SAVE YOUR PROPERTY: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SAVE YOUR PROPERTY
Largest movements
- Tangible fixed assets -€24,724
down €24,724 (-5.7%), from €432,976 to €408,252
of which Land and buildings: -€14,941
- Receivables within one year -€10,044
down €10,044 (-37.4%), from €26,870 to €16,826
of which Trade receivables: -€9,157
- Cash +€5,882
up €5,882 (+29.8%), from €19,737 to €25,619
mainly Depreciation (+€24,724) and Receivables within one year (+€10,044)
- Debts after one year -€20,860
down €20,860 (-7.2%), from €289,473 to €268,614
- Depreciation +€6,438
up €6,438 (+35.2%), from €18,286 to €24,724
- Financial charges +€4,282
up €4,282 (+60.8%), from €7,039 to €11,321
- Taxes -€2,501
down €2,501 (-64.7%), from €3,867 to €1,366
- Gross operating margin -€1,808
down €1,808 (-4.8%), from €37,484 to €35,677
- Other operating charges -€1,062
down €1,062 (-35.4%), from €3,003 to €1,941
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €479,583 | €451,991 | -€27,592 | -5.8% |
| Fixed assets | 21/28 | €432,976 | €408,252 | -€24,724 | -5.7% |
| Tangible fixed assets | 22/27 | €432,976 | €408,252 | -€24,724 | -5.7% |
| Land and buildings | 22 | €414,497 | €399,556 | -€14,941 | -3.6% |
| Plant, machinery and equipment | 23 | €4,273 | €3,152 | -€1,121 | -26.2% |
| Furniture and vehicles | 24 | €8,810 | €1,973 | -€6,837 | -77.6% |
| Other tangible fixed assets | 26 | €5,396 | €3,571 | -€1,825 | -33.8% |
| Current assets | 29/58 | €46,607 | €43,739 | -€2,868 | -6.2% |
| Amounts receivable within one year | 40/41 | €26,870 | €16,826 | -€10,044 | -37.4% |
| Trade receivables | 40 | €25,834 | €16,676 | -€9,157 | -35.4% |
| Other amounts receivable | 41 | €1,036 | €149 | -€887 | -85.6% |
| Cash at bank and in hand | 54/58 | €19,737 | €25,619 | +€5,882 | +29.8% |
| Deferred charges and accrued income | 490/1 | - | €1,295 | +€1,295 | |
| Total equity and liabilities | 10/49 | €479,583 | €451,991 | -€27,592 | -5.8% |
| Equity | 10/15 | €91,375 | €87,731 | -€3,644 | -4.0% |
| Contributions | 10/11 | €12,400 | €12,400 | = | 0.0% |
| Reserves | 13 | €78,975 | €75,331 | -€3,644 | -4.6% |
| Distributable reserves | 133 | €78,975 | €75,331 | -€3,644 | -4.6% |
| Amounts payable | 17/49 | €388,208 | €364,260 | -€23,948 | -6.2% |
| Amounts payable after more than one year | 17 | €289,473 | €268,614 | -€20,860 | -7.2% |
| Financial debts | 170/4 | €289,473 | €268,614 | -€20,860 | -7.2% |
| Amounts payable within one year | 42/48 | €98,735 | €95,647 | -€3,088 | -3.1% |
| Current portion of amounts payable after more than one year | 42 | €20,136 | €20,860 | +€723 | +3.6% |
| Trade debts | 44 | €7,071 | €3,861 | -€3,210 | -45.4% |
| Suppliers | 440/4 | €7,071 | €3,861 | -€3,210 | -45.4% |
| Taxes, remuneration and social security | 45 | €9,558 | €11,064 | +€1,506 | +15.8% |
| Taxes | 450/3 | €9,558 | €11,064 | +€1,506 | +15.8% |
| Other amounts payable | 47/48 | €61,969 | €59,862 | -€2,107 | -3.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €18,286 | €24,724 | +€6,438 | +35.2% |
| Other operating charges | 640/8 | €3,003 | €1,941 | -€1,062 | -35.4% |
| Gross operating margin | 9900 | €37,484 | €35,677 | -€1,808 | -4.8% |
| Operating profit (loss) | 9901 | €16,195 | €9,012 | -€7,183 | -44.4% |
| Financial income | 75/76B | €53 | €31 | -€22 | -41.3% |
| Recurring financial income | 75 | €53 | €31 | -€22 | -41.3% |
| Financial charges | 65/66B | €7,039 | €11,321 | +€4,282 | +60.8% |
| Recurring financial charges | 65 | €7,039 | €11,321 | +€4,282 | +60.8% |
| Profit (loss) for the period before taxes | 9903 | €9,209 | -€2,278 | -€11,488 | |
| Income taxes | 67/77 | €3,867 | €1,366 | -€2,501 | -64.7% |
| Profit (loss) for the period | 9904 | €5,343 | -€3,644 | -€8,987 | |
| Profit (loss) for the period to be appropriated | 9905 | €5,343 | -€3,644 | -€8,987 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.