SAINT-PIERRE IMMO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SAINT-PIERRE IMMO
Largest movements
- Tangible fixed assets -€23,969
down €23,969 (-5.1%), from €471,658 to €447,689
- Debts after one year -€31,312
down €31,312 (-36.9%), from €84,855 to €53,543
of which Financial debts: -€31,312
- Other debts +€9,136
up €9,136 (+16.0%), from €56,978 to €66,114
- Profit (loss) carried forward -€5,316
down €5,316 (-3.8%), from -€138,961 to -€144,277
- Financial charges -€1,767
down €1,767 (-22.8%), from €7,754 to €5,987
- Depreciation -€1,009
down €1,009 (-2.5%), from €40,604 to €39,596
- Taxes +€587
up €587 (+11.7%), from €5,000 to €5,586
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €478,267 | €450,868 | -€27,399 | -5.7% |
| Fixed assets | 21/28 | €471,658 | €447,689 | -€23,969 | -5.1% |
| Tangible fixed assets | 22/27 | €471,658 | €447,689 | -€23,969 | -5.1% |
| Land and buildings | 22 | €471,658 | €447,689 | -€23,969 | -5.1% |
| Current assets | 29/58 | €6,609 | €3,179 | -€3,430 | -51.9% |
| Cash at bank and in hand | 54/58 | €4,830 | €1,351 | -€3,479 | -72.0% |
| Deferred charges and accrued income | 490/1 | €1,779 | €1,828 | +€49 | +2.8% |
| Total equity and liabilities | 10/49 | €478,267 | €450,868 | -€27,399 | -5.7% |
| Equity | 10/15 | €292,854 | €287,538 | -€5,316 | -1.8% |
| Contributions | 10/11 | €18,900 | €18,900 | = | 0.0% |
| Revaluation surpluses | 12 | €412,915 | €412,915 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€138,961 | -€144,277 | -€5,316 | -3.8% |
| Amounts payable | 17/49 | €185,413 | €163,330 | -€22,083 | -11.9% |
| Amounts payable after more than one year | 17 | €84,855 | €53,543 | -€31,312 | -36.9% |
| Financial debts | 170/4 | €62,275 | €30,963 | -€31,312 | -50.3% |
| Other amounts payable | 178/9 | €22,580 | €22,580 | = | 0.0% |
| Amounts payable within one year | 42/48 | €96,169 | €107,299 | +€11,129 | +11.6% |
| Current portion of amounts payable after more than one year | 42 | €33,407 | €31,312 | -€2,095 | -6.3% |
| Trade debts | 44 | €387 | €3,889 | +€3,502 | +904% |
| Suppliers | 440/4 | €387 | €3,889 | +€3,502 | +904% |
| Taxes, remuneration and social security | 45 | €5,396 | €5,983 | +€587 | +10.9% |
| Taxes | 450/3 | €5,396 | €5,983 | +€587 | +10.9% |
| Other amounts payable | 47/48 | €56,978 | €66,114 | +€9,136 | +16.0% |
| Accrued charges and deferred income | 492/3 | €4,389 | €2,489 | -€1,900 | -43.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €40,604 | €39,596 | -€1,009 | -2.5% |
| Other operating charges | 640/8 | €4,074 | €4,336 | +€262 | +6.4% |
| Gross operating margin | 9900 | €50,111 | €50,189 | +€78 | +0.2% |
| Operating profit (loss) | 9901 | €5,433 | €6,257 | +€824 | +15.2% |
| Financial charges | 65/66B | €7,754 | €5,987 | -€1,767 | -22.8% |
| Recurring financial charges | 65 | €7,754 | €5,987 | -€1,767 | -22.8% |
| Profit (loss) for the period before taxes | 9903 | -€2,321 | €270 | +€2,592 | |
| Income taxes | 67/77 | €5,000 | €5,586 | +€587 | +11.7% |
| Profit (loss) for the period | 9904 | -€7,321 | -€5,316 | +€2,005 | +27.4% |
| Profit (loss) for the period to be appropriated | 9905 | -€7,321 | -€5,316 | +€2,005 | +27.4% |
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 31 October 2026 via checked.be.