Saint Octave Retail: what changed
What changed
Saint Octave Retail
NACE 47.271, Retail trade
filed annual accounts (NBB)
Net result for the year
-€221,096
2025 · -€127,441-€93,655
Equity
-€174,542
2025 · €7,398-€181,940
Cash
€17,327
2025 · €40,011-€22,684
Balance sheet total
€471,215
2025 · €542,415-€71,200
Largest movements
Assets
- Tangible fixed assets -€24,437
down €24,437 (-7.6%), from €321,825 to €297,388
of which Plant, machinery and equipment: -€57,232
- Cash -€22,684
down €22,684 (-56.7%), from €40,011 to €17,327
mainly Net result for the year (-€221,096) and Investment in fixed assets (net) (-€95,037)
- Receivables within one year -€17,531
down €17,531 (-65.4%), from €26,804 to €9,273
of which Trade receivables: -€17,531
- Deferred charges and accrued income -€6,317
down €6,317 (-47.6%), from €13,269 to €6,952
Equity and liabilities
- Profit (loss) carried forward -€221,096
down €221,096 (-112%), from -€197,007 to -€418,103
- Trade debts +€106,324
up €106,324 (+150%), from €70,850 to €177,175
- Short-term financial debts +€69,105
up €69,105, from €0 to €69,105
- Contributions +€50,000
up €50,000 (+62.5%), from €80,000 to €130,000
- Current portion of long-term debt -€46,779
down €46,779 (-34.2%), from €136,629 to €89,850
Income statement
- Staff costs +€77,261
up €77,261 (+17.9%), from €430,556 to €507,817
- Gross operating margin -€10,188
down €10,188 (-2.3%), from €445,205 to €435,017
- Financial charges +€9,437
up €9,437 (+37.1%), from €25,407 to €34,844
- Depreciation -€5,848
down €5,848 (-4.7%), from €125,410 to €119,562
Change in the result, 2025 to 2026
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2025
-€127,441
Gross operating margin
-€10,188
Staff costs
-€77,261
Depreciation
+€5,848
Other operating charges
-€2,702
Financial income
+€86
Financial charges
-€9,437
Result 2026
-€221,096
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2025 and 2026 balance sheets and the 2026 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€33,778
Investment
-€95,037
Financing
+€38,575
Cash 2025
€40,011
From operations (derived)
+€33,778
Net result for the year
-€221,096
Depreciation
+€119,562
Stocks and contracts
+€143
Receivables within one year
+€17,531
Deferred charges and accrued income
+€6,317
Trade debts
+€106,324
Tax, wage and social debts
+€10,539
Other debts
-€8,525
Accrued charges and deferred income
+€2,984
Investment (derived)
-€95,037
Investment in fixed assets (net)
-€95,037
Financing
+€38,575
Debts after one year
-€22,907
Current portion of long-term debt
-€46,779
Short-term financial debts
+€69,105
Contributions, distributions and other
+€39,156
Cash 2026
€17,327
brings cash intakes cash out
Every line side by side
| Line | Code | 2025 | 2026 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €542,415 | €471,215 | -€71,200 | -13.1% |
| Fixed assets | 21/28 | €330,644 | €306,118 | -€24,525 | -7.4% |
| Intangible fixed assets | 21 | €6,936 | €3,848 | -€3,088 | -44.5% |
| Tangible fixed assets | 22/27 | €321,825 | €297,388 | -€24,437 | -7.6% |
| Plant, machinery and equipment | 23 | €213,055 | €155,823 | -€57,232 | -26.9% |
| Furniture and vehicles | 24 | €8,737 | €67,091 | +€58,355 | +668% |
| Other tangible fixed assets | 26 | €100,033 | €74,473 | -€25,560 | -25.6% |
| Financial fixed assets | 28 | €1,883 | €4,883 | +€3,000 | +159% |
| Current assets | 29/58 | €211,772 | €165,097 | -€46,675 | -22.0% |
