SAANVI CONSULTING SERVICES: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SAANVI CONSULTING SERVICES
Largest movements
- Cash +€68,148
up €68,148 (+210%), from €32,479 to €100,627
mainly Other debts (+€113,692) and Net result for the year (+€81,827)
- Receivables within one year -€10,679
down €10,679 (-16.6%), from €64,257 to €53,579
of which Other amounts receivable: -€8,020
- Other debts +€113,692
new in 2025: €113,692
- Reserves -€62,113
down €62,113 (-66.1%), from €93,940 to €31,827
- Tax, wage and social debts +€6,914
up €6,914 (+190%), from €3,631 to €10,545
- Gross operating margin -€6,470
down €6,470 (-5.5%), from €116,883 to €110,412
- Financial income -€3,272
down €3,272 (-66.2%), from €4,945 to €1,672
- Taxes -€2,311
down €2,311 (-9.2%), from €25,044 to €22,733
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €99,388 | €157,589 | +€58,201 | +58.6% |
| Fixed assets | 21/28 | €1,994 | €2,683 | +€690 | +34.6% |
| Tangible fixed assets | 22/27 | €1,994 | €2,683 | +€690 | +34.6% |
| Plant, machinery and equipment | 23 | - | €1,103 | +€1,103 | |
| Furniture and vehicles | 24 | €1,994 | €1,581 | -€413 | -20.7% |
| Current assets | 29/58 | €97,394 | €154,906 | +€57,511 | +59.1% |
| Amounts receivable within one year | 40/41 | €64,257 | €53,579 | -€10,679 | -16.6% |
| Trade receivables | 40 | €53,035 | €50,377 | -€2,659 | -5.0% |
| Other amounts receivable | 41 | €11,222 | €3,202 | -€8,020 | -71.5% |
| Cash at bank and in hand | 54/58 | €32,479 | €100,627 | +€68,148 | +210% |
| Deferred charges and accrued income | 490/1 | €658 | €700 | +€42 | +6.4% |
| Total equity and liabilities | 10/49 | €99,388 | €157,589 | +€58,201 | +58.6% |
| Equity | 10/15 | €95,440 | €33,327 | -€62,113 | -65.1% |
| Contributions | 10/11 | €1,500 | €1,500 | = | 0.0% |
| Reserves | 13 | €93,940 | €31,827 | -€62,113 | -66.1% |
| Distributable reserves | 133 | €93,940 | €31,827 | -€62,113 | -66.1% |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Amounts payable | 17/49 | €3,948 | €124,262 | +€120,314 | +3,048% |
| Amounts payable within one year | 42/48 | €3,631 | €124,262 | +€120,631 | +3,322% |
| Trade debts | 44 | - | €26 | +€26 | |
| Suppliers | 440/4 | - | €26 | +€26 | |
| Taxes, remuneration and social security | 45 | €3,631 | €10,545 | +€6,914 | +190% |
| Taxes | 450/3 | €3,631 | €10,545 | +€6,914 | +190% |
| Other amounts payable | 47/48 | - | €113,692 | +€113,692 | |
| Accrued charges and deferred income | 492/3 | €317 | €0 | -€317 | -100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €72 | €421 | +€349 | +483% |
| Other operating charges | 640/8 | €467 | €638 | +€171 | +36.6% |
| Gross operating margin | 9900 | €116,883 | €110,412 | -€6,470 | -5.5% |
| Operating profit (loss) | 9901 | €116,343 | €109,353 | -€6,990 | -6.0% |
| Financial income | 75/76B | €4,945 | €1,672 | -€3,272 | -66.2% |
| Recurring financial income | 75 | €4,945 | €1,672 | -€3,272 | -66.2% |
| Financial charges | 65/66B | €5,929 | €6,464 | +€536 | +9.0% |
| Recurring financial charges | 65 | €5,929 | €6,464 | +€536 | +9.0% |
| Profit (loss) for the period before taxes | 9903 | €115,359 | €104,561 | -€10,798 | -9.4% |
| Income taxes | 67/77 | €25,044 | €22,733 | -€2,311 | -9.2% |
| Profit (loss) for the period | 9904 | €90,315 | €81,827 | -€8,488 | -9.4% |
| Profit (loss) for the period to be appropriated | 9905 | €90,315 | €81,827 | -€8,488 | -9.4% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 25 October 2026 via checked.be.