Saventis: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Saventis
Largest movements
- Cash +€25,095
up €25,095 (+12.8%), from €196,126 to €221,221
mainly Net result for the year (+€15,568) and Receivables within one year (+€9,170)
- Receivables within one year -€9,170
down €9,170 (-6.1%), from €150,152 to €140,982
of which Trade receivables: -€15,610
- Profit (loss) carried forward +€15,568
up €15,568 (+27.9%), from -€55,723 to -€40,156
- Gross operating margin +€10,663
up €10,663 (+22.8%), from €46,701 to €57,365
- Depreciation -€3,400
down €3,400 (-66.3%), from €5,130 to €1,730
- Taxes +€1,476
up €1,476 (+1,180%), from €125 to €1,601
- Write-downs -€1,240
down €1,240 (-100%), from €1,240 to €0
- Other operating charges -€1,087
down €1,087 (-31.2%), from €3,481 to €2,393
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €349,768 | €366,348 | +€16,580 | +4.7% |
| Fixed assets | 21/28 | €2,800 | €2,741 | -€59 | -2.1% |
| Tangible fixed assets | 22/27 | €2,800 | €2,741 | -€59 | -2.1% |
| Furniture and vehicles | 24 | €2,800 | €2,741 | -€59 | -2.1% |
| Current assets | 29/58 | €346,968 | €363,606 | +€16,639 | +4.8% |
| Amounts receivable within one year | 40/41 | €150,152 | €140,982 | -€9,170 | -6.1% |
| Trade receivables | 40 | €82,567 | €66,957 | -€15,610 | -18.9% |
| Other amounts receivable | 41 | €67,585 | €74,024 | +€6,439 | +9.5% |
| Cash at bank and in hand | 54/58 | €196,126 | €221,221 | +€25,095 | +12.8% |
| Deferred charges and accrued income | 490/1 | €690 | €1,404 | +€714 | +104% |
| Total equity and liabilities | 10/49 | €349,768 | €366,348 | +€16,580 | +4.7% |
| Equity | 10/15 | €222,287 | €237,854 | +€15,568 | +7.0% |
| Contributions | 10/11 | €239,100 | €239,100 | = | 0.0% |
| Reserves | 13 | €38,910 | €38,910 | = | 0.0% |
| Non-distributable reserves | 130/1 | €23,910 | €23,910 | = | 0.0% |
| Reserves not available under the articles | 1311 | €23,910 | €23,910 | = | 0.0% |
| Distributable reserves | 133 | €15,000 | €15,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€55,723 | -€40,156 | +€15,568 | +27.9% |
| Amounts payable | 17/49 | €127,481 | €128,493 | +€1,012 | +0.8% |
| Amounts payable within one year | 42/48 | €127,481 | €128,493 | +€1,012 | +0.8% |
| Trade debts | 44 | €106,445 | €107,138 | +€693 | +0.7% |
| Suppliers | 440/4 | €106,445 | €107,138 | +€693 | +0.7% |
| Taxes, remuneration and social security | 45 | €21,036 | €21,355 | +€319 | +1.5% |
| Taxes | 450/3 | €12,261 | €12,387 | +€126 | +1.0% |
| Remuneration and social security | 454/9 | €8,775 | €8,968 | +€193 | +2.2% |
| Non-recurring operating income | 76A | €0 | - | = | |
| Remuneration, social security and pensions | 62 | €35,014 | €36,044 | +€1,030 | +2.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €5,130 | €1,730 | -€3,400 | -66.3% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €1,240 | €0 | -€1,240 | -100% |
| Other operating charges | 640/8 | €3,481 | €2,393 | -€1,087 | -31.2% |
| Gross operating margin | 9900 | €46,701 | €57,365 | +€10,663 | +22.8% |
| Operating profit (loss) | 9901 | €1,837 | €17,197 | +€15,360 | +836% |
| Financial income | 75/76B | €412 | €744 | +€332 | +80.6% |
| Recurring financial income | 75 | €412 | €744 | +€332 | +80.6% |
| Financial charges | 65/66B | €556 | €774 | +€218 | +39.2% |
| Recurring financial charges | 65 | €556 | €774 | +€218 | +39.2% |
| Profit (loss) for the period before taxes | 9903 | €1,694 | €17,168 | +€15,474 | +914% |
| Income taxes | 67/77 | €125 | €1,601 | +€1,476 | +1,180% |
| Profit (loss) for the period | 9904 | €1,569 | €15,568 | +€13,999 | +892% |
| Profit (loss) for the period to be appropriated | 9905 | €1,569 | €15,568 | +€13,999 | +892% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 20 October 2026 via checked.be.