savedis: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
savedis
Largest movements
- Receivables within one year +€170,917
up €170,917 (+232.4%), from €73,535 to €244,452
of which Other amounts receivable: +€191,853
- Stocks and contracts -€139,888
down €139,888 (-32.3%), from €433,319 to €293,431
- Cash -€56,359
down €56,359 (-22.6%), from €249,538 to €193,179
mainly Receivables within one year (-€170,917) and Contributions, distributions and other (-€90,000)
- Other debts +€85,448
up €85,448 (+1877.2%), from €4,552 to €90,000
- Current portion of long-term debt -€66,393
down €66,393 (-85.6%), from €77,551 to €11,157
- Trade debts -€25,971
down €25,971 (-7.5%), from €344,257 to €318,286
- Staff costs +€82,106
up €82,106 (+25.1%), from €327,721 to €409,827
- Gross operating margin +€64,269
up €64,269 (+12.7%), from €506,634 to €570,904
- Taxes -€13,326
down €13,326 (-51.7%), from €25,777 to €12,451
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €2,503,979 | €2,473,808 | -€30,170 | -1.2% |
| Fixed assets | 21/28 | €1,729,507 | €1,723,427 | -€6,079 | -0.4% |
| Intangible fixed assets | 21 | €3,450 | €1,650 | -€1,800 | -52.2% |
| Tangible fixed assets | 22/27 | €59,345 | €54,606 | -€4,739 | -8.0% |
| Plant, machinery and equipment | 23 | €51,445 | €48,260 | -€3,185 | -6.2% |
| Furniture and vehicles | 24 | €7,901 | €6,347 | -€1,554 | -19.7% |
| Financial fixed assets | 28 | €1,666,711 | €1,667,171 | +€460 | 0.0% |
| Current assets | 29/58 | €774,472 | €750,381 | -€24,091 | -3.1% |
| Stocks and contracts in progress | 3 | €433,319 | €293,431 | -€139,888 | -32.3% |
| Stocks | 30/36 | €433,319 | €293,431 | -€139,888 | -32.3% |
| Amounts receivable within one year | 40/41 | €73,535 | €244,452 | +€170,917 | +232.4% |
| Trade receivables | 40 | €26,955 | €6,020 | -€20,935 | -77.7% |
| Other amounts receivable | 41 | €46,579 | €238,432 | +€191,853 | +411.9% |
| Cash at bank and in hand | 54/58 | €249,538 | €193,179 | -€56,359 | -22.6% |
| Deferred charges and accrued income | 490/1 | €18,081 | €19,319 | +€1,238 | +6.8% |
| Total equity and liabilities | 10/49 | €2,503,979 | €2,473,808 | -€30,170 | -1.2% |
| Equity | 10/15 | €1,976,205 | €1,981,540 | +€5,336 | +0.3% |
| Contributions | 10/11 | €70,000 | €70,000 | = | 0.0% |
| Reserves | 13 | €1,897,000 | €1,897,000 | = | 0.0% |
| Non-distributable reserves | 130/1 | €7,000 | - | -€7,000 | |
| Reserves not available under the articles | 1311 | €7,000 | - | -€7,000 | |
| Distributable reserves | 133 | €1,890,000 | €1,897,000 | +€7,000 | +0.4% |
| Profit (loss) carried forward | 14 | €9,205 | €14,540 | +€5,336 | +58.0% |
| Amounts payable | 17/49 | €527,774 | €492,268 | -€35,506 | -6.7% |
| Amounts payable within one year | 42/48 | €494,563 | €468,352 | -€26,210 | -5.3% |
| Current portion of amounts payable after more than one year | 42 | €77,551 | €11,157 | -€66,393 | -85.6% |
| Trade debts | 44 | €344,257 | €318,286 | -€25,971 | -7.5% |
| Suppliers | 440/4 | €344,257 | €318,286 | -€25,971 | -7.5% |
| Taxes, remuneration and social security | 45 | €68,203 | €48,909 | -€19,294 | -28.3% |
| Taxes | 450/3 | €27,500 | €5,500 | -€22,000 | -80.0% |
| Remuneration and social security | 454/9 | €40,703 | €43,409 | +€2,706 | +6.6% |
| Other amounts payable | 47/48 | €4,552 | €90,000 | +€85,448 | +1877.2% |
| Accrued charges and deferred income | 492/3 | €33,211 | €23,915 | -€9,296 | -28.0% |
| Remuneration, social security and pensions | 62 | €327,721 | €409,827 | +€82,106 | +25.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €24,369 | €25,590 | +€1,221 | +5.0% |
| Other operating charges | 640/8 | €1,605 | €3,636 | +€2,031 | +126.6% |
| Gross operating margin | 9900 | €506,634 | €570,904 | +€64,269 | +12.7% |
| Operating profit (loss) | 9901 | €152,939 | €131,851 | -€21,088 | -13.8% |
| Financial income | 75/76B | €968 | €2,942 | +€1,974 | +203.9% |
| Recurring financial income | 75 | €968 | €2,942 | +€1,974 | +203.9% |
| Financial charges | 65/66B | €31,074 | €27,007 | -€4,067 | -13.1% |
| Recurring financial charges | 65 | €31,074 | €27,007 | -€4,067 | -13.1% |
| Profit (loss) for the period before taxes | 9903 | €122,834 | €107,787 | -€15,047 | -12.3% |
| Income taxes | 67/77 | €25,777 | €12,451 | -€13,326 | -51.7% |
| Profit (loss) for the period | 9904 | €97,057 | €95,336 | -€1,721 | -1.8% |
| Profit (loss) for the period to be appropriated | 9905 | €97,057 | €95,336 | -€1,721 | -1.8% |
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 11 October 2026 via checked.be.