SAVING TIME: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SAVING TIME
Largest movements
- Cash -€4,653
down €4,653 (-11.8%), from €39,432 to €34,779
mainly Receivables within one year (-€3,509) and Net result for the year (-€1,144)
- Receivables within one year +€3,509
up €3,509 (+11.6%), from €30,192 to €33,701
- Profit (loss) carried forward -€1,144
down €1,144 (-1.9%), from €61,564 to €60,420
- Gross operating margin +€706
up €706 (+40.6%), from -€1,740 to -€1,034
- Other operating charges -€411
down €411 (-86.3%), from €476 to €65
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €69,624 | €68,480 | -€1,144 | -1.6% |
| Current assets | 29/58 | €69,624 | €68,480 | -€1,144 | -1.6% |
| Amounts receivable within one year | 40/41 | €30,192 | €33,701 | +€3,509 | +11.6% |
| Other amounts receivable | 41 | €30,192 | €33,701 | +€3,509 | +11.6% |
| Cash at bank and in hand | 54/58 | €39,432 | €34,779 | -€4,653 | -11.8% |
| Total equity and liabilities | 10/49 | €69,624 | €68,480 | -€1,144 | -1.6% |
| Equity | 10/15 | €69,624 | €68,480 | -€1,144 | -1.6% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | €61,564 | €60,420 | -€1,144 | -1.9% |
| Other operating charges | 640/8 | €476 | €65 | -€411 | -86.3% |
| Gross operating margin | 9900 | -€1,740 | -€1,034 | +€706 | +40.6% |
| Operating profit (loss) | 9901 | -€2,216 | -€1,099 | +€1,117 | +50.4% |
| Financial charges | 65/66B | €45 | €45 | = | 0.0% |
| Recurring financial charges | 65 | €45 | €45 | = | 0.0% |
| Profit (loss) for the period before taxes | 9903 | -€2,261 | -€1,144 | +€1,117 | +49.4% |
| Profit (loss) for the period | 9904 | -€2,261 | -€1,144 | +€1,117 | +49.4% |
| Profit (loss) for the period to be appropriated | 9905 | -€2,261 | -€1,144 | +€1,117 | +49.4% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.