| Stocks and contracts in progress | 3 | €66,687 | €66,545 | -€143 | -0.2% |
| Stocks | 30/36 | €66,687 | €66,545 | -€143 | -0.2% |
| Amounts receivable within one year | 40/41 | €26,804 | €9,273 | -€17,531 | -65.4% |
| Trade receivables | 40 | €26,804 | €9,273 | -€17,531 | -65.4% |
| Other amounts receivable | 41 | €0 | - | = | |
| Current investments | 50/53 | €65,000 | €65,000 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €40,011 | €17,327 | -€22,684 | -56.7% |
| Deferred charges and accrued income | 490/1 | €13,269 | €6,952 | -€6,317 | -47.6% |
| Total equity and liabilities | 10/49 | €542,415 | €471,215 | -€71,200 | -13.1% |
| Equity | 10/15 | €7,398 | -€174,542 | -€181,940 | |
| Contributions | 10/11 | €80,000 | €130,000 | +€50,000 | +62.5% |
| Reserves | 13 | €65,500 | €65,500 | = | 0.0% |
| Non-distributable reserves | 130/1 | €65,500 | €65,500 | = | 0.0% |
| Reserves not available under the articles | 1311 | €65,500 | €65,500 | = | 0.0% |
| Distributable reserves | 133 | €0 | - | = | |
| Profit (loss) carried forward | 14 | -€197,007 | -€418,103 | -€221,096 | -112% |
| Investment grants | 15 | €58,905 | €48,061 | -€10,844 | -18.4% |
| Amounts payable | 17/49 | €535,017 | €645,757 | +€110,741 | +20.7% |
| Amounts payable after more than one year | 17 | €277,362 | €254,454 | -€22,907 | -8.3% |
| Financial debts | 170/4 | €275,759 | €252,852 | -€22,907 | -8.3% |
| Other amounts payable | 178/9 | €1,603 | €1,603 | = | 0.0% |
| Amounts payable within one year | 42/48 | €257,286 | €387,950 | +€130,664 | +50.8% |
| Current portion of amounts payable after more than one year | 42 | €136,629 | €89,850 | -€46,779 | -34.2% |
| Financial debts | 43 | €0 | €69,105 | +€69,105 | |
| Credit institutions | 430/8 | €0 | €69,105 | +€69,105 | |
| Trade debts | 44 | €70,850 | €177,175 | +€106,324 | +150% |
| Suppliers | 440/4 | €70,850 | €177,175 | +€106,324 | +150% |
| Taxes, remuneration and social security | 45 | €37,212 | €47,751 | +€10,539 | +28.3% |
| Taxes | 450/3 | €11,689 | €24,327 | +€12,638 | +108% |
| Remuneration and social security | 454/9 | €25,523 | €23,424 | -€2,098 | -8.2% |
| Other amounts payable | 47/48 | €12,594 | €4,069 | -€8,525 | -67.7% |
| Accrued charges and deferred income | 492/3 | €369 | €3,353 | +€2,984 | +808% |
| Remuneration, social security and pensions | 62 | €430,556 | €507,817 | +€77,261 | +17.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €125,410 | €119,562 | -€5,848 | -4.7% |
| Other operating charges | 640/8 | €3,076 | €5,779 | +€2,702 | +87.8% |
| Gross operating margin | 9900 | €445,205 | €435,017 | -€10,188 | -2.3% |
| Operating profit (loss) | 9901 | -€113,837 | -€198,141 | -€84,304 | -74.1% |
| Financial income | 75/76B | €11,802 | €11,888 | +€86 | +0.7% |
| Recurring financial income | 75 | €11,802 | €11,888 | +€86 | +0.7% |
| Financial charges | 65/66B | €25,407 | €34,844 | +€9,437 | +37.1% |
| Recurring financial charges | 65 | €25,407 | €34,844 | +€9,437 | +37.1% |
| Profit (loss) for the period before taxes | 9903 | -€127,441 | -€221,096 | -€93,655 | -73.5% |
| Profit (loss) for the period | 9904 | -€127,441 | -€221,096 | -€93,655 | -73.5% |
| Profit (loss) for the period to be appropriated | 9905 | -€127,441 | -€221,096 | -€93,655 | -73.5% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 March 2025 and 31 March 2026. Green is a favourable move for that line, red an unfavourable one. Prepared on 2 November 2026 via checked.be.