SAINT JOSEPH PROPERTIES: what changed
What changed
SAINT JOSEPH PROPERTIES
filed annual accounts (NBB)
Net result for the year
€185,778
2024 · -€7,788+€193,566
Equity
€239,989
2024 · €54,212+€185,778
Cash
€25,919
2024 · €30,110-€4,190
Balance sheet total
€11.1m
2024 · €11.1m-€4,402
Largest movements
Assets
No asset line moved by more than 1% of the balance sheet total.
Equity and liabilities
- Tax, wage and social debts +€264,792
new in 2025: €264,792
- Debts after one year -€242,200
down €242,200 (-2.3%), from €10.7m to €10.5m
- Profit (loss) carried forward +€176,878
up €176,878, from -€7,788 to €169,089
- Other debts -€111,320
down €111,320 (-100%), from €111,320 to €0
Income statement
- Gross operating margin +€429,991
up €429,991 (+109%), from €396,059 to €826,050
- Other operating charges +€95,928
up €95,928 (+92.2%), from €104,072 to €200,000
- Financial charges +€75,705
up €75,705 (+25.3%), from €299,775 to €375,480
- Taxes +€64,792
new in 2025: €64,792
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
-€7,788
Gross operating margin
+€429,991
Other operating charges
-€95,928
Financial charges
-€75,705
Taxes
-€64,792
Result 2025
€185,778
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€238,009
Investment
€0
Financing
-€242,200
Cash 2024
€30,110
From operations (derived)
+€238,009
Net result for the year
+€185,778
Receivables within one year
+€212
Trade debts
-€1,309
Tax, wage and social debts
+€264,792
Advances received
+€2,960
Other debts
-€111,320
Accrued charges and deferred income
-€103,104
Financing
-€242,200
Debts after one year
-€242,200
Cash 2025
€25,919
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €11,073,266 | €11,068,864 | -€4,402 | 0.0% |
| Current assets | 29/58 | €11,073,266 | €11,068,864 | -€4,402 | 0.0% |
| Stocks and contracts in progress | 3 | €11,042,944 | €11,042,944 | = | 0.0% |
| Stocks | 30/36 | €11,042,944 | €11,042,944 | = | 0.0% |
| Amounts receivable within one year | 40/41 | €212 | €0 | -€212 | -100% |
| Trade receivables | 40 | €212 | €0 | -€212 | -100% |
| Cash at bank and in hand | 54/58 | €30,110 | €25,919 | -€4,190 | -13.9% |
| Total equity and liabilities | 10/49 | €11,073,266 | €11,068,864 | -€4,402 | 0.0% |
| Equity | 10/15 | €54,212 | €239,989 | +€185,778 | +343% |
| Contributions | 10/11 | €62,000 | €62,000 | = | 0.0% |
| Capital | 10 | €62,000 | €62,000 | = | 0.0% |
| Issued capital | 100 | €62,000 | €62,000 | = | 0.0% |
| Reserves | 13 | - | €8,900 | +€8,900 | |
| Non-distributable reserves | 130/1 | - | €8,900 | +€8,900 | |
| Legal reserve | 130 | - | €8,900 | +€8,900 | |
| Profit (loss) carried forward | 14 | -€7,788 | €169,089 | +€176,878 | |
| Amounts payable | 17/49 | €11,019,054 | €10,828,874 | -€190,180 | -1.7% |
| Amounts payable after more than one year | 17 | €10,723,762 | €10,481,562 | -€242,200 | -2.3% |
| Financial debts | 170/4 | €10,723,762 | €10,481,562 | -€242,200 | -2.3% |
| Amounts payable within one year | 42/48 | €186,457 | €341,580 | +€155,124 | +83.2% |
| Trade debts | 44 | €3,243 | €1,934 | -€1,309 | -40.4% |
| Suppliers | 440/4 | €3,243 | €1,934 | -€1,309 | -40.4% |
| Advances received on contracts in progress | 46 | €71,894 | €74,854 | +€2,960 | +4.1% |
| Taxes, remuneration and social security | 45 | - | €264,792 | +€264,792 | |
| Taxes | 450/3 | - | €264,792 | +€264,792 | |
| Other amounts payable | 47/48 | €111,320 | €0 | -€111,320 | -100% |
| Accrued charges and deferred income | 492/3 | €108,835 | €5,731 | -€103,104 | -94.7% |
| Other operating charges | 640/8 | €104,072 | €200,000 | +€95,928 | +92.2% |
| Gross operating margin | 9900 | €396,059 | €826,050 | +€429,991 | +109% |
| Operating profit (loss) | 9901 | €291,987 | €626,050 | +€334,063 | +114% |
| Financial charges | 65/66B | €299,775 | €375,480 | +€75,705 | +25.3% |
| Recurring financial charges | 65 | €299,775 | €375,480 | +€75,705 | +25.3% |
| Profit (loss) for the period before taxes | 9903 | -€7,788 | €250,570 | +€258,359 | |
| Income taxes | 67/77 | - | €64,792 | +€64,792 | |
| Profit (loss) for the period | 9904 | -€7,788 | €185,778 | +€193,566 | |
| Profit (loss) for the period to be appropriated | 9905 | -€7,788 | €185,778 | +€193,566 |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 2 November 2026 via checked.be.