SANINFI: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SANINFI
Largest movements
- Cash +€10,182
up €10,182 (+63.2%), from €16,113 to €26,295
mainly Net result for the year (+€13,647) and Deferred charges and accrued income (+€1,841)
- Deferred charges and accrued income -€1,841
down €1,841 (-85.4%), from €2,156 to €314
- Tangible fixed assets -€661
down €661 (-39.3%), from €1,683 to €1,022
- Reserves +€13,647
up €13,647 (+59.5%), from €22,940 to €36,587
- Trade debts -€4,895
down €4,895 (-58.4%), from €8,379 to €3,485
- Tax, wage and social debts -€1,240
down €1,240 (-13.0%), from €9,555 to €8,315
of which Taxes: -€1,318
- Purchases and services +€50,253
up €50,253 (+65.1%), from €77,158 to €127,411
- Turnover +€35,769
up €35,769 (+33.8%), from €105,914 to €141,682
- Gross operating margin -€9,314
down €9,314 (-27.0%), from €34,528 to €25,214
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €43,374 | €50,886 | +€7,512 | +17.3% |
| Fixed assets | 21/28 | €1,683 | €1,022 | -€661 | -39.3% |
| Tangible fixed assets | 22/27 | €1,683 | €1,022 | -€661 | -39.3% |
| Furniture and vehicles | 24 | €1,683 | €1,022 | -€661 | -39.3% |
| Current assets | 29/58 | €41,692 | €49,864 | +€8,173 | +19.6% |
| Amounts receivable within one year | 40/41 | €23,423 | €23,255 | -€168 | -0.7% |
| Trade receivables | 40 | €13,237 | €0 | -€13,237 | -100.0% |
| Other amounts receivable | 41 | €10,186 | €23,255 | +€13,069 | +128.3% |
| Cash at bank and in hand | 54/58 | €16,113 | €26,295 | +€10,182 | +63.2% |
| Deferred charges and accrued income | 490/1 | €2,156 | €314 | -€1,841 | -85.4% |
| Total equity and liabilities | 10/49 | €43,374 | €50,886 | +€7,512 | +17.3% |
| Equity | 10/15 | €25,440 | €39,087 | +€13,647 | +53.6% |
| Contributions | 10/11 | €2,500 | €2,500 | = | 0.0% |
| Reserves | 13 | €22,940 | €36,587 | +€13,647 | +59.5% |
| Distributable reserves | 133 | €22,940 | €36,587 | +€13,647 | +59.5% |
| Amounts payable | 17/49 | €17,934 | €11,799 | -€6,135 | -34.2% |
| Amounts payable within one year | 42/48 | €17,934 | €11,799 | -€6,135 | -34.2% |
| Trade debts | 44 | €8,379 | €3,485 | -€4,895 | -58.4% |
| Suppliers | 440/4 | €8,379 | €3,485 | -€4,895 | -58.4% |
| Taxes, remuneration and social security | 45 | €9,555 | €8,315 | -€1,240 | -13.0% |
| Taxes | 450/3 | €9,547 | €8,228 | -€1,318 | -13.8% |
| Remuneration and social security | 454/9 | €8 | €86 | +€78 | +971.3% |
| Other amounts payable | 47/48 | €0 | - | = | |
| Turnover | 70 | €105,914 | €141,682 | +€35,769 | +33.8% |
| Goods, raw materials, services and sundry goods | 60/61 | €77,158 | €127,411 | +€50,253 | +65.1% |
| Remuneration, social security and pensions | 62 | €0 | €0 | = | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €99 | €661 | +€561 | +566.6% |
| Other operating charges | 640/8 | €1,907 | €2,524 | +€617 | +32.3% |
| Gross operating margin | 9900 | €34,528 | €25,214 | -€9,314 | -27.0% |
| Operating profit (loss) | 9901 | €32,522 | €22,029 | -€10,493 | -32.3% |
| Financial charges | 65/66B | €35 | €154 | +€119 | +338.5% |
| Recurring financial charges | 65 | €35 | €154 | +€119 | +338.5% |
| Profit (loss) for the period before taxes | 9903 | €32,487 | €21,875 | -€10,612 | -32.7% |
| Income taxes | 67/77 | €9,547 | €8,228 | -€1,318 | -13.8% |
| Profit (loss) for the period | 9904 | €22,940 | €13,647 | -€9,293 | -40.5% |
| Profit (loss) for the period to be appropriated | 9905 | €22,940 | €13,647 | -€9,293 | -40.5% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 8 October 2026 via checked.be.