Safe Haven Consulting: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Safe Haven Consulting
Largest movements
- Current investments +€212,489
new in 2025: €212,489
- Cash +€123,575
up €123,575 (+149%), from €82,840 to €206,415
mainly Net result for the year (+€257,660) and Tax, wage and social debts (+€95,801)
- Receivables within one year +€37,679
up €37,679 (+102%), from €37,085 to €74,764
of which Other amounts receivable: +€32,373
- Reserves +€257,800
up €257,800 (+307%), from €84,000 to €341,800
- Tax, wage and social debts +€95,801
up €95,801 (+290%), from €33,026 to €128,827
- Trade debts +€19,054
up €19,054 (+1,446%), from €1,318 to €20,371
- Gross operating margin +€239,783
up €239,783 (+222%), from €108,236 to €348,020
- Taxes +€66,277
up €66,277 (+294%), from €22,507 to €88,785
- Financial charges +€3,555
up €3,555 (+28,350%), from €13 to €3,568
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €121,613 | €494,027 | +€372,414 | +306% |
| Formation expenses | 20 | €650 | €0 | -€650 | -100% |
| Fixed assets | 21/28 | €645 | €359 | -€286 | -44.3% |
| Tangible fixed assets | 22/27 | €645 | €359 | -€286 | -44.3% |
| Furniture and vehicles | 24 | €645 | €359 | -€286 | -44.3% |
| Current assets | 29/58 | €120,318 | €493,668 | +€373,350 | +310% |
| Amounts receivable within one year | 40/41 | €37,085 | €74,764 | +€37,679 | +102% |
| Trade receivables | 40 | €19,971 | €25,277 | +€5,306 | +26.6% |
| Other amounts receivable | 41 | €17,115 | €49,488 | +€32,373 | +189% |
| Current investments | 50/53 | - | €212,489 | +€212,489 | |
| Cash at bank and in hand | 54/58 | €82,840 | €206,415 | +€123,575 | +149% |
| Deferred charges and accrued income | 490/1 | €393 | €0 | -€393 | -100% |
| Total equity and liabilities | 10/49 | €121,613 | €494,027 | +€372,414 | +306% |
| Equity | 10/15 | €87,170 | €344,830 | +€257,660 | +296% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Reserves | 13 | €84,000 | €341,800 | +€257,800 | +307% |
| Distributable reserves | 133 | €84,000 | €341,800 | +€257,800 | +307% |
| Profit (loss) carried forward | 14 | €170 | €30 | -€140 | -82.6% |
| Amounts payable | 17/49 | €34,444 | €149,198 | +€114,754 | +333% |
| Amounts payable within one year | 42/48 | €34,344 | €149,198 | +€114,854 | +334% |
| Trade debts | 44 | €1,318 | €20,371 | +€19,054 | +1,446% |
| Suppliers | 440/4 | €1,318 | €20,371 | +€19,054 | +1,446% |
| Taxes, remuneration and social security | 45 | €33,026 | €128,827 | +€95,801 | +290% |
| Taxes | 450/3 | €33,026 | €128,827 | +€95,801 | +290% |
| Accrued charges and deferred income | 492/3 | €100 | €0 | -€100 | -100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,964 | €936 | -€1,028 | -52.3% |
| Gross operating margin | 9900 | €108,236 | €348,020 | +€239,783 | +222% |
| Operating profit (loss) | 9901 | €106,273 | €347,084 | +€240,811 | +227% |
| Financial income | 75/76B | €417 | €2,928 | +€2,511 | +603% |
| Recurring financial income | 75 | €417 | €2,928 | +€2,511 | +603% |
| Financial charges | 65/66B | €13 | €3,568 | +€3,555 | +28,350% |
| Recurring financial charges | 65 | €13 | €3,568 | +€3,555 | +28,350% |
| Profit (loss) for the period before taxes | 9903 | €106,677 | €346,444 | +€239,767 | +225% |
| Income taxes | 67/77 | €22,507 | €88,785 | +€66,277 | +294% |
| Profit (loss) for the period | 9904 | €84,170 | €257,660 | +€173,490 | +206% |
| Profit (loss) for the period to be appropriated | 9905 | €84,170 | €257,660 | +€173,490 | +206% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 20 October 2026 via checked.be.