SALVIS ADVIES: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SALVIS ADVIES
Largest movements
- Cash -€7,009
down €7,009 (-91.6%), from €7,648 to €639
mainly Receivables within one year (-€4,963) and Net result for the year (-€3,280)
- Receivables within one year +€4,963
up €4,963 (+67.1%), from €7,399 to €12,362
of which Other amounts receivable: +€4,963
- Tangible fixed assets -€1,730
down €1,730 (-41.0%), from €4,218 to €2,488
- Profit (loss) carried forward -€3,280
down €3,280 (-24.9%), from -€13,184 to -€16,464
- Trade debts -€495
down €495 (-30.2%), from €1,637 to €1,142
- Gross operating margin -€2,987
down €2,987, from €1,664 to -€1,323
- Financial income -€310
down €310 (-44.7%), from €692 to €383
- Financial charges -€38
down €38 (-39.7%), from €96 to €58
- Other operating charges +€24
up €24 (+4.5%), from €528 to €552
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €19,265 | €15,489 | -€3,775 | -19.6% |
| Fixed assets | 21/28 | €4,218 | €2,488 | -€1,730 | -41.0% |
| Tangible fixed assets | 22/27 | €4,218 | €2,488 | -€1,730 | -41.0% |
| Furniture and vehicles | 24 | €4,218 | €2,488 | -€1,730 | -41.0% |
| Current assets | 29/58 | €15,046 | €13,001 | -€2,045 | -13.6% |
| Amounts receivable within one year | 40/41 | €7,399 | €12,362 | +€4,963 | +67.1% |
| Trade receivables | 40 | - | €0 | = | |
| Other amounts receivable | 41 | €7,399 | €12,362 | +€4,963 | +67.1% |
| Cash at bank and in hand | 54/58 | €7,648 | €639 | -€7,009 | -91.6% |
| Total equity and liabilities | 10/49 | €19,265 | €15,489 | -€3,775 | -19.6% |
| Equity | 10/15 | €17,627 | €14,347 | -€3,280 | -18.6% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €12,211 | €12,211 | = | 0.0% |
| Distributable reserves | 133 | €12,211 | €12,211 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€13,184 | -€16,464 | -€3,280 | -24.9% |
| Amounts payable | 17/49 | €1,637 | €1,142 | -€495 | -30.2% |
| Amounts payable within one year | 42/48 | €1,637 | €1,142 | -€495 | -30.2% |
| Trade debts | 44 | €1,637 | €1,142 | -€495 | -30.2% |
| Suppliers | 440/4 | €1,637 | €1,142 | -€495 | -30.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,730 | €1,730 | = | 0.0% |
| Other operating charges | 640/8 | €528 | €552 | +€24 | +4.5% |
| Gross operating margin | 9900 | €1,664 | -€1,323 | -€2,987 | |
| Operating profit (loss) | 9901 | -€594 | -€3,605 | -€3,011 | -507% |
| Financial income | 75/76B | €692 | €383 | -€310 | -44.7% |
| Recurring financial income | 75 | €692 | €383 | -€310 | -44.7% |
| Financial charges | 65/66B | €96 | €58 | -€38 | -39.7% |
| Recurring financial charges | 65 | €96 | €58 | -€38 | -39.7% |
| Profit (loss) for the period before taxes | 9903 | €2 | -€3,280 | -€3,283 | |
| Profit (loss) for the period | 9904 | €2 | -€3,280 | -€3,283 | |
| Profit (loss) for the period to be appropriated | 9905 | €2 | -€3,280 | -€3,283 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 October 2026 via checked.be.