SAINT CLOUD: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SAINT CLOUD
Largest movements
- Cash -€108,321
down €108,321 (-98.5%), from €109,958 to €1,637
mainly Other debts (-€111,493) and Receivables within one year (-€25,612)
- Receivables within one year +€25,612
new in 2025: €25,612
- Stocks and contracts -€6,253
down €6,253 (-60.8%), from €10,288 to €4,035
- Other debts -€111,493
no longer reported in 2025 (was €111,493)
- Profit (loss) carried forward +€38,000
up €38,000, from -€37,190 to €810
- Trade debts -€21,983
down €21,983 (-90.3%), from €24,337 to €2,354
- Tax, wage and social debts +€6,514
up €6,514 (+217%), from €3,006 to €9,520
- Gross operating margin -€35,344
down €35,344 (-41.9%), from €84,259 to €48,915
- Taxes +€4,020
up €4,020 (+73.1%), from €5,500 to €9,520
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €120,246 | €31,284 | -€88,962 | -74.0% |
| Current assets | 29/58 | €120,246 | €31,284 | -€88,962 | -74.0% |
| Stocks and contracts in progress | 3 | €10,288 | €4,035 | -€6,253 | -60.8% |
| Stocks | 30/36 | €10,288 | €4,035 | -€6,253 | -60.8% |
| Amounts receivable within one year | 40/41 | - | €25,612 | +€25,612 | |
| Other amounts receivable | 41 | - | €25,612 | +€25,612 | |
| Cash at bank and in hand | 54/58 | €109,958 | €1,637 | -€108,321 | -98.5% |
| Total equity and liabilities | 10/49 | €120,246 | €31,284 | -€88,962 | -74.0% |
| Equity | 10/15 | -€18,590 | €19,410 | +€38,000 | |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€37,190 | €810 | +€38,000 | |
| Amounts payable | 17/49 | €138,836 | €11,874 | -€126,962 | -91.4% |
| Amounts payable within one year | 42/48 | €138,836 | €11,874 | -€126,962 | -91.4% |
| Trade debts | 44 | €24,337 | €2,354 | -€21,983 | -90.3% |
| Suppliers | 440/4 | €24,337 | €2,354 | -€21,983 | -90.3% |
| Taxes, remuneration and social security | 45 | €3,006 | €9,520 | +€6,514 | +217% |
| Taxes | 450/3 | €3,006 | €9,520 | +€6,514 | +217% |
| Other amounts payable | 47/48 | €111,493 | - | -€111,493 | |
| Other operating charges | 640/8 | €437 | €590 | +€153 | +35.0% |
| Non-recurring operating charges | 66A | €1,117 | - | -€1,117 | |
| Gross operating margin | 9900 | €84,259 | €48,915 | -€35,344 | -41.9% |
| Operating profit (loss) | 9901 | €82,705 | €48,325 | -€34,380 | -41.6% |
| Financial income | 75/76B | €19 | - | -€19 | |
| Recurring financial income | 75 | €19 | - | -€19 | |
| Financial charges | 65/66B | €943 | €805 | -€138 | -14.6% |
| Recurring financial charges | 65 | €943 | €805 | -€138 | -14.6% |
| Profit (loss) for the period before taxes | 9903 | €81,781 | €47,520 | -€34,261 | -41.9% |
| Income taxes | 67/77 | €5,500 | €9,520 | +€4,020 | +73.1% |
| Profit (loss) for the period | 9904 | €76,281 | €38,000 | -€38,281 | -50.2% |
| Profit (loss) for the period to be appropriated | 9905 | €76,281 | €38,000 | -€38,281 | -50.2% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 19 October 2026 via checked.be.