SANDOR IMMO & LOANS: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SANDOR IMMO & LOANS
Largest movements
- Cash -€1,453
down €1,453 (-62.8%), from €2,314 to €861
mainly Net result for the year (-€1,453)
- Profit (loss) carried forward -€1,453
down €1,453 (-54.5%), from -€2,666 to -€4,119
- Gross operating margin +€1,281
up €1,281 (+56.3%), from -€2,274 to -€993
- Financial charges +€55
up €55 (+1,100%), from €5 to €60
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €2,314 | €861 | -€1,453 | -62.8% |
| Current assets | 29/58 | €2,314 | €861 | -€1,453 | -62.8% |
| Cash at bank and in hand | 54/58 | €2,314 | €861 | -€1,453 | -62.8% |
| Total equity and liabilities | 10/49 | €2,314 | €861 | -€1,453 | -62.8% |
| Equity | 10/15 | €334 | -€1,119 | -€1,453 | |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€2,666 | -€4,119 | -€1,453 | -54.5% |
| Amounts payable | 17/49 | €1,980 | €1,980 | = | 0.0% |
| Amounts payable within one year | 42/48 | €1,980 | €1,980 | = | 0.0% |
| Other amounts payable | 47/48 | €1,980 | €1,980 | = | 0.0% |
| Other operating charges | 640/8 | €387 | €400 | +€13 | +3.4% |
| Gross operating margin | 9900 | -€2,274 | -€993 | +€1,281 | +56.3% |
| Operating profit (loss) | 9901 | -€2,661 | -€1,393 | +€1,268 | +47.7% |
| Financial charges | 65/66B | €5 | €60 | +€55 | +1,100% |
| Recurring financial charges | 65 | €5 | €60 | +€55 | +1,100% |
| Profit (loss) for the period before taxes | 9903 | -€2,666 | -€1,453 | +€1,213 | +45.5% |
| Profit (loss) for the period | 9904 | -€2,666 | -€1,453 | +€1,213 | +45.5% |
| Profit (loss) for the period to be appropriated | 9905 | -€2,666 | -€1,453 | +€1,213 | +45.5% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 14 October 2026 via checked.be.