SAFE WALLET: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SAFE WALLET
Largest movements
- Intangible fixed assets -€1,328
down €1,328 (-33.4%), from €3,975 to €2,648
- Cash +€971
up €971 (+3785.3%), from €26 to €997
mainly Other debts (+€2,996) and Depreciation (+€1,328)
- Profit (loss) carried forward -€3,687
down €3,687 (-35.9%), from -€10,265 to -€13,952
- Other debts +€2,996
up €2,996 (+29.3%), from €10,240 to €13,236
- Trade debts +€321
up €321 (+204.2%), from €157 to €478
- Other operating charges -€294
down €294 (-38.1%), from €772 to €478
- Financial charges +€32
up €32 (+8.5%), from €378 to €410
- Gross operating margin -€31
down €31 (-3.3%), from -€941 to -€971
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €4,132 | €3,762 | -€370 | -9.0% |
| Fixed assets | 21/28 | €3,975 | €2,648 | -€1,328 | -33.4% |
| Intangible fixed assets | 21 | €3,975 | €2,648 | -€1,328 | -33.4% |
| Current assets | 29/58 | €157 | €1,114 | +€957 | +610.9% |
| Amounts receivable within one year | 40/41 | €131 | €117 | -€14 | -10.5% |
| Other amounts receivable | 41 | €131 | €117 | -€14 | -10.5% |
| Cash at bank and in hand | 54/58 | €26 | €997 | +€971 | +3785.3% |
| Total equity and liabilities | 10/49 | €4,132 | €3,762 | -€370 | -9.0% |
| Equity | 10/15 | -€6,265 | -€9,952 | -€3,687 | -58.9% |
| Contributions | 10/11 | €4,000 | €4,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€10,265 | -€13,952 | -€3,687 | -35.9% |
| Amounts payable | 17/49 | €10,397 | €13,714 | +€3,317 | +31.9% |
| Amounts payable within one year | 42/48 | €10,397 | €13,714 | +€3,317 | +31.9% |
| Trade debts | 44 | €157 | €478 | +€321 | +204.2% |
| Suppliers | 440/4 | €157 | €478 | +€321 | +204.2% |
| Other amounts payable | 47/48 | €10,240 | €13,236 | +€2,996 | +29.3% |
| Accrued charges and deferred income | 492/3 | €0 | - | = | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,328 | €1,328 | = | 0.0% |
| Other operating charges | 640/8 | €772 | €478 | -€294 | -38.1% |
| Non-recurring operating charges | 66A | €200 | €500 | +€300 | +150.0% |
| Gross operating margin | 9900 | -€941 | -€971 | -€31 | -3.3% |
| Operating profit (loss) | 9901 | -€3,240 | -€3,277 | -€37 | -1.1% |
| Financial charges | 65/66B | €378 | €410 | +€32 | +8.5% |
| Recurring financial charges | 65 | €378 | €410 | +€32 | +8.5% |
| Profit (loss) for the period before taxes | 9903 | -€3,618 | -€3,687 | -€69 | -1.9% |
| Profit (loss) for the period | 9904 | -€3,618 | -€3,687 | -€69 | -1.9% |
| Profit (loss) for the period to be appropriated | 9905 | -€3,618 | -€3,687 | -€69 | -1.9% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 6 October 2026 via checked.be.