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SANDY BOURDON: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

SANDY BOURDON

BE 0809.243.086
NACE 86.230, Dental practice
fiscal year 2023 against 2024filed annual accounts (NBB)
Net result for the year
€106,388
2023 · €133,029-€26,641
Equity
€307,279
2023 · €225,891+€81,388
Cash
€184,253
2023 · €270,876-€86,623
Balance sheet total
€666,747
2023 · €601,768+€64,979

Largest movements

2023 to 2024
Assets
  • Current investments +€125,000

    new in 2024: €125,000

  • Cash -€86,623

    down €86,623 (-32.0%), from €270,876 to €184,253

    mainly Current investments (-€125,000) and Investment in fixed assets (net) (-€83,605)

  • Tangible fixed assets +€51,492

    up €51,492 (+19.5%), from €264,611 to €316,102

    of which Furniture and vehicles: +€61,659

  • Receivables within one year -€15,508

    down €15,508 (-39.1%), from €39,647 to €24,139

    of which Other amounts receivable: -€23,281

  • Stocks and contracts -€12,576

    down €12,576 (-48.1%), from €26,132 to €13,557

Equity and liabilities
  • Reserves +€80,000

    up €80,000 (+56.4%), from €141,905 to €221,905

    of which Distributable reserves: +€80,000

  • Debts after one year -€13,995

    down €13,995 (-4.9%), from €287,995 to €274,000

  • Other debts -€11,846

    down €11,846 (-32.1%), from €36,846 to €25,000

  • Current portion of long-term debt +€8,581

    up €8,581 (+28.5%), from €30,116 to €38,696

Income statement
  • Turnover +€39,066

    up €39,066 (+11.9%), from €327,626 to €366,692

  • Purchases and services +€27,745

    up €27,745 (+21.2%), from €130,846 to €158,591

  • Depreciation +€20,070

    up €20,070 (+166.7%), from €12,043 to €32,113

  • Gross operating margin -€15,413

    down €15,413 (-6.7%), from €231,252 to €215,839

  • Taxes -€4,974

    down €4,974 (-11.0%), from €45,121 to €40,146

From the 2023 result to the 2024 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 €133,029
Gross operating margin -€15,413
Staff costs +€1,481
Depreciation -€20,070
Other operating charges -€1,471
Financial income +€3,213
Financial charges +€646
Taxes +€4,974
Result 2024 €106,388

Cash bridge derived

cash 2023 to 2024

Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€152,396
Investment -€208,605
Financing -€30,414
Cash 2023 €270,876
Net result for the year +€106,388
Depreciation +€32,113
Stocks and contracts +€12,576
Receivables within one year +€15,508
Deferred charges and accrued income -€3,195
Trade debts +€603
Tax, wage and social debts +€249
Other debts -€11,846
Investment in fixed assets (net) -€83,605
Current investments -€125,000
Debts after one year -€13,995
Current portion of long-term debt +€8,581
Contributions, distributions and other -€25,000
Cash 2024 €184,253
Every line side by side 51 lines
Line Code 2023 2024 Change %
Total assets 20/58 €601,768 €666,747 +€64,979 +10.8%
Fixed assets 21/28 €264,836 €316,327 +€51,492 +19.4%
Tangible fixed assets 22/27 €264,611 €316,102 +€51,492 +19.5%
Land and buildings 22 €254,076 €246,199 -€7,877 -3.1%
Plant, machinery and equipment 23 €4,513 €2,224 -€2,290 -50.7%
Furniture and vehicles 24 €6,021 €67,680 +€61,659 +1024.0%
Financial fixed assets 28 €225 €225 = 0.0%
Current assets 29/58 €336,932 €350,419 +€13,488 +4.0%
Stocks and contracts in progress 3 €26,132 €13,557 -€12,576 -48.1%
Stocks 30/36 €26,132 €13,557 -€12,576 -48.1%
Amounts receivable within one year 40/41 €39,647 €24,139 -€15,508 -39.1%
Trade receivables 40 €11,448 €19,221 +€7,774 +67.9%
Other amounts receivable 41 €28,199 €4,918 -€23,281 -82.6%
Current investments 50/53 - €125,000 +€125,000
Cash at bank and in hand 54/58 €270,876 €184,253 -€86,623 -32.0%
Deferred charges and accrued income 490/1 €276 €3,471 +€3,195 +1157.7%
Total equity and liabilities 10/49 €601,768 €666,747 +€64,979 +10.8%
Equity 10/15 €225,891 €307,279 +€81,388 +36.0%
Contributions 10/11 €19,050 €19,050 = 0.0%
Reserves 13 €141,905 €221,905 +€80,000 +56.4%
Non-distributable reserves 130/1 €1,905 €1,905 = 0.0%
Reserves not available under the articles 1311 €1,905 €1,905 = 0.0%
Distributable reserves 133 €140,000 €220,000 +€80,000 +57.1%
Profit (loss) carried forward 14 €64,936 €66,324 +€1,388 +2.1%
Amounts payable 17/49 €375,877 €359,468 -€16,409 -4.4%
Amounts payable after more than one year 17 €287,995 €274,000 -€13,995 -4.9%
Financial debts 170/4 €287,995 €274,000 -€13,995 -4.9%
Amounts payable within one year 42/48 €87,882 €85,468 -€2,414 -2.7%
Current portion of amounts payable after more than one year 42 €30,116 €38,696 +€8,581 +28.5%
Trade debts 44 €4,513 €5,116 +€603 +13.4%
Suppliers 440/4 €4,513 €5,116 +€603 +13.4%
Taxes, remuneration and social security 45 €16,407 €16,656 +€249 +1.5%
Taxes 450/3 €11,118 €11,269 +€150 +1.4%
Remuneration and social security 454/9 €5,289 €5,387 +€98 +1.9%
Other amounts payable 47/48 €36,846 €25,000 -€11,846 -32.1%
Turnover 70 €327,626 €366,692 +€39,066 +11.9%
Non-recurring operating income 76A €25,000 - -€25,000
Goods, raw materials, services and sundry goods 60/61 €130,846 €158,591 +€27,745 +21.2%
Remuneration, social security and pensions 62 €25,010 €23,530 -€1,481 -5.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €12,043 €32,113 +€20,070 +166.7%
Other operating charges 640/8 €1,259 €2,729 +€1,471 +116.8%
Gross operating margin 9900 €231,252 €215,839 -€15,413 -6.7%
Operating profit (loss) 9901 €192,941 €157,467 -€35,473 -18.4%
Financial income 75/76B €82 €3,294 +€3,213 +3922.0%
Recurring financial income 75 €82 €3,294 +€3,213 +3922.0%
Financial charges 65/66B €14,873 €14,227 -€646 -4.3%
Recurring financial charges 65 €14,873 €14,227 -€646 -4.3%
Profit (loss) for the period before taxes 9903 €178,150 €146,535 -€31,615 -17.7%
Income taxes 67/77 €45,121 €40,146 -€4,974 -11.0%
Profit (loss) for the period 9904 €133,029 €106,388 -€26,641 -20.0%
Profit (loss) for the period to be appropriated 9905 €133,029 €106,388 -€26,641 -20.0%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.