 13 | €15,000 | €15,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €18,767 | €167,039 | +€148,272 | +790% |
| Provisions and deferred taxes | 16 | €309,755 | €318,355 | +€8,600 | +2.8% |
| Provisions for liabilities and charges | 160/5 | €309,755 | €318,355 | +€8,600 | +2.8% |
| Major repairs and maintenance | 162 | €309,755 | €318,355 | +€8,600 | +2.8% |
| Amounts payable | 17/49 | €330,739 | €313,203 | -€17,536 | -5.3% |
| Amounts payable after more than one year | 17 | €298,000 | €275,875 | -€22,125 | -7.4% |
| Financial debts | 170/4 | €298,000 | €275,875 | -€22,125 | -7.4% |
| Amounts payable within one year | 42/48 | €31,675 | €37,088 | +€5,413 | +17.1% |
| Current portion of amounts payable after more than one year | 42 | €22,475 | €22,475 | = | 0.0% |
| Trade debts | 44 | €6,283 | €12,555 | +€6,272 | +99.8% |
| Suppliers | 440/4 | €6,283 | €12,555 | +€6,272 | +99.8% |
| Taxes, remuneration and social security | 45 | €2,917 | €2,058 | -€859 | -29.4% |
| Taxes | 450/3 | €2,917 | €2,058 | -€859 | -29.4% |
| Accrued charges and deferred income | 492/3 | €1,064 | €240 | -€824 | -77.4% |
| Turnover | 70 | €293,075 | €284,980 | -€8,095 | -2.8% |
| Membership fees, donations, legacies and grants | 73 | €57,962 | €58,764 | +€802 | +1.4% |
| Goods, raw materials, services and sundry goods | 60/61 | €298,844 | €280,482 | -€18,362 | -6.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €23,071 | €28,124 | +€5,053 | +21.9% |
| Other operating charges | 640/8 | €7,808 | €8,039 | +€231 | +3.0% |
| Gross operating margin | 9900 | €52,193 | €63,262 | +€11,069 | +21.2% |
| Operating profit (loss) | 9901 | €11,124 | €18,499 | +€7,375 | +66.3% |
| Financial income | 75/76B | €11,095 | €9,083 | -€2,012 | -18.1% |
| Recurring financial income | 75 | €9,257 | €6,361 | -€2,896 | -31.3% |
| Non-recurring financial income | 76B | €1,838 | €2,722 | +€884 | +48.1% |
| Financial charges | 65/66B | €1,278 | €2,265 | +€987 | +77.2% |
| Recurring financial charges | 65 | €1,278 | €2,265 | +€987 | +77.2% |
| Profit (loss) for the period before taxes | 9903 | €20,942 | €25,317 | +€4,375 | +20.9% |
| Income taxes | 67/77 | €2,175 | €1,907 | -€268 | -12.3% |
| Profit (loss) for the period | 9904 | €18,767 | €23,410 | +€4,643 | +24.7% |
| Profit (loss) for the period to be appropriated | 9905 | €18,767 | €23,410 | +€4,643 | +24.7% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 15 October 2026 via checked.be.