SaGaNoBa Immo: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SaGaNoBa Immo
Largest movements
- Tangible fixed assets -€36,648
down €36,648 (-4.5%), from €812,140 to €775,492
- Debts after one year -€42,516
down €42,516 (-6.7%), from €637,877 to €595,361
- Financial charges -€807
down €807 (-5.9%), from €13,762 to €12,955
From the 2025 result to the 2026 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2025 and 2026 balance sheets and the 2026 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2025 | 2026 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €813,984 | €778,620 | -€35,364 | -4.3% |
| Fixed assets | 21/28 | €812,140 | €775,492 | -€36,648 | -4.5% |
| Tangible fixed assets | 22/27 | €812,140 | €775,492 | -€36,648 | -4.5% |
| Land and buildings | 22 | €812,140 | €775,492 | -€36,648 | -4.5% |
| Current assets | 29/58 | €1,844 | €3,128 | +€1,284 | +69.6% |
| Cash at bank and in hand | 54/58 | €1,844 | €3,128 | +€1,284 | +69.6% |
| Total equity and liabilities | 10/49 | €813,984 | €778,620 | -€35,364 | -4.3% |
| Equity | 10/15 | -€46,639 | -€40,894 | +€5,745 | +12.3% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€52,839 | -€47,094 | +€5,745 | +10.9% |
| Amounts payable | 17/49 | €860,624 | €819,515 | -€41,109 | -4.8% |
| Amounts payable after more than one year | 17 | €637,877 | €595,361 | -€42,516 | -6.7% |
| Financial debts | 170/4 | €637,877 | €595,361 | -€42,516 | -6.7% |
| Amounts payable within one year | 42/48 | €222,747 | €224,154 | +€1,407 | +0.6% |
| Current portion of amounts payable after more than one year | 42 | €41,693 | €42,516 | +€823 | +2.0% |
| Trade debts | 44 | - | €584 | +€584 | |
| Suppliers | 440/4 | - | €584 | +€584 | |
| Other amounts payable | 47/48 | €181,053 | €181,053 | = | 0.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €36,581 | €36,648 | +€66 | +0.2% |
| Other operating charges | 640/8 | €968 | €998 | +€31 | +3.2% |
| Gross operating margin | 9900 | €56,404 | €56,346 | -€58 | -0.1% |
| Operating profit (loss) | 9901 | €18,855 | €18,700 | -€155 | -0.8% |
| Financial charges | 65/66B | €13,762 | €12,955 | -€807 | -5.9% |
| Recurring financial charges | 65 | €13,762 | €12,955 | -€807 | -5.9% |
| Profit (loss) for the period before taxes | 9903 | €5,092 | €5,745 | +€652 | +12.8% |
| Profit (loss) for the period | 9904 | €5,092 | €5,745 | +€652 | +12.8% |
| Profit (loss) for the period to be appropriated | 9905 | €5,092 | €5,745 | +€652 | +12.8% |
Source: filed annual accounts (NBB), financial years ended 31 March 2025 and 31 March 2026. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 1 November 2026 via checked.be.