SAVILE: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SAVILE
Largest movements
- Intangible fixed assets -€20,611
down €20,611 (-47.0%), from €43,830 to €23,219
- Cash -€7,073
down €7,073 (-88.5%), from €7,993 to €921
mainly Net result for the year (-€32,240) and Stocks and contracts (-€6,421)
- Stocks and contracts +€6,421
new in 2025: €6,421
- Receivables within one year -€1,051
down €1,051 (-75.0%), from €1,402 to €351
of which Other amounts receivable: -€698
- Profit (loss) carried forward -€32,240
down €32,240 (-14.7%), from -€219,552 to -€251,792
- Debts after one year +€15,394
up €15,394 (+6.6%), from €234,454 to €249,849
- Trade debts -€4,720
down €4,720 (-22.8%), from €20,711 to €15,991
- Gross operating margin -€4,929
down €4,929 (-102%), from -€4,821 to -€9,750
- Depreciation -€3,982
down €3,982 (-15.2%), from €26,127 to €22,145
- Financial charges +€492
up €492 (+890%), from €55 to €547
- Financial income -€400
down €400 (-50.0%), from €800 to €400
- Other operating charges +€198
new in 2025: €198
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €55,091 | €32,864 | -€22,227 | -40.3% |
| Fixed assets | 21/28 | €44,981 | €23,936 | -€21,045 | -46.8% |
| Intangible fixed assets | 21 | €43,830 | €23,219 | -€20,611 | -47.0% |
| Tangible fixed assets | 22/27 | €1,151 | €717 | -€434 | -37.7% |
| Plant, machinery and equipment | 23 | €1,151 | €717 | -€434 | -37.7% |
| Current assets | 29/58 | €10,110 | €8,928 | -€1,181 | -11.7% |
| Stocks and contracts in progress | 3 | - | €6,421 | +€6,421 | |
| Stocks | 30/36 | - | €6,421 | +€6,421 | |
| Amounts receivable within one year | 40/41 | €1,402 | €351 | -€1,051 | -75.0% |
| Trade receivables | 40 | €353 | - | -€353 | |
| Other amounts receivable | 41 | €1,049 | €351 | -€698 | -66.6% |
| Cash at bank and in hand | 54/58 | €7,993 | €921 | -€7,073 | -88.5% |
| Deferred charges and accrued income | 490/1 | €715 | €1,236 | +€521 | +72.9% |
| Total equity and liabilities | 10/49 | €55,091 | €32,864 | -€22,227 | -40.3% |
| Equity | 10/15 | -€200,552 | -€233,192 | -€32,640 | -16.3% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€219,552 | -€251,792 | -€32,240 | -14.7% |
| Investment grants | 15 | €400 | - | -€400 | |
| Amounts payable | 17/49 | €255,643 | €266,057 | +€10,413 | +4.1% |
| Amounts payable after more than one year | 17 | €234,454 | €249,849 | +€15,394 | +6.6% |
| Other amounts payable | 178/9 | €234,454 | €249,849 | +€15,394 | +6.6% |
| Amounts payable within one year | 42/48 | €21,189 | €16,208 | -€4,981 | -23.5% |
| Trade debts | 44 | €20,711 | €15,991 | -€4,720 | -22.8% |
| Suppliers | 440/4 | €20,711 | €15,991 | -€4,720 | -22.8% |
| Taxes, remuneration and social security | 45 | €242 | €217 | -€25 | -10.5% |
| Taxes | 450/3 | €242 | €217 | -€25 | -10.5% |
| Other amounts payable | 47/48 | €236 | - | -€236 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €26,127 | €22,145 | -€3,982 | -15.2% |
| Other operating charges | 640/8 | - | €198 | +€198 | |
| Gross operating margin | 9900 | -€4,821 | -€9,750 | -€4,929 | -102% |
| Operating profit (loss) | 9901 | -€30,948 | -€32,092 | -€1,145 | -3.7% |
| Financial income | 75/76B | €800 | €400 | -€400 | -50.0% |
| Recurring financial income | 75 | €800 | €400 | -€400 | -50.0% |
| Financial charges | 65/66B | €55 | €547 | +€492 | +890% |
| Recurring financial charges | 65 | €55 | €547 | +€492 | +890% |
| Profit (loss) for the period before taxes | 9903 | -€30,203 | -€32,240 | -€2,037 | -6.7% |
| Profit (loss) for the period | 9904 | -€30,203 | -€32,240 | -€2,037 | -6.7% |
| Profit (loss) for the period to be appropriated | 9905 | -€30,203 | -€32,240 | -€2,037 | -6.7% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 14 October 2026 via checked.be.