SAVI - LEASE: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SAVI - LEASE
Largest movements
- Tangible fixed assets +€96,500
new in 2025: €96,500
- Cash +€3,613
up €3,613 (+18.0%), from €20,049 to €23,662
mainly Debts after one year (+€90,118) and Depreciation (+€19,089)
- Receivables within one year +€1,793
up €1,793 (+14.8%), from €12,150 to €13,943
of which Other amounts receivable: +€1,226
- Debts after one year +€90,118
new in 2025: €90,118
- Profit (loss) carried forward +€12,467
up €12,467 (+64.0%), from €19,492 to €31,958
- Other debts -€12,000
no longer reported in 2025 (was €12,000)
- Current portion of long-term debt +€5,100
new in 2025: €5,100
- Tax, wage and social debts +€4,538
up €4,538 (+2,143%), from €212 to €4,750
- Depreciation +€19,089
new in 2025: €19,089
- Taxes -€4,678
down €4,678 (-50.8%), from €9,216 to €4,538
- Financial income +€2,264
up €2,264 (+16,648%), from €14 to €2,278
- Gross operating margin -€1,895
down €1,895 (-4.6%), from €41,359 to €39,463
- Financial charges +€862
up €862 (+1,981%), from €44 to €905
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €32,199 | €134,545 | +€102,346 | +318% |
| Fixed assets | 21/28 | - | €96,500 | +€96,500 | |
| Tangible fixed assets | 22/27 | - | €96,500 | +€96,500 | |
| Land and buildings | 22 | - | €96,500 | +€96,500 | |
| Current assets | 29/58 | €32,199 | €38,045 | +€5,846 | +18.2% |
| Amounts receivable within one year | 40/41 | €12,150 | €13,943 | +€1,793 | +14.8% |
| Trade receivables | 40 | - | €567 | +€567 | |
| Other amounts receivable | 41 | €12,150 | €13,376 | +€1,226 | +10.1% |
| Cash at bank and in hand | 54/58 | €20,049 | €23,662 | +€3,613 | +18.0% |
| Deferred charges and accrued income | 490/1 | - | €439 | +€439 | |
| Total equity and liabilities | 10/49 | €32,199 | €134,545 | +€102,346 | +318% |
| Equity | 10/15 | €19,492 | €31,958 | +€12,467 | +64.0% |
| Profit (loss) carried forward | 14 | €19,492 | €31,958 | +€12,467 | +64.0% |
| Amounts payable | 17/49 | €12,707 | €102,586 | +€89,879 | +707% |
| Amounts payable after more than one year | 17 | - | €90,118 | +€90,118 | |
| Financial debts | 170/4 | - | €90,118 | +€90,118 | |
| Amounts payable within one year | 42/48 | €12,707 | €12,469 | -€239 | -1.9% |
| Current portion of amounts payable after more than one year | 42 | - | €5,100 | +€5,100 | |
| Trade debts | 44 | €496 | €2,619 | +€2,124 | +428% |
| Suppliers | 440/4 | €496 | €2,619 | +€2,124 | +428% |
| Taxes, remuneration and social security | 45 | €212 | €4,750 | +€4,538 | +2,143% |
| Taxes | 450/3 | €212 | €4,750 | +€4,538 | +2,143% |
| Other amounts payable | 47/48 | €12,000 | - | -€12,000 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | - | €19,089 | +€19,089 | |
| Other operating charges | 640/8 | €4,465 | €4,742 | +€276 | +6.2% |
| Gross operating margin | 9900 | €41,359 | €39,463 | -€1,895 | -4.6% |
| Operating profit (loss) | 9901 | €36,893 | €15,632 | -€21,261 | -57.6% |
| Financial income | 75/76B | €14 | €2,278 | +€2,264 | +16,648% |
| Recurring financial income | 75 | €14 | €2,278 | +€2,264 | +16,648% |
| Financial charges | 65/66B | €44 | €905 | +€862 | +1,981% |
| Recurring financial charges | 65 | €44 | €905 | +€862 | +1,981% |
| Profit (loss) for the period before taxes | 9903 | €36,863 | €17,005 | -€19,859 | -53.9% |
| Income taxes | 67/77 | €9,216 | €4,538 | -€4,678 | -50.8% |
| Profit (loss) for the period | 9904 | €27,648 | €12,467 | -€15,181 | -54.9% |
| Profit (loss) for the period to be appropriated | 9905 | €27,648 | €12,467 | -€15,181 | -54.9% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 25 October 2026 via checked.be.