SAVIMO: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SAVIMO
Largest movements
- Tangible fixed assets -€35,208
down €35,208 (-6.5%), from €543,358 to €508,150
of which Land and buildings: -€26,306
- Cash +€22,255
up €22,255 (+41.8%), from €53,279 to €75,534
mainly Depreciation (+€45,487) and Trade debts (+€7,321)
- Receivables within one year +€13,738
up €13,738 (+35.0%), from €39,219 to €52,958
of which Other amounts receivable: +€9,274
- Trade debts +€7,321
up €7,321 (+64.2%), from €11,410 to €18,730
- Gross operating margin -€14,913
down €14,913 (-22.9%), from €65,093 to €50,180
- Depreciation +€1,938
up €1,938 (+4.4%), from €43,549 to €45,487
- Financial charges +€703
up €703 (+352.5%), from €199 to €902
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €643,094 | €645,048 | +€1,955 | +0.3% |
| Fixed assets | 21/28 | €544,121 | €508,635 | -€35,487 | -6.5% |
| Intangible fixed assets | 21 | €764 | €485 | -€279 | -36.5% |
| Tangible fixed assets | 22/27 | €543,358 | €508,150 | -€35,208 | -6.5% |
| Land and buildings | 22 | €477,863 | €451,557 | -€26,306 | -5.5% |
| Plant, machinery and equipment | 23 | €324 | €281 | -€43 | -13.3% |
| Furniture and vehicles | 24 | €65,171 | €56,312 | -€8,858 | -13.6% |
| Current assets | 29/58 | €98,972 | €136,414 | +€37,441 | +37.8% |
| Amounts receivable after more than one year | 29 | - | €650 | +€650 | |
| Other amounts receivable | 291 | - | €650 | +€650 | |
| Amounts receivable within one year | 40/41 | €39,219 | €52,958 | +€13,738 | +35.0% |
| Trade receivables | 40 | €35,875 | €40,340 | +€4,465 | +12.4% |
| Other amounts receivable | 41 | €3,344 | €12,618 | +€9,274 | +277.3% |
| Cash at bank and in hand | 54/58 | €53,279 | €75,534 | +€22,255 | +41.8% |
| Deferred charges and accrued income | 490/1 | €6,474 | €7,272 | +€798 | +12.3% |
| Total equity and liabilities | 10/49 | €643,094 | €645,048 | +€1,955 | +0.3% |
| Equity | 10/15 | €454,745 | €449,642 | -€5,102 | -1.1% |
| Contributions | 10/11 | €584,235 | €584,235 | = | 0.0% |
| Reserves | 13 | €9,116 | €9,116 | = | 0.0% |
| Distributable reserves | 133 | €9,116 | €9,116 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€138,607 | -€143,709 | -€5,102 | -3.7% |
| Amounts payable | 17/49 | €188,349 | €195,406 | +€7,057 | +3.7% |
| Amounts payable after more than one year | 17 | €112,876 | €112,876 | = | 0.0% |
| Financial debts | 170/4 | €111,474 | €111,474 | = | 0.0% |
| Other amounts payable | 178/9 | €1,402 | €1,402 | = | 0.0% |
| Amounts payable within one year | 42/48 | €40,492 | €47,569 | +€7,076 | +17.5% |
| Trade debts | 44 | €11,410 | €18,730 | +€7,321 | +64.2% |
| Suppliers | 440/4 | €11,410 | €18,730 | +€7,321 | +64.2% |
| Taxes, remuneration and social security | 45 | €1,978 | €678 | -€1,300 | -65.7% |
| Taxes | 450/3 | €1,978 | €678 | -€1,300 | -65.7% |
| Other amounts payable | 47/48 | €27,105 | €28,161 | +€1,056 | +3.9% |
| Accrued charges and deferred income | 492/3 | €34,981 | €34,961 | -€20 | -0.1% |
| Non-recurring operating income | 76A | €7,466 | - | -€7,466 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €43,549 | €45,487 | +€1,938 | +4.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | -€560 | -€446 | +€114 | +20.4% |
| Other operating charges | 640/8 | €9,471 | €9,288 | -€183 | -1.9% |
| Non-recurring operating charges | 66A | €553 | - | -€553 | |
| Gross operating margin | 9900 | €65,093 | €50,180 | -€14,913 | -22.9% |
| Operating profit (loss) | 9901 | €12,080 | -€4,149 | -€16,228 | |
| Financial income | 75/76B | €36 | €230 | +€194 | +545.7% |
| Recurring financial income | 75 | €36 | €230 | +€194 | +545.7% |
| Financial charges | 65/66B | €199 | €902 | +€703 | +352.5% |
| Recurring financial charges | 65 | €199 | €902 | +€703 | +352.5% |
| Profit (loss) for the period before taxes | 9903 | €11,916 | -€4,822 | -€16,737 | |
| Income taxes | 67/77 | €300 | €281 | -€20 | -6.6% |
| Profit (loss) for the period | 9904 | €11,615 | -€5,102 | -€16,718 | |
| Profit (loss) for the period to be appropriated | 9905 | €11,615 | -€5,102 | -€16,718 |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 3 October 2026 via checked.be.