Saniver-gent: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Saniver-gent
Largest movements
- Receivables within one year +€7,930
up €7,930 (+12.1%), from €65,699 to €73,629
of which Other amounts receivable: +€7,290
- Stocks and contracts +€2,094
up €2,094 (+207%), from €1,013 to €3,108
- Short-term financial debts +€17,268
up €17,268 (+415%), from €4,164 to €21,432
- Profit (loss) carried forward -€3,090
down €3,090 (-43.8%), from €7,055 to €3,965
- Tax, wage and social debts -€2,674
down €2,674 (-97.2%), from €2,750 to €76
- Trade debts -€1,611
no longer reported in 2025 (was €1,611)
- Gross operating margin -€5,168
down €5,168, from €2,747 to -€2,422
- Taxes -€2,307
no longer reported in 2025 (was €2,307)
- Financial charges +€1,207
up €1,207 (+72.8%), from €1,658 to €2,866
- Financial income +€715
up €715 (+32.2%), from €2,220 to €2,935
- Other operating charges -€436
down €436 (-37.1%), from €1,173 to €738
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €80,945 | €90,839 | +€9,893 | +12.2% |
| Current assets | 29/58 | €80,945 | €90,839 | +€9,893 | +12.2% |
| Stocks and contracts in progress | 3 | €1,013 | €3,108 | +€2,094 | +207% |
| Stocks | 30/36 | €1,013 | €3,108 | +€2,094 | +207% |
| Amounts receivable within one year | 40/41 | €65,699 | €73,629 | +€7,930 | +12.1% |
| Trade receivables | 40 | €9,327 | €9,967 | +€640 | +6.9% |
| Other amounts receivable | 41 | €56,371 | €63,661 | +€7,290 | +12.9% |
| Cash at bank and in hand | 54/58 | €14,234 | €14,102 | -€131 | -0.9% |
| Total equity and liabilities | 10/49 | €80,945 | €90,839 | +€9,893 | +12.2% |
| Equity | 10/15 | €72,420 | €69,330 | -€3,090 | -4.3% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €46,766 | €46,766 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,859 | €1,859 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,859 | €1,859 | = | 0.0% |
| Distributable reserves | 133 | €44,906 | €44,906 | = | 0.0% |
| Profit (loss) carried forward | 14 | €7,055 | €3,965 | -€3,090 | -43.8% |
| Amounts payable | 17/49 | €8,525 | €21,508 | +€12,983 | +152% |
| Amounts payable within one year | 42/48 | €8,525 | €21,508 | +€12,983 | +152% |
| Financial debts | 43 | €4,164 | €21,432 | +€17,268 | +415% |
| Credit institutions | 430/8 | €4,164 | €21,432 | +€17,268 | +415% |
| Trade debts | 44 | €1,611 | - | -€1,611 | |
| Suppliers | 440/4 | €1,611 | - | -€1,611 | |
| Taxes, remuneration and social security | 45 | €2,750 | €76 | -€2,674 | -97.2% |
| Taxes | 450/3 | €2,750 | €76 | -€2,674 | -97.2% |
| Non-recurring operating income | 76A | €4,525 | - | -€4,525 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €128 | - | -€128 | |
| Other operating charges | 640/8 | €1,173 | €738 | -€436 | -37.1% |
| Non-recurring operating charges | 66A | €920 | - | -€920 | |
| Gross operating margin | 9900 | €2,747 | -€2,422 | -€5,168 | |
| Operating profit (loss) | 9901 | €525 | -€3,159 | -€3,684 | |
| Financial income | 75/76B | €2,220 | €2,935 | +€715 | +32.2% |
| Recurring financial income | 75 | €2,220 | €2,935 | +€715 | +32.2% |
| Financial charges | 65/66B | €1,658 | €2,866 | +€1,207 | +72.8% |
| Recurring financial charges | 65 | €1,658 | €2,866 | +€1,207 | +72.8% |
| Profit (loss) for the period before taxes | 9903 | €1,086 | -€3,090 | -€4,177 | |
| Income taxes | 67/77 | €2,307 | - | -€2,307 | |
| Profit (loss) for the period | 9904 | -€1,220 | -€3,090 | -€1,870 | -153% |
| Transfer from tax-exempt reserves | 789 | €4,970 | - | -€4,970 | |
| Profit (loss) for the period to be appropriated | 9905 | €3,750 | -€3,090 | -€6,840 |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 October 2026 via checked.be.