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SACO: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

SACO

BE 0428.046.053
fiscal year 2023 against 2024filed annual accounts (NBB)
Net result for the year
-€17,042
2023 · -€19,077+€2,034
Equity
€459,721
2023 · €476,764-€17,042
Cash
€229,028
2023 · €230,280-€1,252
Balance sheet total
€459,951
2023 · €478,297-€18,346

Largest movements

2023 to 2024
Assets
  • Tangible fixed assets -€19,722

    down €19,722 (-8.4%), from €234,044 to €214,322

    of which Land and buildings: -€18,692

  • Receivables within one year +€5,624

    new in 2024: €5,624

Equity and liabilities
  • Profit (loss) carried forward -€17,042

    down €17,042 (-3.6%), from -€474,645 to -€491,688

Income statement
  • Depreciation -€1,339

    down €1,339 (-6.5%), from €20,614 to €19,275

  • Gross operating margin +€955

    up €955 (+32.7%), from €2,924 to €3,879

  • Financial income -€208

    no longer reported in 2024 (was €208)

  • Other operating charges +€56

    up €56 (+3.9%), from €1,438 to €1,494

From the 2023 result to the 2024 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 -€19,077
Gross operating margin +€955
Depreciation +€1,339
Other operating charges -€56
Financial income -€208
Financial charges +€8
Taxes -€4
Result 2024 -€17,042

Cash bridge derived

cash 2023 to 2024

Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€1,699
Investment +€447
Financing €0
Cash 2023 €230,280
Net result for the year -€17,042
Depreciation +€19,275
Receivables within one year -€5,624
Deferred charges and accrued income +€2,996
Tax, wage and social debts +€4
Other debts -€1,307
Investment in fixed assets (net) +€447
Cash 2024 €229,028
Every line side by side 39 lines
Line Code 2023 2024 Change %
Total assets 20/58 €478,297 €459,951 -€18,346 -3.8%
Fixed assets 21/28 €242,996 €223,273 -€19,722 -8.1%
Tangible fixed assets 22/27 €234,044 €214,322 -€19,722 -8.4%
Land and buildings 22 €228,216 €209,524 -€18,692 -8.2%
Plant, machinery and equipment 23 €2,393 €1,495 -€898 -37.5%
Furniture and vehicles 24 €3,435 €3,303 -€132 -3.8%
Financial fixed assets 28 €8,952 €8,952 = 0.0%
Current assets 29/58 €235,301 €236,677 +€1,376 +0.6%
Amounts receivable within one year 40/41 - €5,624 +€5,624
Other amounts receivable 41 - €5,624 +€5,624
Cash at bank and in hand 54/58 €230,280 €229,028 -€1,252 -0.5%
Deferred charges and accrued income 490/1 €5,021 €2,026 -€2,996 -59.7%
Total equity and liabilities 10/49 €478,297 €459,951 -€18,346 -3.8%
Equity 10/15 €476,764 €459,721 -€17,042 -3.6%
Contributions 10/11 €923,403 €923,403 = 0.0%
Capital 10 €923,403 €923,403 = 0.0%
Issued capital 100 €923,403 €923,403 = 0.0%
Reserves 13 €28,006 €28,006 = 0.0%
Non-distributable reserves 130/1 €9,942 €9,942 = 0.0%
Legal reserve 130 €9,942 €9,942 = 0.0%
Distributable reserves 133 €18,063 €18,063 = 0.0%
Profit (loss) carried forward 14 -€474,645 -€491,688 -€17,042 -3.6%
Amounts payable 17/49 €1,533 €229 -€1,304 -85.0%
Amounts payable within one year 42/48 €1,533 €229 -€1,304 -85.0%
Taxes, remuneration and social security 45 €90 €93 +€4 +4.1%
Taxes 450/3 €90 €93 +€4 +4.1%
Other amounts payable 47/48 €1,443 €136 -€1,307 -90.6%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €20,614 €19,275 -€1,339 -6.5%
Other operating charges 640/8 €1,438 €1,494 +€56 +3.9%
Gross operating margin 9900 €2,924 €3,879 +€955 +32.7%
Operating profit (loss) 9901 -€19,128 -€16,890 +€2,238 +11.7%
Financial income 75/76B €208 - -€208
Recurring financial income 75 €208 - -€208
Financial charges 65/66B €67 €59 -€8 -12.0%
Recurring financial charges 65 €67 €59 -€8 -12.0%
Profit (loss) for the period before taxes 9903 -€18,987 -€16,949 +€2,038 +10.7%
Income taxes 67/77 €90 €93 +€4 +4.1%
Profit (loss) for the period 9904 -€19,077 -€17,042 +€2,034 +10.7%
Profit (loss) for the period to be appropriated 9905 -€19,077 -€17,042 +€2,034 +10.7%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.