SAVIDENT: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SAVIDENT
Largest movements
- Cash +€24,983
up €24,983 (+6165.1%), from €405 to €25,389
mainly Net result for the year (+€122,385) and Receivables within one year (+€13,448)
- Receivables within one year -€13,448
down €13,448 (-16.1%), from €83,448 to €70,000
- Reserves +€122,385
up €122,385, from €0 to €122,385
of which Distributable reserves: +€122,385
- Tax, wage and social debts -€50,091
down €50,091 (-80.4%), from €62,330 to €12,239
- Debts after one year -€46,824
down €46,824 (-21.2%), from €220,619 to €173,795
- Other debts -€14,998
down €14,998 (-3.8%), from €390,357 to €375,359
- Taxes +€12,239
new in 2025: €12,239
- Financial income +€10,174
up €10,174 (+7.3%), from €139,859 to €150,033
- Gross operating margin -€1,675
down €1,675 (-20.0%), from -€8,381 to -€10,057
- Financial charges -€707
down €707 (-15.0%), from €4,724 to €4,016
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €738,998 | €749,593 | +€10,595 | +1.4% |
| Fixed assets | 21/28 | €654,709 | €653,767 | -€942 | -0.1% |
| Tangible fixed assets | 22/27 | €4,709 | €3,767 | -€942 | -20.0% |
| Other tangible fixed assets | 26 | €4,709 | €3,767 | -€942 | -20.0% |
| Financial fixed assets | 28 | €650,000 | €650,000 | = | 0.0% |
| Current assets | 29/58 | €84,289 | €95,826 | +€11,537 | +13.7% |
| Amounts receivable within one year | 40/41 | €83,448 | €70,000 | -€13,448 | -16.1% |
| Other amounts receivable | 41 | €83,448 | €70,000 | -€13,448 | -16.1% |
| Cash at bank and in hand | 54/58 | €405 | €25,389 | +€24,983 | +6165.1% |
| Deferred charges and accrued income | 490/1 | €436 | €437 | +€1 | +0.3% |
| Total equity and liabilities | 10/49 | €738,998 | €749,593 | +€10,595 | +1.4% |
| Equity | 10/15 | €18,600 | €140,985 | +€122,385 | +658.0% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €0 | €122,385 | +€122,385 | |
| Non-distributable reserves | 130/1 | €0 | - | = | |
| Reserves not available under the articles | 1311 | €0 | - | = | |
| Distributable reserves | 133 | €0 | €122,385 | +€122,385 | |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Amounts payable | 17/49 | €720,398 | €608,608 | -€111,790 | -15.5% |
| Amounts payable after more than one year | 17 | €220,619 | €173,795 | -€46,824 | -21.2% |
| Financial debts | 170/4 | €220,619 | €173,795 | -€46,824 | -21.2% |
| Amounts payable within one year | 42/48 | €499,779 | €434,813 | -€64,966 | -13.0% |
| Current portion of amounts payable after more than one year | 42 | €46,113 | €46,824 | +€711 | +1.5% |
| Trade debts | 44 | €979 | €391 | -€587 | -60.0% |
| Suppliers | 440/4 | €979 | €391 | -€587 | -60.0% |
| Taxes, remuneration and social security | 45 | €62,330 | €12,239 | -€50,091 | -80.4% |
| Taxes | 450/3 | €62,330 | €12,239 | -€50,091 | -80.4% |
| Other amounts payable | 47/48 | €390,357 | €375,359 | -€14,998 | -3.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €942 | €942 | -€0 | 0.0% |
| Other operating charges | 640/8 | €453 | €395 | -€58 | -12.8% |
| Gross operating margin | 9900 | -€8,381 | -€10,057 | -€1,675 | -20.0% |
| Operating profit (loss) | 9901 | -€9,776 | -€11,393 | -€1,617 | -16.5% |
| Financial income | 75/76B | €139,859 | €150,033 | +€10,174 | +7.3% |
| Recurring financial income | 75 | €139,859 | €150,033 | +€10,174 | +7.3% |
| Financial charges | 65/66B | €4,724 | €4,016 | -€707 | -15.0% |
| Recurring financial charges | 65 | €4,724 | €4,016 | -€707 | -15.0% |
| Profit (loss) for the period before taxes | 9903 | €125,359 | €134,624 | +€9,265 | +7.4% |
| Income taxes | 67/77 | - | €12,239 | +€12,239 | |
| Profit (loss) for the period | 9904 | €125,359 | €122,385 | -€2,974 | -2.4% |
| Profit (loss) for the period to be appropriated | 9905 | €125,359 | €122,385 | -€2,974 | -2.4% |
Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 7 October 2026 via checked.be.