SAVI CONSTRUCT: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SAVI CONSTRUCT
Largest movements
- Receivables within one year +€34,471
up €34,471 (+55.4%), from €62,179 to €96,650
of which Other amounts receivable: +€34,204
- Profit (loss) carried forward +€31,351
up €31,351 (+9249.2%), from €339 to €31,690
- Tax, wage and social debts +€14,797
up €14,797 (+172.9%), from €8,559 to €23,355
- Other debts -€8,846
down €8,846 (-48.7%), from €18,166 to €9,320
- Trade debts -€4,302
down €4,302 (-25.9%), from €16,634 to €12,332
- Gross operating margin +€49,139
up €49,139 (+373.5%), from €13,157 to €62,296
- Taxes +€15,239
up €15,239 (+1871.6%), from €814 to €16,053
- Financial income +€772
up €772 (+23.6%), from €3,279 to €4,051
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €83,698 | €116,698 | +€33,000 | +39.4% |
| Fixed assets | 21/28 | €8,265 | €6,503 | -€1,763 | -21.3% |
| Intangible fixed assets | 21 | €1,284 | €623 | -€660 | -51.4% |
| Tangible fixed assets | 22/27 | €6,982 | €5,879 | -€1,103 | -15.8% |
| Plant, machinery and equipment | 23 | €4,476 | €2,293 | -€2,182 | -48.8% |
| Furniture and vehicles | 24 | €2,506 | €3,586 | +€1,080 | +43.1% |
| Current assets | 29/58 | €75,432 | €110,195 | +€34,763 | +46.1% |
| Amounts receivable within one year | 40/41 | €62,179 | €96,650 | +€34,471 | +55.4% |
| Trade receivables | 40 | €2,104 | €2,371 | +€267 | +12.7% |
| Other amounts receivable | 41 | €60,075 | €94,279 | +€34,204 | +56.9% |
| Cash at bank and in hand | 54/58 | €13,253 | €13,545 | +€292 | +2.2% |
| Total equity and liabilities | 10/49 | €83,698 | €116,698 | +€33,000 | +39.4% |
| Equity | 10/15 | €40,339 | €71,690 | +€31,351 | +77.7% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Reserves | 13 | €37,000 | €37,000 | = | 0.0% |
| Distributable reserves | 133 | €37,000 | €37,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €339 | €31,690 | +€31,351 | +9249.2% |
| Amounts payable | 17/49 | €43,359 | €45,008 | +€1,649 | +3.8% |
| Amounts payable within one year | 42/48 | €43,359 | €45,008 | +€1,649 | +3.8% |
| Trade debts | 44 | €16,634 | €12,332 | -€4,302 | -25.9% |
| Suppliers | 440/4 | €16,634 | €12,332 | -€4,302 | -25.9% |
| Taxes, remuneration and social security | 45 | €8,559 | €23,355 | +€14,797 | +172.9% |
| Taxes | 450/3 | €8,559 | €23,355 | +€14,797 | +172.9% |
| Other amounts payable | 47/48 | €18,166 | €9,320 | -€8,846 | -48.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €4,232 | €4,803 | +€571 | +13.5% |
| Other operating charges | 640/8 | €723 | €914 | +€191 | +26.4% |
| Gross operating margin | 9900 | €13,157 | €62,296 | +€49,139 | +373.5% |
| Operating profit (loss) | 9901 | €8,202 | €56,579 | +€48,377 | +589.8% |
| Financial income | 75/76B | €3,279 | €4,051 | +€772 | +23.6% |
| Recurring financial income | 75 | €3,279 | €4,051 | +€772 | +23.6% |
| Financial charges | 65/66B | €1,257 | €1,626 | +€369 | +29.4% |
| Recurring financial charges | 65 | €1,257 | €1,626 | +€369 | +29.4% |
| Profit (loss) for the period before taxes | 9903 | €10,224 | €59,004 | +€48,781 | +477.1% |
| Income taxes | 67/77 | €814 | €16,053 | +€15,239 | +1871.6% |
| Profit (loss) for the period | 9904 | €9,410 | €42,951 | +€33,542 | +356.5% |
| Profit (loss) for the period to be appropriated | 9905 | €9,410 | €42,951 | +€33,542 | +356.5% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 4 October 2026 via checked.be.