SamiCRE8: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SamiCRE8
Largest movements
- Cash +€27,241
up €27,241 (+69.6%), from €39,165 to €66,405
mainly Net result for the year (+€29,343) and Other debts (+€2,963)
- Reserves +€29,343
up €29,343 (+114%), from €25,806 to €55,149
- Tax, wage and social debts -€5,330
down €5,330 (-78.0%), from €6,830 to €1,500
- Other debts +€2,963
up €2,963 (+94.5%), from €3,134 to €6,097
- Gross operating margin +€8,603
up €8,603 (+26.5%), from €32,420 to €41,023
- Taxes +€4,920
up €4,920 (+74.5%), from €6,600 to €11,520
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €39,165 | €66,582 | +€27,417 | +70.0% |
| Current assets | 29/58 | €39,165 | €66,582 | +€27,417 | +70.0% |
| Amounts receivable within one year | 40/41 | - | €176 | +€176 | |
| Other amounts receivable | 41 | - | €176 | +€176 | |
| Cash at bank and in hand | 54/58 | €39,165 | €66,405 | +€27,241 | +69.6% |
| Total equity and liabilities | 10/49 | €39,165 | €66,582 | +€27,417 | +70.0% |
| Equity | 10/15 | €28,806 | €58,149 | +€29,343 | +102% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Reserves | 13 | €25,806 | €55,149 | +€29,343 | +114% |
| Distributable reserves | 133 | €25,806 | €55,149 | +€29,343 | +114% |
| Amounts payable | 17/49 | €10,358 | €8,432 | -€1,926 | -18.6% |
| Amounts payable within one year | 42/48 | €10,358 | €8,432 | -€1,926 | -18.6% |
| Trade debts | 44 | €394 | €835 | +€441 | +112% |
| Suppliers | 440/4 | €394 | €835 | +€441 | +112% |
| Taxes, remuneration and social security | 45 | €6,830 | €1,500 | -€5,330 | -78.0% |
| Taxes | 450/3 | €6,830 | €1,500 | -€5,330 | -78.0% |
| Other amounts payable | 47/48 | €3,134 | €6,097 | +€2,963 | +94.5% |
| Other operating charges | 640/8 | - | €120 | +€120 | |
| Gross operating margin | 9900 | €32,420 | €41,023 | +€8,603 | +26.5% |
| Operating profit (loss) | 9901 | €32,420 | €40,903 | +€8,483 | +26.2% |
| Financial income | 75/76B | - | €0 | +€0 | |
| Recurring financial income | 75 | - | €0 | +€0 | |
| Financial charges | 65/66B | €13 | €40 | +€27 | +200% |
| Recurring financial charges | 65 | €13 | €40 | +€27 | +200% |
| Profit (loss) for the period before taxes | 9903 | €32,406 | €40,863 | +€8,456 | +26.1% |
| Income taxes | 67/77 | €6,600 | €11,520 | +€4,920 | +74.5% |
| Profit (loss) for the period | 9904 | €25,806 | €29,343 | +€3,536 | +13.7% |
| Profit (loss) for the period to be appropriated | 9905 | €25,806 | €29,343 | +€3,536 | +13.7% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.