SaVa Fleur: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SaVa Fleur
Largest movements
No asset line moved by more than 1% of the balance sheet total.
- Debts after one year -€18,556
no longer reported in 2025 (was €18,556)
- Reserves +€18,109
up €18,109 (+7.4%), from €246,097 to €264,206
of which Distributable reserves: +€18,109
- Other debts +€5,944
up €5,944 (+34.5%), from €17,247 to €23,191
- Current portion of long-term debt -€3,457
down €3,457 (-15.7%), from €22,012 to €18,556
- Gross operating margin -€16,276
down €16,276 (-27.6%), from €58,876 to €42,600
- Taxes -€3,592
down €3,592 (-39.5%), from €9,087 to €5,495
- Depreciation +€2,194
up €2,194 (+25.6%), from €8,573 to €10,767
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €332,612 | €335,632 | +€3,020 | +0.9% |
| Fixed assets | 21/28 | €33,087 | €35,897 | +€2,810 | +8.5% |
| Tangible fixed assets | 22/27 | €31,902 | €34,897 | +€2,995 | +9.4% |
| Land and buildings | 22 | €15,413 | €19,624 | +€4,210 | +27.3% |
| Furniture and vehicles | 24 | €16,489 | €15,274 | -€1,215 | -7.4% |
| Financial fixed assets | 28 | €1,185 | €1,000 | -€185 | -15.6% |
| Current assets | 29/58 | €299,525 | €299,735 | +€210 | +0.1% |
| Amounts receivable within one year | 40/41 | €226,979 | €228,554 | +€1,575 | +0.7% |
| Trade receivables | 40 | €206,298 | €219,853 | +€13,555 | +6.6% |
| Other amounts receivable | 41 | €20,682 | €8,702 | -€11,980 | -57.9% |
| Cash at bank and in hand | 54/58 | €72,545 | €71,181 | -€1,365 | -1.9% |
| Total equity and liabilities | 10/49 | €332,612 | €335,632 | +€3,020 | +0.9% |
| Equity | 10/15 | €250,097 | €268,206 | +€18,109 | +7.2% |
| Contributions | 10/11 | €4,000 | €4,000 | = | 0.0% |
| Reserves | 13 | €246,097 | €264,206 | +€18,109 | +7.4% |
| Tax-exempt reserves | 132 | €21,475 | €21,475 | = | 0.0% |
| Distributable reserves | 133 | €224,623 | €242,731 | +€18,109 | +8.1% |
| Amounts payable | 17/49 | €82,514 | €67,426 | -€15,088 | -18.3% |
| Amounts payable after more than one year | 17 | €18,556 | - | -€18,556 | |
| Financial debts | 170/4 | €18,556 | - | -€18,556 | |
| Amounts payable within one year | 42/48 | €63,959 | €67,426 | +€3,467 | +5.4% |
| Current portion of amounts payable after more than one year | 42 | €22,012 | €18,556 | -€3,457 | -15.7% |
| Financial debts | 43 | €4,678 | €4,673 | -€5 | -0.1% |
| Other loans | 439 | €4,678 | €4,673 | -€5 | -0.1% |
| Trade debts | 44 | €20,022 | €19,546 | -€476 | -2.4% |
| Suppliers | 440/4 | €20,022 | €19,546 | -€476 | -2.4% |
| Taxes, remuneration and social security | 45 | - | €1,461 | +€1,461 | |
| Taxes | 450/3 | - | €1,461 | +€1,461 | |
| Other amounts payable | 47/48 | €17,247 | €23,191 | +€5,944 | +34.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €8,573 | €10,767 | +€2,194 | +25.6% |
| Other operating charges | 640/8 | €788 | €1,332 | +€544 | +69.1% |
| Gross operating margin | 9900 | €58,876 | €42,600 | -€16,276 | -27.6% |
| Operating profit (loss) | 9901 | €49,515 | €30,501 | -€19,014 | -38.4% |
| Financial income | 75/76B | €805 | €932 | +€127 | +15.8% |
| Recurring financial income | 75 | €805 | €932 | +€127 | +15.8% |
| Financial charges | 65/66B | €7,418 | €7,830 | +€412 | +5.5% |
| Recurring financial charges | 65 | €7,418 | €7,830 | +€412 | +5.5% |
| Profit (loss) for the period before taxes | 9903 | €42,902 | €23,604 | -€19,298 | -45.0% |
| Income taxes | 67/77 | €9,087 | €5,495 | -€3,592 | -39.5% |
| Profit (loss) for the period | 9904 | €33,814 | €18,109 | -€15,706 | -46.4% |
| Profit (loss) for the period to be appropriated | 9905 | €33,814 | €18,109 | -€15,706 | -46.4% |
Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 9 October 2026 via checked.be.