SAVEURS: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SAVEURS
Largest movements
- Receivables within one year +€5,344
up €5,344 (+10.5%), from €50,902 to €56,246
of which Trade receivables: +€4,224
- Tangible fixed assets +€3,923
up €3,923 (+1380.9%), from €284 to €4,207
of which Furniture and vehicles: +€4,117
- Stocks and contracts -€1,952
down €1,952 (-23.9%), from €8,165 to €6,213
- Deferred charges and accrued income -€1,908
down €1,908 (-86.0%), from €2,220 to €311
- Trade debts +€6,339
up €6,339 (+236.8%), from €2,677 to €9,015
- Other debts +€4,430
up €4,430 (+58.5%), from €7,570 to €12,000
- Tax, wage and social debts -€3,982
down €3,982 (-23.7%), from €16,819 to €12,837
- Reserves -€1,111
down €1,111 (-3.7%), from €30,011 to €28,900
- Gross operating margin -€4,242
down €4,242 (-80.1%), from €5,298 to €1,056
- Other operating charges +€619
up €619 (+29.5%), from €2,103 to €2,722
- Financial charges +€466
up €466 (+49.3%), from €946 to €1,413
of which Non-recurring financial charges: +€915
- Financial income -€250
down €250 (-8.3%), from €3,004 to €2,754
- Depreciation +€74
up €74 (+15.9%), from €468 to €543
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €71,576 | €77,252 | +€5,676 | +7.9% |
| Fixed assets | 21/28 | €554 | €4,207 | +€3,653 | +659.2% |
| Tangible fixed assets | 22/27 | €284 | €4,207 | +€3,923 | +1380.9% |
| Plant, machinery and equipment | 23 | €284 | €90 | -€195 | -68.5% |
| Furniture and vehicles | 24 | - | €4,117 | +€4,117 | |
| Financial fixed assets | 28 | €270 | - | -€270 | |
| Current assets | 29/58 | €71,022 | €73,046 | +€2,024 | +2.8% |
| Stocks and contracts in progress | 3 | €8,165 | €6,213 | -€1,952 | -23.9% |
| Stocks | 30/36 | €8,165 | €6,213 | -€1,952 | -23.9% |
| Amounts receivable within one year | 40/41 | €50,902 | €56,246 | +€5,344 | +10.5% |
| Trade receivables | 40 | €583 | €4,807 | +€4,224 | +724.8% |
| Other amounts receivable | 41 | €50,319 | €51,439 | +€1,120 | +2.2% |
| Cash at bank and in hand | 54/58 | €9,735 | €10,276 | +€540 | +5.6% |
| Deferred charges and accrued income | 490/1 | €2,220 | €311 | -€1,908 | -86.0% |
| Total equity and liabilities | 10/49 | €71,576 | €77,252 | +€5,676 | +7.9% |
| Equity | 10/15 | €44,511 | €43,400 | -€1,111 | -2.5% |
| Contributions | 10/11 | €14,500 | €14,500 | = | 0.0% |
| Reserves | 13 | €30,011 | €28,900 | -€1,111 | -3.7% |
| Distributable reserves | 133 | €30,011 | €28,900 | -€1,111 | -3.7% |
| Amounts payable | 17/49 | €27,065 | €33,853 | +€6,787 | +25.1% |
| Amounts payable within one year | 42/48 | €27,065 | €33,853 | +€6,787 | +25.1% |
| Trade debts | 44 | €2,677 | €9,015 | +€6,339 | +236.8% |
| Suppliers | 440/4 | €2,677 | €9,015 | +€6,339 | +236.8% |
| Taxes, remuneration and social security | 45 | €16,819 | €12,837 | -€3,982 | -23.7% |
| Taxes | 450/3 | €16,819 | €12,837 | -€3,982 | -23.7% |
| Other amounts payable | 47/48 | €7,570 | €12,000 | +€4,430 | +58.5% |
| Remuneration, social security and pensions | 62 | €267 | €243 | -€24 | -8.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €468 | €543 | +€74 | +15.9% |
| Other operating charges | 640/8 | €2,103 | €2,722 | +€619 | +29.5% |
| Gross operating margin | 9900 | €5,298 | €1,056 | -€4,242 | -80.1% |
| Operating profit (loss) | 9901 | €2,460 | -€2,452 | -€4,913 | |
| Financial income | 75/76B | €3,004 | €2,754 | -€250 | -8.3% |
| Recurring financial income | 75 | €3,004 | €2,754 | -€250 | -8.3% |
| Financial charges | 65/66B | €946 | €1,413 | +€466 | +49.3% |
| Recurring financial charges | 65 | €568 | €119 | -€448 | -79.0% |
| Non-recurring financial charges | 66B | €379 | €1,293 | +€915 | +241.4% |
| Profit (loss) for the period before taxes | 9903 | €4,518 | -€1,111 | -€5,629 | |
| Profit (loss) for the period | 9904 | €4,518 | -€1,111 | -€5,629 | |
| Profit (loss) for the period to be appropriated | 9905 | €4,518 | -€1,111 | -€5,629 |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.