SAUVAGIMMO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
SAUVAGIMMO
NACE 70.200, Business and other management consultancy
financial year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€14,574
2024 · €29,265-€14,692
Equity
€1.5m
2024 · €1.5m+€14,574
Cash
€1,962
2024 · €1,012+€950
Balance sheet total
€2.0m
2024 · €2.0m-€10,756
Largest movements
Assets
- Tangible fixed assets -€25,956
down €25,956 (-7.0%), from €373,125 to €347,169
of which Land and buildings: -€13,898
- Receivables within one year +€22,055
up €22,055 (+2.8%), from €774,812 to €796,868
of which Other amounts receivable: +€28,958
Equity and liabilities
- Tax, wage and social debts -€27,005
down €27,005 (-50.6%), from €53,336 to €26,331
Income statement
- Financial charges +€22,378
up €22,378 (+309.4%), from €7,233 to €29,612
of which Non-recurring financial charges: +€20,283
- Gross operating margin +€15,909
up €15,909 (+62.4%), from €25,501 to €41,410
- Financial income -€12,270
down €12,270 (-22.5%), from €54,623 to €42,353
- Taxes -€6,651
down €6,651 (-40.1%), from €16,589 to €9,937
- Other operating charges +€4,649
up €4,649 (+323.0%), from €1,440 to €6,089
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
€29,265
Gross operating margin
+€15,909
Depreciation
+€1,773
Other operating charges
-€4,649
Financial income
-€12,270
Financial charges
-€22,378
Taxes
+€6,651
Deferred taxes and other
+€272
Result 2025
€14,574
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€950
Investment
€0
Financing
€0
Cash 2024
€1,012
From operations (derived)
+€950
Net result for the year
+€14,574
Depreciation
+€25,956
Receivables after one year
-€12,102
Receivables within one year
-€22,055
Deferred charges and accrued income
+€19,908
Provisions
-€2,404
Trade debts
-€7,841
Tax, wage and social debts
-€27,005
Other debts
+€12,000
Accrued charges and deferred income
-€80
Cash 2025
€1,962
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €2,007,728 | €1,996,973 | -€10,756 | -0.5% |
| Fixed assets | 21/28 | €373,647 | €347,692 | -€25,956 | -6.9% |
| Tangible fixed assets | 22/27 | €373,125 | €347,169 | -€25,956 | -7.0% |
| Land and buildings | 22 | €297,236 | €283,338 | -€13,898 | -4.7% |
| Plant, machinery and equipment | 23 | €253 | €21 | -€232 | -91.8% |
| Furniture and vehicles | 24 | €62,067 | €57,545 | -€4,522 | -7.3% |
| Other tangible fixed assets | 26 | €13,569 | €6,266 | -€7,304 | -53.8% |
| Financial fixed assets | 28 | €523 | €523 | = | 0.0% |
| Current assets | 29/58 | €1,634,081 | €1,649,281 | +€15,200 | +0.9% |
| Amounts receivable after more than one year | 29 | €403,409 | €415,511 | +€12,102 | +3.0% |
| Other amounts receivable | 291 | €403,409 | €415,511 | +€12,102 | +3.0% |
| Amounts receivable within one year | 40/41 | €774,812 | €796,868 | +€22,055 | +2.8% |
| Trade receivables | 40 | €21,007 | €14,104 | -€6,902 | -32.9% |
| Other amounts receivable | 41 | €753,806 | €782,764 | +€28,958 | +3.8% |
| Current investments | 50/53 | €430,167 | €430,167 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €1,012 | €1,962 | +€950 | +93.9% |
| Deferred charges and accrued income | 490/1 | €24,681 | €4,773 | -€19,908 | -80.7% |
| Total equity and liabilities | 10/49 | €2,007,728 | €1,996,973 | -€10,756 | -0.5% |
| Equity | 10/15 | €1,529,422 | €1,543,996 | +€14,574 | +1.0% |
| Contributions | 10/11 | €62,000 | €62,000 | = | 0.0% |
| Capital | 10 | €62,000 | €62,000 | = | 0.0% |
| Issued capital | 100 | €62,000 | €62,000 | = | 0.0% |
| Reserves | 13 | €642,285 | €637,926 | -€4,360 | -0.7% |
| Non-distributable reserves | 130/1 | €483,227 | €483,227 | = | 0.0% |
| Legal reserve | 130 | €53,044 | €53,044 | = | 0.0% |
| Reserves not available under the articles | 1311 | €430,167 | €430,167 | = | 0.0% |
| Other | 1319 | €15 | €15 | = | 0.0% |
| Tax-exempt reserves | 132 | €73,731 | €69,371 | -€4,360 | -5.9% |
| Distributable reserves | 133 | €85,328 | €85,328 | = | 0.0% |
| Profit (loss) carried forward | 14 | €825,137 | €844,070 | +€18,933 | +2.3% |
| Provisions and deferred taxes | 16 | €37,966 | €35,562 | -€2,404 | -6.3% |
| Deferred taxes | 168 | €37,966 | €35,562 | -€2,404 | -6.3% |
| Amounts payable | 17/49 | €440,341 | €417,415 | -€22,926 | -5.2% |
| Amounts payable after more than one year | 17 | €119,978 | €119,978 | = | 0.0% |
| Financial debts | 170/4 | €116,000 | €116,000 | = | 0.0% |
| Other amounts payable | 178/9 | €3,978 | €3,978 | = | 0.0% |
| Amounts payable within one year | 42/48 | €319,683 | €296,837 | -€22,846 | -7.1% |
| Trade debts | 44 | €106,574 | €98,733 | -€7,841 | -7.4% |
| Suppliers | 440/4 | €106,574 | €98,733 | -€7,841 | -7.4% |
| Taxes, remuneration and social security | 45 | €53,336 | €26,331 | -€27,005 | -50.6% |
| Taxes | 450/3 | €53,336 | €26,331 | -€27,005 | -50.6% |
| Other amounts payable | 47/48 | €159,772 | €171,772 | +€12,000 | +7.5% |
| Accrued charges and deferred income | 492/3 | €680 | €600 | -€80 | -11.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €27,729 | €25,956 | -€1,773 | -6.4% |
| Other operating charges | 640/8 | €1,440 | €6,089 | +€4,649 | +323.0% |
| Gross operating margin | 9900 | €25,501 | €41,410 | +€15,909 | +62.4% |
| Operating profit (loss) | 9901 | -€3,668 | €9,365 | +€13,033 | |
| Financial income | 75/76B | €54,623 | €42,353 | -€12,270 | -22.5% |
| Recurring financial income | 75 | €54,623 | €42,353 | -€12,270 | -22.5% |
| Financial charges | 65/66B | €7,233 | €29,612 | +€22,378 | +309.4% |
| Recurring financial charges | 65 | €7,233 | €9,329 | +€2,096 | +29.0% |
| Non-recurring financial charges | 66B | - | €20,283 | +€20,283 | |
| Profit (loss) for the period before taxes | 9903 | €43,722 | €22,107 | -€21,615 | -49.4% |
| Transfer from deferred taxes | 780 | €2,132 | €2,404 | +€272 | +12.8% |
| Income taxes | 67/77 | €16,589 | €9,937 | -€6,651 | -40.1% |
| Profit (loss) for the period | 9904 | €29,265 | €14,574 | -€14,692 | -50.2% |
| Transfer from tax-exempt reserves | 789 | €4,140 | €4,360 | +€220 | +5.3% |
| Profit (loss) for the period to be appropriated | 9905 | €33,405 | €18,933 | -€14,472 | -43.3% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 12 October 2026 via checked.be.