SAINT-ROCH: what changed
SAINT-ROCH
Largest movements
- Receivables within one year +€13,230
up €13,230 (+21.0%), from €63,000 to €76,230
- Tangible fixed assets +€7,247
up €7,247 (+736%), from €985 to €8,232
of which Furniture and vehicles: +€5,547
- Cash -€4,380
down €4,380 (-45.8%), from €9,556 to €5,176
mainly Other debts (-€30,063) and Receivables within one year (-€13,230)
- Deferred charges and accrued income +€1,134
new in 2025: €1,134
- Other debts -€30,063
down €30,063 (-30.6%), from €98,280 to €68,216
- Profit (loss) carried forward +€29,352
up €29,352 (+53.3%), from -€55,038 to -€25,686
- Tax, wage and social debts +€16,509
up €16,509 (+192%), from €8,587 to €25,096
- Trade debts +€1,434
up €1,434 (+46.0%), from €3,120 to €4,554
- Gross operating margin -€58,609
down €58,609 (-56.7%), from €103,359 to €44,750
- Taxes +€8,131
up €8,131 (+296%), from €2,744 to €10,876
- Depreciation +€1,914
up €1,914 (+1,509%), from €127 to €2,041
- Other operating charges -€1,226
down €1,226 (-61.3%), from €2,000 to €774
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €73,540 | €90,772 | +€17,231 | +23.4% |
| Fixed assets | 21/28 | €985 | €8,232 | +€7,247 | +736% |
| Tangible fixed assets | 22/27 | €985 | €8,232 | +€7,247 | +736% |
| Plant, machinery and equipment | 23 | - | €1,700 | +€1,700 | |
| Furniture and vehicles | 24 | €985 | €6,532 | +€5,547 | +563% |
| Current assets | 29/58 | €72,556 | €82,540 | +€9,984 | +13.8% |
| Amounts receivable within one year | 40/41 | €63,000 | €76,230 | +€13,230 | +21.0% |
| Trade receivables | 40 | €63,000 | €76,230 | +€13,230 | +21.0% |
| Cash at bank and in hand | 54/58 | €9,556 | €5,176 | -€4,380 | -45.8% |
| Deferred charges and accrued income | 490/1 | - | €1,134 | +€1,134 | |
| Total equity and liabilities | 10/49 | €73,540 | €90,772 | +€17,231 | +23.4% |
| Equity | 10/15 | -€36,446 | -€7,094 | +€29,352 | +80.5% |
| Contributions | 10/11 | €18,592 | €18,592 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€55,038 | -€25,686 | +€29,352 | +53.3% |
| Amounts payable | 17/49 | €109,986 | €97,866 | -€12,121 | -11.0% |
| Amounts payable within one year | 42/48 | €109,986 | €97,866 | -€12,121 | -11.0% |
| Trade debts | 44 | €3,120 | €4,554 | +€1,434 | +46.0% |
| Suppliers | 440/4 | €3,120 | €4,554 | +€1,434 | +46.0% |
| Taxes, remuneration and social security | 45 | €8,587 | €25,096 | +€16,509 | +192% |
| Taxes | 450/3 | €8,587 | €25,096 | +€16,509 | +192% |
| Other amounts payable | 47/48 | €98,280 | €68,216 | -€30,063 | -30.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €127 | €2,041 | +€1,914 | +1,509% |
| Other operating charges | 640/8 | €2,000 | €774 | -€1,226 | -61.3% |
| Gross operating margin | 9900 | €103,359 | €44,750 | -€58,609 | -56.7% |
| Operating profit (loss) | 9901 | €101,231 | €41,935 | -€59,297 | -58.6% |
| Financial charges | 65/66B | €813 | €1,707 | +€894 | +110% |
| Recurring financial charges | 65 | €813 | €1,707 | +€894 | +110% |
| Profit (loss) for the period before taxes | 9903 | €100,419 | €40,228 | -€60,191 | -59.9% |
| Income taxes | 67/77 | €2,744 | €10,876 | +€8,131 | +296% |
| Profit (loss) for the period | 9904 | €97,674 | €29,352 | -€68,322 | -69.9% |
| Profit (loss) for the period to be appropriated | 9905 | €97,674 | €29,352 | -€68,322 | -69.9% |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 3 November 2026 via checked.be.