Save wHealth: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Save wHealth
Largest movements
- Receivables within one year -€9,685
down €9,685 (-5.3%), from €182,942 to €173,257
of which Other amounts receivable: -€44,921
- Tangible fixed assets -€7,102
down €7,102 (-3.4%), from €211,360 to €204,258
of which Furniture and vehicles: -€3,679
- Profit (loss) carried forward -€281,239
down €281,239 (-39.4%), from -€713,351 to -€994,591
- Trade debts +€213,389
up €213,389 (+34.2%), from €623,633 to €837,022
- Other debts +€45,035
up €45,035 (+10.7%), from €422,649 to €467,684
- Short-term financial debts +€5,028
up €5,028 (+576.9%), from €872 to €5,900
- Gross operating margin -€81,159
down €81,159 (-63.2%), from -€128,498 to -€209,657
- Other operating charges -€24,386
down €24,386 (-49.3%), from €49,483 to €25,096
- Financial charges +€17,922
up €17,922 (+83.5%), from €21,462 to €39,384
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Cash or the result is not a separate line in both sets of accounts; the cash flow cannot be derived from them.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €395,302 | €377,515 | -€17,787 | -4.5% |
| Fixed assets | 21/28 | €212,360 | €204,258 | -€8,102 | -3.8% |
| Tangible fixed assets | 22/27 | €211,360 | €204,258 | -€7,102 | -3.4% |
| Land and buildings | 22 | €191,795 | €188,372 | -€3,423 | -1.8% |
| Furniture and vehicles | 24 | €19,565 | €15,886 | -€3,679 | -18.8% |
| Financial fixed assets | 28 | €1,000 | - | -€1,000 | |
| Current assets | 29/58 | €182,942 | €173,257 | -€9,685 | -5.3% |
| Amounts receivable within one year | 40/41 | €182,942 | €173,257 | -€9,685 | -5.3% |
| Trade receivables | 40 | €130,664 | €165,900 | +€35,236 | +27.0% |
| Other amounts receivable | 41 | €52,279 | €7,357 | -€44,921 | -85.9% |
| Total equity and liabilities | 10/49 | €395,302 | €377,515 | -€17,787 | -4.5% |
| Equity | 10/15 | -€651,851 | -€933,091 | -€281,239 | -43.1% |
| Contributions | 10/11 | €61,500 | €61,500 | = | 0.0% |
| Capital | 10 | €61,500 | €61,500 | = | 0.0% |
| Issued capital | 100 | €61,500 | €61,500 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€713,351 | -€994,591 | -€281,239 | -39.4% |
| Amounts payable | 17/49 | €1,047,153 | €1,310,606 | +€263,452 | +25.2% |
| Amounts payable within one year | 42/48 | €1,047,153 | €1,310,606 | +€263,452 | +25.2% |
| Financial debts | 43 | €872 | €5,900 | +€5,028 | +576.9% |
| Credit institutions | 430/8 | €872 | €5,900 | +€5,028 | +576.9% |
| Trade debts | 44 | €623,633 | €837,022 | +€213,389 | +34.2% |
| Suppliers | 440/4 | €623,633 | €837,022 | +€213,389 | +34.2% |
| Other amounts payable | 47/48 | €422,649 | €467,684 | +€45,035 | +10.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €7,216 | €7,102 | -€114 | -1.6% |
| Other operating charges | 640/8 | €49,483 | €25,096 | -€24,386 | -49.3% |
| Gross operating margin | 9900 | -€128,498 | -€209,657 | -€81,159 | -63.2% |
| Operating profit (loss) | 9901 | -€185,197 | -€241,855 | -€56,659 | -30.6% |
| Financial income | 75/76B | €1,058 | - | -€1,058 | |
| Recurring financial income | 75 | €1,058 | - | -€1,058 | |
| Financial charges | 65/66B | €21,462 | €39,384 | +€17,922 | +83.5% |
| Recurring financial charges | 65 | €21,462 | €39,384 | +€17,922 | +83.5% |
| Profit (loss) for the period before taxes | 9903 | -€205,601 | -€281,239 | -€75,638 | -36.8% |
| Profit (loss) for the period | 9904 | -€205,601 | -€281,239 | -€75,638 | -36.8% |
| Profit (loss) for the period to be appropriated | 9905 | -€205,601 | -€281,239 | -€75,638 | -36.8% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 9 October 2026 via checked.be.