SAFTCONSULTING: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SAFTCONSULTING
Largest movements
- Cash -€6,223
down €6,223 (-76.1%), from €8,172 to €1,949
mainly Net result for the year (-€5,545) and Trade debts (-€1,797)
- Tangible fixed assets -€2,076
down €2,076 (-51.2%), from €4,051 to €1,975
- Receivables within one year +€394
up €394 (+30.3%), from €1,300 to €1,694
- Deferred charges and accrued income -€165
down €165 (-22.5%), from €732 to €568
- Profit (loss) carried forward -€5,545
down €5,545 (-67.6%), from €8,205 to €2,660
- Trade debts -€1,797
down €1,797 (-94.0%), from €1,912 to €114
- Tax, wage and social debts -€911
down €911 (-82.5%), from €1,104 to €194
- Other debts +€184
up €184 (+9.1%), from €2,034 to €2,218
- Gross operating margin -€1,541
down €1,541, from €502 to -€1,039
- Financial charges -€23
down €23 (-33.2%), from €70 to €47
- Other operating charges +€22
up €22 (+3.3%), from €673 to €695
- Taxes +€13
up €13 (+10.1%), from €128 to €141
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €14,255 | €6,186 | -€8,069 | -56.6% |
| Fixed assets | 21/28 | €4,051 | €1,975 | -€2,076 | -51.2% |
| Tangible fixed assets | 22/27 | €4,051 | €1,975 | -€2,076 | -51.2% |
| Furniture and vehicles | 24 | €4,051 | €1,975 | -€2,076 | -51.2% |
| Current assets | 29/58 | €10,204 | €4,211 | -€5,993 | -58.7% |
| Amounts receivable within one year | 40/41 | €1,300 | €1,694 | +€394 | +30.3% |
| Trade receivables | 40 | €1,300 | €1,694 | +€394 | +30.3% |
| Cash at bank and in hand | 54/58 | €8,172 | €1,949 | -€6,223 | -76.1% |
| Deferred charges and accrued income | 490/1 | €732 | €568 | -€165 | -22.5% |
| Total equity and liabilities | 10/49 | €14,255 | €6,186 | -€8,069 | -56.6% |
| Equity | 10/15 | €9,205 | €3,660 | -€5,545 | -60.2% |
| Contributions | 10/11 | €1,000 | €1,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €8,205 | €2,660 | -€5,545 | -67.6% |
| Amounts payable | 17/49 | €5,050 | €2,526 | -€2,524 | -50.0% |
| Amounts payable within one year | 42/48 | €5,050 | €2,526 | -€2,524 | -50.0% |
| Trade debts | 44 | €1,912 | €114 | -€1,797 | -94.0% |
| Suppliers | 440/4 | €1,912 | €114 | -€1,797 | -94.0% |
| Taxes, remuneration and social security | 45 | €1,104 | €194 | -€911 | -82.5% |
| Taxes | 450/3 | €1,104 | €194 | -€911 | -82.5% |
| Other amounts payable | 47/48 | €2,034 | €2,218 | +€184 | +9.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €3,325 | €3,323 | -€2 | -0.1% |
| Other operating charges | 640/8 | €673 | €695 | +€22 | +3.3% |
| Non-recurring operating charges | 66A | - | €300 | +€300 | |
| Gross operating margin | 9900 | €502 | -€1,039 | -€1,541 | |
| Operating profit (loss) | 9901 | -€3,496 | -€5,358 | -€1,862 | -53.3% |
| Financial charges | 65/66B | €70 | €47 | -€23 | -33.2% |
| Recurring financial charges | 65 | €70 | €47 | -€23 | -33.2% |
| Profit (loss) for the period before taxes | 9903 | -€3,566 | -€5,404 | -€1,839 | -51.6% |
| Income taxes | 67/77 | €128 | €141 | +€13 | +10.1% |
| Profit (loss) for the period | 9904 | -€3,694 | -€5,545 | -€1,851 | -50.1% |
| Profit (loss) for the period to be appropriated | 9905 | -€3,694 | -€5,545 | -€1,851 | -50.1% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 3 October 2026 via checked.be.