SADI CAR: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
SADI CAR
NACE 47.811, Retail sale of cars and light vans (up to 3.5 tonnes)
financial year 2025 compared with 2024filed annual accounts (NBB)
Net result for the year
€204,737
2024 · €112,447+€92,291
Equity
€1.3m
2024 · €1.1m+€204,737
Cash
€192,330
2024 · €148,346+€43,984
Balance sheet total
€1.9m
2024 · €1.6m+€290,722
Largest movements
Assets
- Stocks and contracts +€283,974
up €283,974 (+22.1%), from €1.3m to €1.6m
- Cash +€43,984
up €43,984 (+29.6%), from €148,346 to €192,330
mainly Net result for the year (+€204,737) and Current portion of long-term debt (+€89,822)
- Receivables within one year -€33,248
down €33,248 (-22.9%), from €145,230 to €111,982
of which Trade receivables: -€142,245
Equity and liabilities
- Reserves +€204,737
up €204,737 (+79.8%), from €256,629 to €461,366
- Current portion of long-term debt +€89,822
up €89,822 (+51.7%), from €173,611 to €263,433
- Tax, wage and social debts +€43,656
up €43,656 (+76.1%), from €57,384 to €101,040
of which Taxes: +€42,632
- Trade debts -€28,637
down €28,637 (-45.5%), from €62,896 to €34,259
Income statement
- Turnover +€5.3m
new in 2025: €5.3m
- Purchases and services +€4.9m
new in 2025: €4.9m
- Gross operating margin +€162,414
up €162,414 (+57.8%), from €280,937 to €443,351
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
€112,447
Gross operating margin
+€162,414
Staff costs
-€17,736
Depreciation
-€10,948
Write-downs
+€1,000
Other operating charges
+€5,025
Financial income
+€0
Financial charges
-€3,162
Taxes
-€44,303
Result 2025
€204,737
raises the resultlowers the result
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
-€15,620
Investment
-€11,362
Financing
+€70,965
Cash 2024
€148,346
From operations (derived)
-€15,620
Net result for the year
+€204,737
Depreciation
+€18,994
Stocks and contracts
-€283,974
Receivables within one year
+€33,248
Deferred charges and accrued income
-€3,645
Trade debts
-€28,637
Tax, wage and social debts
+€43,656
Investment (derived)
-€11,362
Investment in fixed assets (net)
-€11,362
Financing
+€70,965
Debts after one year
-€18,857
Current portion of long-term debt
+€89,822
Cash 2025
€192,330
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,648,701 | €1,939,423 | +€290,722 | +17.6% |
| Fixed assets | 21/28 | €63,633 | €56,000 | -€7,633 | -12.0% |
| Tangible fixed assets | 22/27 | €63,583 | €55,950 | -€7,633 | -12.0% |
| Plant, machinery and equipment | 23 | - | €2,661 | +€2,661 | |
| Furniture and vehicles | 24 | €7,445 | €4,628 | -€2,816 | -37.8% |
| Leasing and similar rights | 25 | €18,384 | €8,816 | -€9,568 | -52.0% |
| Other tangible fixed assets | 26 | €37,754 | €39,845 | +€2,091 | +5.5% |
| Financial fixed assets | 28 | €50 | €50 | = | 0.0% |
| Current assets | 29/58 | €1,585,068 | €1,883,423 | +€298,355 | +18.8% |
| Stocks and contracts in progress | 3 | €1,286,689 | €1,570,664 | +€283,974 | +22.1% |
| Stocks | 30/36 | €1,286,689 | €1,570,664 | +€283,974 | +22.1% |
| Amounts receivable within one year | 40/41 | €145,230 | €111,982 | -€33,248 | -22.9% |
| Trade receivables | 40 | €145,224 | €2,979 | -€142,245 | -97.9% |
| Other amounts receivable | 41 | €6 | €109,003 | +€108,997 | +1,775,189% |
| Cash at bank and in hand | 54/58 | €148,346 | €192,330 | +€43,984 | +29.6% |
| Deferred charges and accrued income | 490/1 | €4,803 | €8,448 | +€3,645 | +75.9% |
| Total equity and liabilities | 10/49 | €1,648,701 | €1,939,423 | +€290,722 | +17.6% |
| Equity | 10/15 | €1,099,767 | €1,304,505 | +€204,737 | +18.6% |
| Contributions | 10/11 | €6,197 | €6,197 | = | 0.0% |
| Reserves | 13 | €256,629 | €461,366 | +€204,737 | +79.8% |
| Distributable reserves | 133 | €256,629 | €461,366 | +€204,737 | +79.8% |
| Profit (loss) carried forward | 14 | €836,941 | €836,941 | = | 0.0% |
| Provisions and deferred taxes | 16 | €10,000 | €10,000 | = | 0.0% |
| Provisions for liabilities and charges | 160/5 | €10,000 | €10,000 | = | 0.0% |
| Major repairs and maintenance | 162 | €10,000 | €10,000 | = | 0.0% |
| Amounts payable | 17/49 | €538,934 | €624,919 | +€85,985 | +16.0% |
| Amounts payable after more than one year | 17 | €230,043 | €211,186 | -€18,857 | -8.2% |
| Financial debts | 170/4 | €230,043 | €211,186 | -€18,857 | -8.2% |
| Amounts payable within one year | 42/48 | €308,891 | €413,732 | +€104,842 | +33.9% |
| Current portion of amounts payable after more than one year | 42 | €173,611 | €263,433 | +€89,822 | +51.7% |
| Trade debts | 44 | €62,896 | €34,259 | -€28,637 | -45.5% |
| Suppliers | 440/4 | €62,896 | €34,259 | -€28,637 | -45.5% |
| Taxes, remuneration and social security | 45 | €57,384 | €101,040 | +€43,656 | +76.1% |
| Taxes | 450/3 | €39,192 | €81,824 | +€42,632 | +109% |
| Remuneration and social security | 454/9 | €18,192 | €19,216 | +€1,024 | +5.6% |
| Other amounts payable | 47/48 | €15,000 | €15,000 | = | 0.0% |
| Turnover | 70 | - | €5,281,188 | +€5.3m | |
| Goods, raw materials, services and sundry goods | 60/61 | - | €4,853,087 | +€4.9m | |
| Remuneration, social security and pensions | 62 | €71,995 | €89,731 | +€17,736 | +24.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €8,046 | €18,994 | +€10,948 | +136% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €1,000 | - | -€1,000 | |
| Other operating charges | 640/8 | €12,869 | €7,844 | -€5,025 | -39.0% |
| Gross operating margin | 9900 | €280,937 | €443,351 | +€162,414 | +57.8% |
| Operating profit (loss) | 9901 | €187,027 | €326,782 | +€139,755 | +74.7% |
| Financial income | 75/76B | - | €0 | +€0 | |
| Recurring financial income | 75 | - | €0 | +€0 | |
| Financial charges | 65/66B | €17,855 | €21,016 | +€3,162 | +17.7% |
| Recurring financial charges | 65 | €17,855 | €21,016 | +€3,162 | +17.7% |
| Profit (loss) for the period before taxes | 9903 | €169,173 | €305,766 | +€136,593 | +80.7% |
| Income taxes | 67/77 | €56,726 | €101,029 | +€44,303 | +78.1% |
| Profit (loss) for the period | 9904 | €112,447 | €204,737 | +€92,291 | +82.1% |
| Profit (loss) for the period to be appropriated | 9905 | €112,447 | €204,737 | +€92,291 | +82.1% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 19 October 2026 via checked.be.