SAVIBEL: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SAVIBEL
Largest movements
- Tangible fixed assets +€1,014
new in 2024: €1,014
- Receivables within one year +€472
up €472 (+83.4%), from €566 to €1,038
of which Other amounts receivable: +€472
- Other debts +€4,077
up €4,077 (+443%), from €920 to €4,997
- Profit (loss) carried forward -€3,118
down €3,118 (-57.6%), from -€5,417 to -€8,535
- Trade debts +€578
up €578, from €0 to €578
- Short-term financial debts -€71
no longer reported in 2024 (was €71)
- Gross operating margin +€2,563
up €2,563 (+47.9%), from -€5,353 to -€2,789
- Purchases and services -€2,563
down €2,563 (-47.9%), from €5,353 to €2,789
- Depreciation +€203
new in 2024: €203
- Financial charges +€58
up €58 (+84.6%), from €68 to €126
From the 2023 result to the 2024 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2023 | 2024 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €574 | €2,053 | +€1,479 | +258% |
| Fixed assets | 21/28 | - | €1,014 | +€1,014 | |
| Tangible fixed assets | 22/27 | - | €1,014 | +€1,014 | |
| Furniture and vehicles | 24 | - | €1,014 | +€1,014 | |
| Current assets | 29/58 | €574 | €1,038 | +€465 | +80.9% |
| Amounts receivable after more than one year | 29 | €2 | - | -€2 | |
| Trade receivables | 290 | €2 | - | -€2 | |
| Amounts receivable within one year | 40/41 | €566 | €1,038 | +€472 | +83.4% |
| Trade receivables | 40 | - | €0 | = | |
| Other amounts receivable | 41 | €566 | €1,038 | +€472 | +83.4% |
| Cash at bank and in hand | 54/58 | €6 | €1 | -€5 | -87.0% |
| Total equity and liabilities | 10/49 | €574 | €2,053 | +€1,479 | +258% |
| Equity | 10/15 | -€417 | -€3,535 | -€3,118 | -747% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€5,417 | -€8,535 | -€3,118 | -57.6% |
| Amounts payable | 17/49 | €991 | €5,588 | +€4,597 | +464% |
| Amounts payable within one year | 42/48 | €991 | €5,588 | +€4,597 | +464% |
| Financial debts | 43 | €71 | - | -€71 | |
| Other loans | 439 | €71 | - | -€71 | |
| Trade debts | 44 | €0 | €578 | +€578 | |
| Suppliers | 440/4 | €0 | €578 | +€578 | |
| Taxes, remuneration and social security | 45 | - | €12 | +€12 | |
| Taxes | 450/3 | - | €12 | +€12 | |
| Other amounts payable | 47/48 | €920 | €4,997 | +€4,077 | +443% |
| Goods, raw materials, services and sundry goods | 60/61 | €5,353 | €2,789 | -€2,563 | -47.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | - | €203 | +€203 | |
| Gross operating margin | 9900 | -€5,353 | -€2,789 | +€2,563 | +47.9% |
| Operating profit (loss) | 9901 | -€5,353 | -€2,992 | +€2,361 | +44.1% |
| Financial income | 75/76B | €4 | - | -€4 | |
| Recurring financial income | 75 | €4 | - | -€4 | |
| Financial charges | 65/66B | €68 | €126 | +€58 | +84.6% |
| Recurring financial charges | 65 | €68 | €126 | +€58 | +84.6% |
| Profit (loss) for the period before taxes | 9903 | -€5,417 | -€3,118 | +€2,299 | +42.4% |
| Profit (loss) for the period | 9904 | -€5,417 | -€3,118 | +€2,299 | +42.4% |
| Profit (loss) for the period to be appropriated | 9905 | -€5,417 | -€3,118 | +€2,299 | +42.4% |
Source: filed annual accounts (NBB), financial years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 15 October 2026 via checked.be.