SagaCraft: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SagaCraft
Largest movements
- Receivables within one year +€38,681
up €38,681 (+60.6%), from €63,845 to €102,526
of which Other amounts receivable: +€47,939
- Current investments +€26,500
up €26,500 (+112.8%), from €23,500 to €50,000
- Tangible fixed assets -€12,104
down €12,104 (-36.6%), from €33,061 to €20,957
- Deferred charges and accrued income +€2,958
up €2,958 (+194.4%), from €1,522 to €4,479
- Cash -€2,503
down €2,503 (-85.1%), from €2,942 to €440
mainly Receivables within one year (-€38,681) and Current investments (-€26,500)
- Profit (loss) carried forward +€46,419
up €46,419 (+64.8%), from €71,673 to €118,092
- Tax, wage and social debts +€12,282
up €12,282 (+67.7%), from €18,140 to €30,423
- Debts after one year -€8,506
down €8,506 (-37.4%), from €22,731 to €14,225
- Trade debts +€2,986
up €2,986 (+137.6%), from €2,170 to €5,156
- Gross operating margin +€8,978
up €8,978 (+14.5%), from €62,114 to €71,092
- Depreciation +€7,044
up €7,044 (+113.8%), from €6,190 to €13,234
- Financial income +€2,555
up €2,555 (+166.9%), from €1,531 to €4,086
- Taxes +€1,429
up €1,429 (+12.2%), from €11,742 to €13,171
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €124,870 | €178,402 | +€53,532 | +42.9% |
| Fixed assets | 21/28 | €33,061 | €20,957 | -€12,104 | -36.6% |
| Tangible fixed assets | 22/27 | €33,061 | €20,957 | -€12,104 | -36.6% |
| Furniture and vehicles | 24 | €33,061 | €20,957 | -€12,104 | -36.6% |
| Current assets | 29/58 | €91,808 | €157,445 | +€65,637 | +71.5% |
| Amounts receivable within one year | 40/41 | €63,845 | €102,526 | +€38,681 | +60.6% |
| Trade receivables | 40 | €23,226 | €13,968 | -€9,257 | -39.9% |
| Other amounts receivable | 41 | €40,619 | €88,558 | +€47,939 | +118.0% |
| Current investments | 50/53 | €23,500 | €50,000 | +€26,500 | +112.8% |
| Cash at bank and in hand | 54/58 | €2,942 | €440 | -€2,503 | -85.1% |
| Deferred charges and accrued income | 490/1 | €1,522 | €4,479 | +€2,958 | +194.4% |
| Total equity and liabilities | 10/49 | €124,870 | €178,402 | +€53,532 | +42.9% |
| Equity | 10/15 | €73,673 | €120,092 | +€46,419 | +63.0% |
| Contributions | 10/11 | €2,000 | €2,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €71,673 | €118,092 | +€46,419 | +64.8% |
| Amounts payable | 17/49 | €51,196 | €58,310 | +€7,113 | +13.9% |
| Amounts payable after more than one year | 17 | €22,731 | €14,225 | -€8,506 | -37.4% |
| Financial debts | 170/4 | €22,731 | €14,225 | -€8,506 | -37.4% |
| Amounts payable within one year | 42/48 | €28,465 | €44,085 | +€15,620 | +54.9% |
| Current portion of amounts payable after more than one year | 42 | €8,155 | €8,506 | +€352 | +4.3% |
| Trade debts | 44 | €2,170 | €5,156 | +€2,986 | +137.6% |
| Suppliers | 440/4 | €2,170 | €5,156 | +€2,986 | +137.6% |
| Taxes, remuneration and social security | 45 | €18,140 | €30,423 | +€12,282 | +67.7% |
| Taxes | 450/3 | €18,140 | €30,423 | +€12,282 | +67.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €6,190 | €13,234 | +€7,044 | +113.8% |
| Other operating charges | 640/8 | €840 | €842 | +€2 | +0.2% |
| Gross operating margin | 9900 | €62,114 | €71,092 | +€8,978 | +14.5% |
| Operating profit (loss) | 9901 | €55,083 | €57,016 | +€1,932 | +3.5% |
| Financial income | 75/76B | €1,531 | €4,086 | +€2,555 | +166.9% |
| Recurring financial income | 75 | €1,531 | €4,086 | +€2,555 | +166.9% |
| Financial charges | 65/66B | €928 | €1,511 | +€583 | +62.8% |
| Recurring financial charges | 65 | €928 | €1,511 | +€583 | +62.8% |
| Profit (loss) for the period before taxes | 9903 | €55,686 | €59,590 | +€3,904 | +7.0% |
| Income taxes | 67/77 | €11,742 | €13,171 | +€1,429 | +12.2% |
| Profit (loss) for the period | 9904 | €43,944 | €46,419 | +€2,475 | +5.6% |
| Profit (loss) for the period to be appropriated | 9905 | €43,944 | €46,419 | +€2,475 | +5.6% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 12 October 2026 via checked.be.