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S4BM: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

S4BM

BE 0505.807.488
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€3,598
2024 · -€4,790+€1,192
Equity
-€77,110
2024 · -€73,512-€3,598
Cash
€139
2024 · €2+€137
Balance sheet total
€298
2024 · €2+€296

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€159

    new in 2025: €159

  • Cash +€137

    up €137 (+7577.3%), from €2 to €139

    mainly Other debts (+€2,155) and Trade debts (+€1,739)

Equity and liabilities
  • Profit (loss) carried forward -€3,598

    down €3,598 (-4.5%), from -€79,712 to -€83,310

  • Other debts +€2,155

    up €2,155 (+3.0%), from €73,027 to €75,182

  • Trade debts +€1,739

    up €1,739 (+357.0%), from €487 to €2,226

Income statement
  • Other operating charges -€1,065

    down €1,065 (-67.2%), from €1,585 to €520

  • Financial charges -€196

    down €196 (-81.3%), from €241 to €45

  • Gross operating margin -€69

    down €69 (-2.3%), from -€2,964 to -€3,034

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€4,790
Gross operating margin -€69
Other operating charges +€1,065
Financial charges +€196
Result 2025 -€3,598

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€137
Investment €0
Financing €0
Cash 2024 €2
Net result for the year -€3,598
Receivables within one year -€159
Trade debts +€1,739
Other debts +€2,155
Cash 2025 €139
Every line side by side 22 lines
Line Code 2024 2025 Change %
Total assets 20/58 €2 €298 +€296 +16338.1%
Current assets 29/58 €2 €298 +€296 +16338.1%
Amounts receivable within one year 40/41 - €159 +€159
Other amounts receivable 41 - €159 +€159
Cash at bank and in hand 54/58 €2 €139 +€137 +7577.3%
Total equity and liabilities 10/49 €2 €298 +€296 +16338.1%
Equity 10/15 -€73,512 -€77,110 -€3,598 -4.9%
Contributions 10/11 €6,200 €6,200 = 0.0%
Profit (loss) carried forward 14 -€79,712 -€83,310 -€3,598 -4.5%
Amounts payable 17/49 €73,514 €77,408 +€3,894 +5.3%
Amounts payable within one year 42/48 €73,514 €77,408 +€3,894 +5.3%
Trade debts 44 €487 €2,226 +€1,739 +357.0%
Suppliers 440/4 €487 €2,226 +€1,739 +357.0%
Other amounts payable 47/48 €73,027 €75,182 +€2,155 +3.0%
Other operating charges 640/8 €1,585 €520 -€1,065 -67.2%
Gross operating margin 9900 -€2,964 -€3,034 -€69 -2.3%
Operating profit (loss) 9901 -€4,549 -€3,553 +€996 +21.9%
Financial charges 65/66B €241 €45 -€196 -81.3%
Recurring financial charges 65 €241 €45 -€196 -81.3%
Profit (loss) for the period before taxes 9903 -€4,790 -€3,598 +€1,192 +24.9%
Profit (loss) for the period 9904 -€4,790 -€3,598 +€1,192 +24.9%
Profit (loss) for the period to be appropriated 9905 -€4,790 -€3,598 +€1,192 +24.9%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.